{"id":2588274,"url":"https://alion.io/job/salmon-group-sme-underwriter","title":"SME Underwriter","company":{"id":2207044,"name":"Salmon","domain":"salmon.group","url":"https://alion.io/company/salmon-group","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":75,"open_postings":5,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-17T05:46:00Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Taguig, Philippines"],"countries":["PH"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":14000,"max_usd":29000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":11},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-14T03:58:42Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-10-17T20:52:01Z","board_verified":true,"closed_at":null,"days_open":3,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":3},"description":"About Salmon Bank\nSalmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd., is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a licensed institution with the speed and convenience of a modern financial product. Work within regulated financial infrastructure, where product, risk, compliance, operations, technology, and customer experience are closely connected.\nThe Role\nWe are building our MSME lending business from the ground up and are looking for an experienced Underwriting Lead to design and own the credit function. This is a hands-on builder role - you will not inherit a finished framework. You will design it, document it, and develop the team that runs it. If you have built underwriting functions before and want to do it again in a fast-moving, BSP-regulated fintech environment, this role is for you.\nWhat You'll Do\nDesign and document the end-to-end MSME underwriting framework: credit policy, risk appetite, scoring methodology, and delegation of authority matrix\nDefine and standardize credit assessment criteria for business term loans, with extensibility to revolving credit lines and cash flow-based products\nEstablish approval workflows, escalation paths, and documentation standards for credit decisions\nCoach and develop the local underwriting team, building internal capability to operate independently\nCollaborate with Risk, Compliance, and Product to ensure underwriting standards meet BSP regulatory requirements\nReview and sign off on credit decisions during the framework build-out phase\nWhat We're Looking For\nMinimum 5 years of MSME/SME credit underwriting experience, ideally in SEA or emerging market banking or fintech\nPrior experience building or rebuilding underwriting functions and processes from scratch\nStrong knowledge of financial statement analysis, cash flow-based lending, and collateral assessment\nFamiliarity with BSP regulations and Philippine lending compliance standards\nComfortable working in fast-paced, high-growth environments where processes are still being shaped\nStrong leadership and communication skills - able to coach junior underwriters and collaborate across teams\nWhy Join Us\nBe part of building MSME lending in a BSP-licensed digital bank from the ground up\nWork within a regulated financial infrastructure with the agility of a startup\nCompetitive compensation and benefits including HMO on Day 1\nCollaborative and international team environment\nBGC, Taguig headquarters","description_format":"text","description_chars":2512,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"Philippines","iso":"PH","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Food & Beverages","Seafood"],"lifecycle":[{"event":"open","at":"2026-10-15T04:48:30Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":3,"expected_fill_days":36,"reasons":["conf:0","velocity","win:early"],"computed_at":"2026-10-17T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/salmon-group-sme-underwriter","json_url":"https://alion.io/job/salmon-group-sme-underwriter.json","meta":{"generated_at":"2026-10-17T23:09:06Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":1386,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-18T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2207044},"rest":"https://alion.io/mcp/rest/get_company?id=2207044"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsalmon-group-sme-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsalmon-group-sme-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsalmon-group-sme-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/salmon-group-sme-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsalmon-group-sme-underwriter"}]}