{"id":1748710,"url":"https://alion.io/job/qonto-credit-fraud-analyst","title":"Credit Fraud Analyst","company":{"id":52889,"name":"Qonto","domain":"qonto.com","url":"https://alion.io/company/qonto","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Lever","truth_index":{"grade":"A","score":91,"open_postings":35,"ghost_share":0.057,"stale_share":0,"repost_share":0.057,"time_to_fill_p50_days":740,"computed_at":"2026-11-01T06:10:25Z"}},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Paris, France"],"countries":["FR"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":34000,"max_usd":88000,"period":"year","method":"role_country_seniority_unknown","sample_n":170},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2025-11-13T16:21:09Z","employer_posted_date":"2025-11-13","last_verified_at":"2026-11-01T13:39:44Z","board_verified":true,"closed_at":null,"days_open":353,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":352},"description":"Join us as a Credit Fraud Analyst to help protect Qonto's credit products as we become a bank. You'll own the operational efficiency of our credit fraud processes end-to-end, reporting to Thibault, Head of Fraud.\nWhat you'll do\nOwn credit fraud operations end-to-end: You'll supervise the day-to-day efficiency of our credit fraud processes.\nSharpen our AI fraud detection: You'll partner with Tech to continuously improve the AI tool we use to catch credit fraud and defaults.\nRework eligibility, not just enforce it: You'll analyze credit defaults and declined financing to challenge and rework our eligibility criteria.\nBuild and run fraud controls: You'll design and implement the controls that keep our credit products safe as we scale.\nBe the cross-market go-to on credit fraud: You'll act as the point of contact for Risk, Product and Customer Care across all our markets.\nWhat we're looking for\nYou've worked credit fraud or default cases hands-on: You know how to read a case, question it, and act - not just follow a checklist.\nYou bring a critical mind and real curiosity: You question existing criteria and processes instead of taking them at face value.\nYou communicate with confidence: You'll work directly with Risk, Product and Customer Care, so clarity and conviction matter.\nYou're curious about AI: You're comfortable using AI tools to spot patterns in data, and keen to help us sharpen the AI tool we use to catch fraud.\nWhat we can offer you\nA function you get to build, not inherit: As Qonto becomes a bank, you'll shape the credit fraud function from the ground up.\nReal ownership, real trust: Your manager gives real autonomy - you'll be the team's go-to expert, not someone executing a fixed brief.\nA seat at the table across the business: You'll work directly across teams, with visibility across markets.\nA front-row seat to Qonto becoming a bank: You'll join at a pivotal moment as we launch new credit products.\nYour future manager\nYou will work directly with Thibault Mosser, our Head of Fraud, who has been with Qonto for 7 years and has led the fraud team through an impressive growth phase. He has led the successful separation of Fraud and AML and implemented modern fraud detection systems. Thibault is known for his supportive leadership style that grants teams great autonomy, and brings deep understanding of international fraud management. With him as your manager, you will benefit from a leader who understands both operational details and strategic direction.","description_format":"text","description_chars":2501,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"France","iso":"FR","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-10-03T07:26:58Z"}],"visa":[],"liveness":{"score":59,"band":"ok","label":"Likely open","p_open":1,"p_active":0.823,"p_room":0.72,"age_days":352,"expected_fill_days":740,"reasons":["conf:0","win:mid","crowd:"],"computed_at":"2026-11-01T06:10:25Z"},"pay":null,"html_url":"https://alion.io/job/qonto-credit-fraud-analyst","json_url":"https://alion.io/job/qonto-credit-fraud-analyst.json","meta":{"generated_at":"2026-11-01T17:37:20Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":27001,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-02T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":52889},"rest":"https://alion.io/mcp/rest/get_company?id=52889"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fqonto-credit-fraud-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fqonto-credit-fraud-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fqonto-credit-fraud-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/qonto-credit-fraud-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fqonto-credit-fraud-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":1748710}},{"tool":"search_jobs","arguments":{"company":"qonto.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":1748710},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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