{"id":1683239,"url":"https://alion.io/job/scotiabank-aml-analyst","title":"AML Analyst","company":{"id":1754303,"name":"Scotiabank","domain":"scotiabank.com","url":"https://alion.io/company/scotiabank-com","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SuccessFactors","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["Bogotá, Colombia"],"countries":[],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":28000,"max_usd":71000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":2254},"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-01T02:00:00Z","employer_posted_date":"2026-10-01","last_verified_at":"2026-10-08T21:07:22Z","board_verified":true,"closed_at":null,"days_open":7,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":7},"description":"ID de la solicitud: 266749\nGracias por tu interés en ScotiaGBS, el mejor campus de Bogotá.\nÚnete a un equipo ganador con un propósito claro, comprometido con el logro de resultados en un entorno inclusivo y de alto desempeño.\nPurpose\nContribute to the overall success of the AML Operations Unit in Bogotá, Colombia by ensuring the execution of specific individual goals, plans, and initiatives in support of the team’s strategies and objectives. Ensure that all activities conducted comply with governing regulations, internal policies, and procedures.\nThe Analyst will investigate and assess customer relationships to identify potential financial, reputational, operational, and/or compliance risks, as well as activities involving money laundering or terrorist financing risks.\nAccording to Global Operations needs and assignment requirements, and within a customer-focused culture, the Analyst may support, for Canadian and/or International Banking, one or more of the activities described herein in areas such as Enhanced Due Diligence, Name Screening, Transaction Monitoring, Demarket, Media Search, among others.\n\nGeneral Responsibilities\nActively pursue effective and efficient operations, ensuring the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations regarding operational risk, regulatory compliance, Anti-Money Laundering/Terrorist Financing (AML/ATF), and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, the Regulatory Compliance Risk Management Framework, the Global AML/ATF Handbook, and the Guidelines for Business Conduct.\nInvestigate and analyze transactions and/or identify unusual patterns of international payment activity and/or trade finance activity through the application of expert knowledge to assess operational risk and money laundering exposures.\nHelp ensure that the Bank complies with Anti-Money Laundering regulatory obligations to detect and report suspicious activities.\nPrepare risk assessment reports or spreadsheets for management review, outlining suspected money laundering typologies, investigation scope, risk assessment, and recommended remediation actions.\nPerform thorough analyses to support reasoned, accurate, and consistent assessments aligned with the risk rating assigned to each case.\nDevelop and maintain a strong knowledge and understanding of the Bank’s AML/ATF policies and procedures, money laundering and terrorist financing regulations, industry best practices, criminal typologies, and emerging trends.\nHelp mitigate financial and reputational risks related to the Bank.\nSupport business line colleagues and respond promptly to requests and concerns from partners and stakeholders (including Security & Investigations and Shared Services) in the assessment and resolution of cases initiated by these groups or any other assigned tasks.\nSupport the Manager and/or Senior Manager in AML Operations to mitigate risks associated with money laundering or terrorist financing.\nMaintain expected productivity and quality standards as defined through performance metrics.\nPrepare written risk assessment reports and case memoranda for executive and/or testing audits (internal and/or external), recommending remediation plans.\nStay current with emerging and current trends, typologies, and legislative changes by participating in AML training sessions and accessing industry resources.\nContribute to the development and/or identification of typologies based on significant cases.\nEnsure all case remediation actions are completed within established timelines.\nProactively identify opportunities for process, technology, and system improvements and participate in implementation efforts as appropriate.\nUnderstand how the Bank’s risk appetite and risk culture should be considered in daily activities and decisions.\nAssist in drafting guidance documents and/or peer training materials.\nFoster a high-performance environment and contribute to an inclusive workplace.\nSpecific Responsibilities\nApply advanced investigative skills to develop business intelligence within specific industries to support expert and in-depth anti-money laundering investigations, in accordance with the Level 1 EDD procedure.\nAchieve optimal service levels by managing assigned cases promptly and ensuring that the depth of case review activities is proportional to the customer risk profile and aligned with the Enterprise Wide AML/ATF Policy and associated written procedures.\nMaintain proper records of due diligence activities and disposition actions for all cases for audit purposes.\nPrioritize information requests, establish response timelines, and escalate requests as necessary.\nPrepare and escalate PEP relationships and sanctions-related cases with supporting documentation to Level 2 EDD.\nName Screening\nPerform Level 1 reviews for all customer alerts for designated jurisdictions and business units in accordance with the Bank’s ACRM Case Management Procedure.\nClose false positive alerts using appropriate disposition codes.\nEscalate alerts for Level 2 review according to established procedures.\nEscalate complex and/or high-risk alerts and cases for name analysis to Team Leaders.\nComplete and/or review PEP Classification Tool results to determine whether potential PEPs meet the definition and criteria within the Scotiabank PEP Policy (where applicable).\nRecord information in Oracle (PEP tab), following Level 2 confirmation for all validated potential matches related to Scotiabank Canada cases (where applicable).\nEscalate cases to Team Leaders or Managers for all validated matches against the DNDBW tab.\nTransaction Monitoring\nEnsure compliance with all obligations under the PCMLTFA, including the identification and timely filing of reports related to designated persons and politically exposed persons.\nIdentify efficiency opportunities within Triage and system enhancements and participate in implementation processes.\nEnsure collection of relevant information for alerts generated from the automated transaction monitoring system, including unusual transaction reports.\nInvestigate and evaluate customer alert activity generated by the automated transaction monitoring system and unusual transaction reports to identify potential money laundering or terrorist financing cases.\nAdjudicate alerts for closure or escalation for further review by the FIU. Request information from business units as needed and maintain records and supporting documentation according to regulatory requirements and departmental standards within the case management system.\nSupport the Intake function when required due to high alert volumes or business needs.\nSupport quality control review functions when required due to high alert volumes or business needs.\nDemarket\nExecute, coordinate, administer, and follow up on Demarket activities for an assigned client portfolio.\nLocate/create Oracle cases, update system comments, and assign cases to the appropriate work queue.\nCreate customer exit cases in the Case Management System (CMS) with appropriate supporting documentation provided by the Investigations Unit or other stakeholders.\nConduct accurate risk assessments to determine whether recommendations meet AML criteria for client exit.\nComplete internal and external cross-checks within Bank systems and secondary cross-checks outside Bank systems such as Tangerine, Roynat, and Nutrien to determine the customer’s holistic relationship across the Bank.\nDraft, send, and present exit letters and dispute emails involving business partners including, but not limited to, Investigation Units, Canadian Banking Business Partners (Retail, Small Business, Wealth, Commercial), Global Sanctions Office (GSO), HRCO, Ask Ops, Office of the President, New York Agency, among others.\nManage shared mailboxes (AML Exit and DNDBW) through actions related to business line approvals, exit letters, obtaining copies of exit letters, responding to work-related inquiries, and assisting ADT business partners within the first and second lines of defense.\nAction cases referred by Name Screening (NS), Do Not Do Business With (DNDBW), and Global Sanctions Office (GSO) to ensure compliance with service level agreements (SLAs).\nWork closely with the List Management Office and Technology AML Office (TAMLO) to resolve DNDBW-related issues, including incorrect Oracle fields. Monitor all added or modified issues and validate DNDBW records against ADT records.\nConfirm profile/product closures and perform Post-Demarket Reviews (PDRs) as part of daily team processes.\nUpdate the Case Management System (CMS) throughout the process with the corresponding status.\nEnsure evidence and supporting documentation are managed according to regulatory and business requirements.\nEnsure priorities are managed in a timely manner and customer exits meet quality control requirements.\nMedia Search\nExecute and follow up on media search activities in accordance with documented processes and procedures.\nEnsure that material news is reviewed and that relevant named parties are extracted for cross-reference review.\nPerform and initiate cross-checking activities with in-scope business line portfolios and determine whether there are potential customer matches.\nCreate cases in Oracle regarding potential customer matches for investigation in Intake and Triage, monitor transaction flow, and submit referrals to other Anti-Money Laundering Units via email.\nComplete assigned daily activities within established timelines.\nCommunicate daily media search article results via email to stakeholders.\nUnderstand how the Bank's risk appetite and risk culture should be considered in daily media search activities and decisions.\nIdentify process improvement opportunities and contribute to the implementation of process changes.\nManage the media search mailbox and respond to business partner inquiries/requests as required.\nEscalate sensitive or high-risk media search matters to the Manager and/or Director.\nAccurately record information in the Media Search Tracker and ensure results meet quality standards.\nEscalate complications or unexpected volume spikes to the Manager and/or Director in a timely manner.\nEnsure evidence and supporting documentation are retained and managed in accordance with operating procedures. \nDimensions\nAML Analysts are part of the AML Operations Unit located in Bogotá, Colombia, adding value and driving efficiencies by providing routing services for high-volume alert activities. Analysts are responsible for processing work efficiently and effectively and are expected to work independently with limited supervision. General direction is provided by the Team Leader as needed.\nMeasurement Criteria\nAbility to manage high-volume requests.\nService Level Agreements (SLAs).\nFlexibility in a constantly changing environment (procedural and automated systems).\nMeet quality and automation utilization expectations.\nDecisions\nOperates independently on a day-to-day basis.\nEscalates recommendations, exceptions, and complex issues to Management. Education / Experience / Other Information (include only role-specific requirements)\nReceives strategic direction from the Team Leader.\nEducation / Experience / Other Information\nBachelor’s degree in Business Administration, Industrial Engineering, Law, or related fields, with a minimum of 6 months to 2 years of relevant experience, or equivalent experience within a financial institution, in Compliance, Commercial Banking, or Retail Banking. In addition:\nStrong analytical skills to make rational and logical deductions, sometimes with limited information.\nAbility to gather, analyze, organize, document, and present information in a concise and organized manner.\nProven fact-finding skills with a clear understanding of key issues and effective probing techniques when conducting discussions.\nExcellent written and verbal communication skills.\nStrong understanding of corporate, commercial, and small business b...","description_format":"text","description_chars":14105,"description_truncated":true,"requirements":{"experience_years_min":2,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"Spanish","level":"Advanced (C1)","optional":false},{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[{"name":"Colombia","iso":null,"kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services"],"lifecycle":[{"event":"open","at":"2026-10-02T09:51:55Z"}],"visa":[],"liveness":{"score":84,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.933,"p_room":0.9,"age_days":7,"expected_fill_days":13,"reasons":["conf:2","wave","velocity","win:mid","comp:junior,brand"],"computed_at":"2026-10-08T05:49:30Z"},"pay":null,"html_url":"https://alion.io/job/scotiabank-aml-analyst","json_url":"https://alion.io/job/scotiabank-aml-analyst.json","meta":{"generated_at":"2026-10-09T01:32:55Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":1,"day_limit":5000,"remaining_today":4999,"minute_limit":60,"resets_at":"2026-10-10T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1754303},"rest":"https://alion.io/mcp/rest/get_company?id=1754303"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fscotiabank-aml-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fscotiabank-aml-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fscotiabank-aml-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/scotiabank-aml-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fscotiabank-aml-analyst"}]}