{"id":3602167,"url":"https://alion.io/job/redotpay-wallet-engineer","title":"Wallet Engineer","company":{"id":685526,"name":"RedotPay","domain":"redotpay.com","url":"https://alion.io/company/redotpay","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Moka","truth_index":null},"role":"Web3","role_family":"Web3","seniority":null,"employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":[],"countries":[],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"Apache 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Cloud","optional":false}],"status":"live","first_seen_at":"2026-10-15T15:59:14Z","employer_posted_date":"2026-10-16","last_verified_at":"2026-11-04T09:16:34Z","board_verified":true,"closed_at":null,"days_open":19,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":19},"description":"岗位职责\n负责出入金系统及钱包系统的架构设计与开发迭代，涵盖账户充值、提现、资金划转、钱包余额管理等核心功能模块; 熟悉三方托管、自托管等平台/渠道的接入与维护。\n设计并实现高并发场景下的资金交易解决方案，保障系统高性能、高可用性与数据一致性，确保资金流转的稳定与高效。\n构建账户资金管理模型，实现账户分级、资金流向控制等策略的动态配置与管理，满足不同业务场景的资金管控需求。\n持续优化出入金及钱包业务流程，提升多终端（Web/App/H5/PC 端）兼容性与用户体验，确保操作便捷性与界面友好性。\n建立安全防护机制，防范资金盗用、交易欺诈、数据篡改等风险，确保符合支付行业相关数据合规要求（如 PCI-DSS、反洗钱法规等）。\n完善交易日志与审计系统，支撑资金异常交易监控、风险预警及对账清算，为业务决策提供数据支持。\n协同风控、财务、产品团队制定资金安全策略，参与数据加密方案设计与实施，保障资金数据安全。\n技能要求\n1、核心技术栈\n编程语言与框架\n精通 Java 开发语言，熟练掌握 Spring Boot、Spring Cloud、MyBatis 等主流框架，能够独立完成出入金及钱包模块的代码架构设计。\n熟悉支付相关协议（如 PCI-DSS、SWIFT 等），具备从零实现支付逻辑或集成开源支付框架的能力。\n数据处理与存储\n掌握关系型数据库（如 MySQL、Oracle）和非关系型数据库（如 Redis、MongoDB）的应用，熟悉分布式数据库设计与分库分表策略。\n熟练使用消息队列（如 RabbitMQ、Kafka）实现异步解耦，保证交易数据的可靠传输与最终一致性。\n2、系统架构能力\n分布式系统设计\n熟悉高并发、高可用的资金交易系统架构，掌握分布式事务处理（如 TCC、SAGA 模式）、分布式锁等技术，熟练使用 Redis、Nginx 等中间件优化性能。\n具备微服务架构经验，了解 API 网关设计（如 Spring Cloud Gateway、Zuul）及服务间通信机制，能够设计高效的微服务接口与交互流程。\n技术选型与搭建\n能够根据业务需求完成技术选型（如支付渠道对接方案、数据库选型、中间件选择），主导搭建可扩展的出入金及钱包基础框架，支持未来业务扩展与功能迭代。\n3、安全合规与标准化\n合规性设计\n熟悉支付行业相关法规（如 PCI-DSS、AML 反洗钱、KYC 客户身份识别），能够将合规要求融入系统设计（如用户信息加密存储、交易流程合规化、资金流向审计等）。\n了解金融行业新兴标准（如开放银行 API 规范），推动系统与行业标准的对接与融合。\n标准化输出\n具备编写技术规范文档的能力，包括接口文档、资金管理模型设计文档、安全防护手册等，确保团队协作与知识传承。\n4、工具与运维能力\n云原生与 DevOps\n熟悉云平台（AWS/Azure/ 阿里云）相关服务（如弹性计算、存储、负载均衡），具备容器化部署（Docker/K8s）及 CI/CD 流水线搭建经验。\n掌握监控工具（Prometheus、Grafana）和日志分析（ELK），实现系统性能与交易风险的实时预警，保障系统稳定运行。\nAI 开发与效能工具\n熟悉企业级 AI Gateway / LLM API 接入与使用规范，能在研发流程中运用 AI 辅助编码、代码审查、文档与测试用例生成、日志与告警分析等（遵循脱敏与权限边界，不用于未复核的资金操作决策）。\n了解 AI Agent、RAG、MCP 等常见集成方式，具备将 AI 能力嵌入内部工具或运维辅助场景的基础实践经验者优先。\n5、加分项\n有支付系统（如聚合支付、第三方支付平台、VISA）、钱包系统或金融交易系统开发经验。\n熟悉区块链技术在钱包领域的应用（如数字货币钱包、去中心化钱包）。\n持有 CISP、CISSP、CFA 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