{"id":2723482,"url":"https://alion.io/job/scotiabank-senior-manager-fraud-analytics-strategy","title":"Senior Manager, Fraud Analytics & Strategy","company":{"id":1754303,"name":"Scotiabank","domain":"scotiabank.com","url":"https://alion.io/company/scotiabank-com","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SuccessFactors","truth_index":{"grade":"A","score":100,"open_postings":26,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":17,"computed_at":"2026-10-23T05:54:15Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Canada"],"countries":["CA"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":57000,"max_usd":99000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":390},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[],"status":"closed","first_seen_at":"2026-09-11T00:00:00Z","employer_posted_date":"2026-09-11","last_verified_at":"2026-10-23T05:59:23Z","board_verified":false,"closed_at":"2026-10-23T05:59:23Z","days_open":42,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":42},"description":"Requisition ID: 273402\nJoin a purpose driven winning team, committed to results, in an inclusive and high-performing culture.\nThe Senior Manager, Fraud Analytics & Strategy provides regional strategy, and subject matter expertise for application fraud in digital channels across International Banking (Mexico, Peru, Chile, Uruguay, Caribbean). The role focuses specifically on first party, synthetic, and non-stolen identity fraud, which reside within credit risk rather than enterprise fraud operations.\nThis leader defines the risk strategy and controls for digital channel originations fraud, and works with country teams to build capabilities and reduce losses.\nIs this role right for you? In this role, you will:\nChampions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.\nRegional Strategy & Frameworks\nEnforce the digital application fraud strategy for International Banking, including standards for identity proofing, fraud scoring, escalation thresholds, and lifecycle controls.\nEstablish and maintain a first-party and synthetic fraud framework aligned to global policies and IB digital growth objectives.\nCapability Building Across Countries\nAct as the regional subject-matter expert to support countries in strengthening digital application fraud controls.\nPartner with Data and Analytics teams to develop fraud detection capabilities, monitoring solutions, and analytical use cases.\nMonitoring & Trend Analysis\nMaintain a regional view of fraud trends, attack vectors, and performance indicators across digital origination channels.\nAnalyze fraud performance data across digital channels and origination journeys to identify fraud patterns, emerging threats, and control opportunities.\nGovernance & Standards\nReview and challenge major fraud-related initiatives (digital onboarding changes, data/identity tools, new product flows).\nEnsure compliance with global policies and alignment with the Retail Credit Risk framework.\nDigital Transformation & Data/Decisioning\nLead fraud-related components of digital transformation programs, including device intelligence, behavioural biometrics, and next-generation scoring models.\nAssess existing data assets and identify opportunities to enhance fraud detection through additional internal and external data sources.\nResearch emerging fraud technologies, market solutions, and vendor capabilities.\nDesign and enhance fraud prevention use cases supporting digital onboarding and origination processes.\nStakeholder Engagement\nBuild and maintain relationships with country risk teams, Digital Banking, Risk Technology, Enterprise Fraud, and Global Retail stakeholders.\nCommunicate fraud insights and recommendations to senior audiences in a clear, actionable way.\nUnderstand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.\nCreates an environment in which their team pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.\nBuilds a high performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment and using a coaching mindset and behaviours; communicating vison/values/business strategy; and, managing succession and development planning for the team.\nDo you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:\nUniversity degree in Computer Science, Engineering, Risk Management, Data Science, Cybersecurity, or related field.\n5+ years of experience in data analytics, fraud risk, credit risk, or consumer lending.\nStrong expertise in first-party and synthetic identity fraud, digital KYC, data enrichment, and fraud scoring.\nExperience with digital strategy implementation, risk management and data strategy\nAbility to influence and lead in an evolving, multi-country environment.\nFluency in English and Spanish preferred.\nWhat’s in it for you?\nAn inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!\nWe offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!\nYour career matters! You will have access to career development and progression opportunities.\nLocation(s): Canada : Ontario : Toronto\nScotiabank is a leading bank in the Americas. Guided by our purpose: \"for every future\", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.\nAt Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.","description_format":"text","description_chars":5747,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[{"language":"Spanish","level":"Advanced (C1)","optional":true},{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Fraud Detection","Commercial & Retail Banks","Wealth Management & Financial Advisors","Investment Banking & M&A Advisory"],"lifecycle":[{"event":"open","at":"2026-10-16T15:36:48Z"},{"event":"close","at":"2026-10-23T05:59:23Z"}],"visa":[{"country":"CA","licensed_sponsor":true,"evidence":"Positions approved through LMIA in 12 months: 6","filings_12m":6,"filings_prev_12m":3,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Global Talent Stream; High Wage","cap_exempt":false,"checked_at":"2026-10-03T21:10:52+00:00","sources":["ESDC: employers issued a positive LMIA"],"filings_for_role_12m":0}],"liveness":null,"pay":null,"html_url":"https://alion.io/job/scotiabank-senior-manager-fraud-analytics-strategy","json_url":"https://alion.io/job/scotiabank-senior-manager-fraud-analytics-strategy.json","meta":{"generated_at":"2026-10-23T08:48:40Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":14179,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-24T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1754303},"rest":"https://alion.io/mcp/rest/get_company?id=1754303"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fscotiabank-senior-manager-fraud-analytics-strategy"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fscotiabank-senior-manager-fraud-analytics-strategy"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fscotiabank-senior-manager-fraud-analytics-strategy"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/scotiabank-senior-manager-fraud-analytics-strategy\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fscotiabank-senior-manager-fraud-analytics-strategy"}]}