{"id":2586102,"url":"https://alion.io/job/siemens-senior-credit-analyst","title":"Senior Credit Analyst","company":{"id":131,"name":"Siemens","domain":"siemens.com","url":"https://alion.io/company/siemens","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Avature","truth_index":{"grade":"A","score":100,"open_postings":7,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":5,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Beijing, China"],"countries":["CN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":29000,"max_usd":65000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":7105},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":true}],"status":"live","first_seen_at":"2026-10-15T04:06:18Z","employer_posted_date":"2026-10-15","last_verified_at":"2026-10-21T02:28:19Z","board_verified":true,"closed_at":null,"days_open":6,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":6},"description":"We are seeking an experienced Credit Analys to support the growth of our Healthcare business portfolio through independent credit assessment. The successful candidate will combine strong financial analytical capabilities with deep industry insights into healthcare service providers, pharmaceutical companies, medical device manufacturers and healthcare supply chains.\nCandidates with sector transition experience from Healthcare, Chemicals, Industrial Manufacturing are highly preferred.\nResponsibilities:\nMission: To assess the credit risk at transaction level to ensure alignment with the company's risk strategy and to help the company to reach the annual target\nPerform transaction risk analysis on a daily basis\nConduct credit rating analysis and make the credit rating proposal\nPrepare credit reports for authority holders to make informed lending decisions and take calculated risks\nConduct in-depth industry research and proposal to address related risks and issues\nAssist in establishing risk management policy and guidelines\nAnalyze overdue / rescheduling customers and prepare lesson-learnt for new business\nPerform ad-hoc tasks as required\nIn case of an authority holder, he / she shall exercise the lending or rating authority responsibly with prudent judgment\nRequirements:\nBachelor or above, majored in finance, accounting or economics is preferred.\nBusiness understanding: At least 5 years of Credit or Risk Management experience preferably in a financial institution. Exposure to equipment finance preferred.\nExperience in research / consulting companies and working experience in multi-national companies will also be considered.\nFinance expertise: Advanced knowledge in the areas of finance and accounting and risk analysis is a plus.\nGood communication skills and be proficient in English language (both written & spoken)\nGood MS office skills and ERP skills\nGrowth Mindset: Faster Learner, basic analyzing and resolve new problem skills.\nLeadership & management skills will be preferred. (Team Leader role is must ）\nDigitalization technology /Process Automation Solution Awareness will be highly appreciated.\nAnalytic expertise/advanced analytics skills and complex model interpretation is a must.\nCompany introduction:\nAs a unique business card of Siemens, Siemens Financial Services landed in China in 2005 and provides innovative financial services to local enterprises. Our business covers the Siemens ecosystem and implements in a wide range of sectors. We maintain long-term relationships with hundreds of manufacturers and channels to help companies upgrade their equipment, digital transformation and sustainable development.\nWe have two legal entities in China: Siemens Finance Leasing Co., Ltd. which provides financial leasing services, and Siemens Commercial Factoring Co., Ltd. which provides factoring services. In addition, we also have offices in major cities to serve our customers nationwide.","description_format":"text","description_chars":2932,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Rail Transport","Medical Imaging Systems","Building Automation & Controls","Manufacturing & Industrial Software"],"lifecycle":[{"event":"open","at":"2026-10-15T04:06:18Z"}],"visa":[],"liveness":{"score":43,"band":"fade","label":"Fading","p_open":1,"p_active":0.778,"p_room":0.55,"age_days":5,"expected_fill_days":5,"reasons":["conf:1","velocity","win:tail","comp:brand"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/siemens-senior-credit-analyst","json_url":"https://alion.io/job/siemens-senior-credit-analyst.json","meta":{"generated_at":"2026-10-21T04:32:18Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":6628,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":131},"rest":"https://alion.io/mcp/rest/get_company?id=131"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsiemens-senior-credit-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsiemens-senior-credit-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsiemens-senior-credit-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/siemens-senior-credit-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsiemens-senior-credit-analyst"}]}