{"id":514378,"url":"https://alion.io/job/rhb-banking-group-senior-credit-evaluation-manager","title":"Senior Credit Evaluation Manager","company":{"id":5429,"name":"RHB Banking Group","domain":"rhb.com","url":"https://alion.io/company/rhb","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"C","score":66,"open_postings":266,"ghost_share":0.56,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":30,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Singapore"],"countries":["SG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":47000,"max_usd":90000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":17},"experience_years_min":15,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-08-14T00:00:00Z","employer_posted_date":"2026-10-01","last_verified_at":"2026-10-18T14:59:58Z","board_verified":false,"closed_at":null,"days_open":67,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":67},"description":"Primary Objective\nTo ensure recommendations and approvals for new and review loans result in no more than 2% of loans turning NPL within 12 months and approval turnaround time is met by:\nConducting credit risk evaluation and approving /rejecting or recommending for approval, credit applications submitted by Corporate Banking (‘CORP’), Islamic Banking (IB), Commercial Banking (‘CB’), Financial Institutions Group (‘FIG’) and Personal Financial Services (‘PFS’)\nKey Responsibilities \nEvaluation\nProvide credit risk evaluation of credit applications submitted by the various business units and identify /address /mitigate all pertinent credit risk issues.\nApprove credit applications within ‘Delegated Lending Authority’ assigned or recommend to next higher approving level for approval in accordance with the DLA architecture set out.\nFor credit applications submitted by CORP, IB, CB & FIG, to review the ‘credit risk grade’ generated and affirm or reject /override the credit grade with justification.\nFor credit applications submitted by PFS, to ensure that the respective product parameters, credit guidelines and regulatory requirements are met or well mitigated.\nEvaluate and approve, reject or recommend operational and administrative requests of CORP, IB, CB, FIG & PFS customers such as variation of terms & conditions.\nKeep abreast of industry developments, market sentiments and the general business trend and their impact on our banking business.\nCompliance\nEnsure that credit applications submitted are in line with the Bank’s credit guidelines & policy, rules and regulations as laid down in the Bank’s circulars and operations manuals, regulatory requirements (MAS Notices and Circulars, Banking Act).\nAddress issues raised by auditors and MAS relating to credit matters.\nOthers\nUndertake ad-hoc projects and other duties assigned by Head of Credit Evaluation or Senior Credit Manager from time to time.\nConduct joint customer visits with business units to better understand risks pertaining to their credit applications and provide them guidance on structuring of credit facilities.\nAssist in the day-to-day operations and administrative functions of the department.\nQualifications\nDegree /professional qualifications in Business, Accounting, Banking, Finance, Economics or other relevant disciplines. Minimum 15 years working experience in credit risk evaluation /analysis of corporate, SME and retail lending. Knowledge of MAS statutory requirements is required for retail lending (i.e. housing & commercial property loans). Possess strong credit writing and analytical skills in corporate /SME lending. Good communication and interpersonal skills.","description_format":"text","description_chars":2667,"description_truncated":false,"requirements":{"experience_years_min":15,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Property & Casualty Insurance","Asset Management & Funds","Investment Banking & M&A Advisory","Online Brokerage & Trading Platforms"],"lifecycle":[{"event":"open","at":"2026-09-07T17:36:26Z"},{"event":"close","at":"2026-09-30T14:28:25Z"},{"event":"reopen","at":"2026-10-01T12:22:24Z"}],"visa":[],"liveness":{"score":13,"band":"cold","label":"Long shot","p_open":1,"p_active":0.449,"p_room":0.28,"age_days":67,"expected_fill_days":30,"reasons":["conf:38","stale_co","velocity","win:tail","crowd:brand"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/rhb-banking-group-senior-credit-evaluation-manager","json_url":"https://alion.io/job/rhb-banking-group-senior-credit-evaluation-manager.json","meta":{"generated_at":"2026-10-20T20:14:24Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":23513,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-21T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":5429},"rest":"https://alion.io/mcp/rest/get_company?id=5429"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Frhb-banking-group-senior-credit-evaluation-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Frhb-banking-group-senior-credit-evaluation-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Frhb-banking-group-senior-credit-evaluation-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/rhb-banking-group-senior-credit-evaluation-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Frhb-banking-group-senior-credit-evaluation-manager"}]}