{"id":4151607,"url":"https://alion.io/job/saaf-finance-product-manager","title":"Product Manager","company":{"id":698350,"name":"Saaf Finance","domain":"saaffinance.com","url":"https://alion.io/company/saaffinance","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":null},"role":"Product","role_family":"Product","seniority":"middle","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":4,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"Figma","optional":false},{"name":"Linear","optional":false},{"name":"LLM Guardrails","optional":false},{"name":"Notion","optional":false},{"name":"RAG","optional":false},{"name":"SQL","optional":false},{"name":"GitHub","optional":true},{"name":"Slack","optional":true}],"status":"live","first_seen_at":"2026-11-12T09:12:25Z","employer_posted_date":"2026-11-12","last_verified_at":"2026-11-12T09:29:44Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"Product Manager\nMortgage Lending, Reimagined\nAHL is building the future of mortgage lending by combining frontier AI with proven lending operations. The company was formed when Saaf, an AI-first fintech startup, merged with American Heritage Lending, an Ellington Financial portfolio company. Today AHL is a top-10 private lender processing billions in loan volume, and AI is how we're accelerating that growth.\nThe U.S. mortgage market moves roughly $6 trillion a year, yet it still runs on fragmented systems, PDFs, email chains, and manual decisions designed decades ago. We're applying AI agents, RAG infrastructure, and modern engineering to that problem from first principles - across underwriting, processing, borrower communication, and pricing for products like DSCR and RTL (fix-and-flip) loans.\nWe're asking questions like:\nHow do people and AI agents work together instead of competing?\n\nCan agents execute meaningful work across multiple lending systems end to end?\n\nWhat does a loan look like when it's designed AI-native, not digitized after the fact?\n\nUnlike most fintechs, we don't have to imagine our users or wait for distribution. The loan officers, underwriters, brokers, and real-estate investors we build for are already here, and the data from real funded loans shapes every decision. We're looking for builders who move fast, learn constantly, and care more about creating something category-defining than protecting how things have always been done.\nThe Role: Product Manager\nLocation: New York City (on-site / hybrid) · Type: Full-time · Team: Product\nWe're hiring a Product Manager to own the experience of the AI-powered lending platform used across AHL - by borrowers and brokers on the outside, and by loan officers, processors, and underwriters on the inside. You'll work directly with the founders, the AI team, and engineering to turn complex, data-intensive mortgage workflows into products that are simple, fast, and measurably better.\nThis isn't a greenfield startup role or a maintenance role at a legacy lender. It's both at once: you'll ship to real users at real loan volume, while redesigning how those workflows should work when AI agents do much of the work. You'll bring the user's voice into every decision and make sure what we build is technically sound, compliant, and a delight to use.\nWhat You'll Do\nLead user research and UX. Run interviews, surveys, and usability tests with borrowers, brokers, loan officers, processors, and underwriters - many of whom sit in our own offices. Turn pain points into clear product direction, and prototype solutions with design in Figma or with AI prototyping tools.\n\nDesign human + AI workflows. Decide where an AI agent should act, where a person should review, and how hand-offs, exceptions, and audit trails work. Partner with the AI and forward-deployed engineering teams to turn agent capabilities into dependable product features.\n\nOwn a data-driven roadmap. Prioritize by measurable impact on outcomes like loan throughput, time-to-close, pull-through, and cost per loan. Define success metrics up front and track them against real funded-loan data.\n\nWrite specs engineering can build from. Translate user needs into detailed requirements and acceptance criteria. Work with engineers on APIs, data models, and integrations with our loan origination system and lending stack.\n\nBring lending operations and compliance along. Work with Ops, Underwriting, Capital Markets, Sales, and Compliance so launches fit credit guidelines and regulatory requirements, and so teams are trained and ready on day one.\n\nRun agile execution. Keep a prioritized backlog in Linear, document decisions in Notion, run planning, grooming, and retros, and coordinate releases. Shorten the loop from user feedback to shipped change.\n\nPartner on go-to-market. Work with Product Marketing and Sales on launches of new programs and features for investors and brokers, and feed field insights back into the roadmap.\n\nWhat You Bring\nMust-have\n4+ years in product management, ideally in fintech, lending, or mortgage technology.\n\nHands-on user research experience (interviews, surveys, usability testing) and a track record of turning insights into shipped product.\n\nTechnical fluency: you can discuss APIs, data flows, and system architecture with engineers, and you write clear, detailed specs.\n\nAI fluency: you use AI tools daily to research, prototype, and write, and you understand where LLMs and agents are reliable and where they need guardrails.\n\nData-driven: you define KPIs, can pull and interpret your own data (SQL or BI tools a plus), and always ask \"what problem does this solve, and how will we measure it?\"\n\nStrong communicator who can simplify complex ideas and build consensus across engineering, operations, compliance, and leadership.\n\nThrives in fast-moving environments; hands-on and execution-oriented.\n\nBased in or willing to work regularly from our New York office.\n\nNice to have\nExperience with business-purpose or non-QM lending (DSCR, fix-and-flip/RTL, bridge, construction).\n\nExposure to loan origination systems (e.g., Encompass), pricing engines, or underwriting workflows.\n\nExperience shipping AI agent, RAG, or workflow-automation products to production.\n\nStartup or 0-to-1 experience, or experience bringing a startup product into a larger operating business.\n\nProficiency with Figma, Linear, Notion, Slack, and GitHub.\n\nWhy AHL\nReal scale from day one. A top-10 private lender with billions in loan volume means your work reaches real borrowers and moves funded loans right away, not after years of chasing distribution.\nYour users are down the hall. Loan officers, underwriters, and operations teams are colleagues, not a research panel. You can watch a workflow, ship a fix, and see the result the same week.\nAI-first means AI-first. We don't bolt AI onto old processes. You'll build on real agent, RAG, and automation infrastructure alongside the team that builds it.\nOwnership without layers. Work directly with the founders and leadership, own your product area end to end, and help shape how product management works across the combined company.\nCompensation & Benefits\nCompetitive salary and equity\n\nComprehensive health, dental, and vision\n\nProfessional development budget\n\nAHL is an equal opportunity employer. We welcome applications from candidates of all backgrounds.","description_format":"text","description_chars":6376,"description_truncated":false,"requirements":{"experience_years_min":4,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity","Professional development"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Consumer Loans & Pawnshops"],"lifecycle":[{"event":"open","at":"2026-11-12T09:29:44Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":27,"reasons":["conf:0","win:early"],"computed_at":"2026-11-12T10:16:37Z"},"pay":null,"html_url":"https://alion.io/job/saaf-finance-product-manager","json_url":"https://alion.io/job/saaf-finance-product-manager.json","meta":{"generated_at":"2026-11-12T10:16:37Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":20917,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":698350},"rest":"https://alion.io/mcp/rest/get_company?id=698350"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsaaf-finance-product-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsaaf-finance-product-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsaaf-finance-product-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/saaf-finance-product-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsaaf-finance-product-manager"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4151607}},{"tool":"search_jobs","arguments":{"company":"saaffinance.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4151607},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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