Junior Underwriter

Position Summary

The Junior Underwriter supports both the underwriting and brokerage functions within a specialty marine underwriting and distribution team. This role assists Underwriters and Brokers in the evaluation, marketing, processing, and servicing of commercial marine insurance accounts - partnering with agents and carriers on submissions while also helping shepherd business through underwriting review, quoting, binding, and policy issuance. The Junior Underwriter maintains underwriting files, prepares broker- and carrier-facing documentation, and ensures data accuracy throughout the full placement lifecycle. This role works collaboratively with Underwriters, brokers, agents, carriers, and internal departments to provide efficient service and support profitable business growth.

What will your job entail?

Essential Duties and Responsibilities

Underwriting Support

• Assist Underwriters with new and renewal account processing, risk analysis, and coverage recommendations.

• Review submission materials for completeness and follow up with brokers/agents for outstanding underwriting information (loss runs, exposure schedules, applications).

• Prepare quotations, indications, binders, certificates, endorsements, and other underwriting documents.

• Enter and maintain account information within underwriting and policy management systems.

• Coordinate policy issuance and ensure accuracy of coverage documentation.

• Review loss runs, exposure schedules, and other underwriting information for completeness and accuracy.

• Monitor outstanding items and assist in managing underwriting workflows and renewal timelines.

• Assist with reporting, bordereaux management, and portfolio tracking as needed.

Brokerage & Distribution Support

• Support the marketing of new and renewal submissions to carriers, helping identify appropriate markets and coverage solutions for agents and brokers.

• Serve as a day-to-day point of contact for broker and agent inquiries regarding market appetite, submission status, quotes, and coverage terms.

• Assist in negotiating terms, conditions, and pricing with carriers on behalf of the brokerage/underwriting team.

• Help prepare client- and broker-facing materials, including coverage comparisons, market submissions, and premium summaries.

• Support relationship management with agents, brokers, and carrier partners to strengthen distribution channels and drive retention.

• Coordinate with internal claims, risk engineering, and legal teams to support account servicing and broker requests.

General & Administrative

• Respond to broker and agent requests regarding policy status, documentation, and underwriting requirements.

• Maintain accurate electronic files and documentation in accordance with company procedures and compliance requirements.

• Participate in account servicing activities and support relationship management efforts across both underwriting and brokerage functions.

• Support underwriting and distribution initiatives, special projects, and process improvement efforts.

Qualifications

• Bachelor's degree preferred or equivalent insurance industry experience.

• 2-5 years of insurance, underwriting, brokerage, or related experience preferred.

• Strong organizational skills and attention to detail.

• Ability to manage multiple priorities in a fast-paced environment involving both underwriting and brokerage workflows.

• Effective verbal and written communication skills, with comfort communicating directly with agents, brokers, and carrier partners.

• Proficiency in Microsoft Office applications, including Excel, Outlook, and Word.

• Ability to analyze information and exercise sound judgment.

• Demonstrated commitment to delivering high-quality customer service to both internal and external partners.

Preferred Qualifications

• Experience in commercial property & casualty, specialty, or marine insurance, in either an underwriting or brokerage capacity.

• Progress toward industry designations such as CPCU, AU, ARM, or AMIM.

• Familiarity with underwriting, policy administration, and document management systems, as well as carrier/market submission processes.

• Prior exposure to agent/broker relationship management or marketing of accounts to carriers.

Knowledge, Skills, and Abilities

• Strong analytical and problem-solving skills.

• Ability to learn underwriting concepts, insurance products, and brokerage/distribution practices.

• Excellent attention to detail and accuracy.

• Ability to work independently and collaboratively within a team environment that spans underwriting and brokerage functions.

• Strong time management and organizational skills.

• Comfort operating as a liaison between internal underwriting teams and external agents, brokers, and carriers.

Career Path

This position is designed to provide foundational underwriting and brokerage experience necessary for advancement into an Underwriter/Broker role through continued technical development, training, and demonstrated performance.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Ourvision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexualorientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. Thispolicy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $88,000.00 - $110,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [email protected]

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.