{"id":1581283,"url":"https://alion.io/job/simplot-credit-analyst","title":"Credit Analyst","company":{"id":1882494,"name":"Simplot","domain":"simplot.com","url":"https://alion.io/company/simplot-com","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SuccessFactors","truth_index":null},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Boise, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":64000,"max_usd":165000,"period":"year","method":"role_country_seniority_unknown","sample_n":8509},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-21T00:00:00Z","employer_posted_date":"2026-09-21","last_verified_at":"2026-10-09T20:58:57Z","board_verified":true,"closed_at":null,"days_open":19,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":19},"description":"The Simplot Company is a diverse, privately held global food and agriculture company headquartered in Boise, Idaho. We are a true farm-to-table company with an integrated portfolio including food processing and food brands, phosphate mining, fertilizer manufacturing, farming, ranching and cattle production, and other enterprises related to agriculture.\nSummary\nThe Credit Analyst supports U.S. domestic business-to-business customers across the Food/North American Food Group and Wholesale Agriculture portfolios. The role evaluates and monitors commercial credit risk, manages assigned accounts receivable and collection activity, supports responsible sales, and helps convert receivables into timely cash while protecting company assets.\nThe analyst investigates new and existing customers; evaluates financial capacity, payment behavior, and account exposure; and makes or recommends credit decisions within delegated authority and established policies. This customer-facing financial role involves large-dollar commercial transactions and requires balanced judgment, disciplined documentation, and appropriate escalation when matters exceed the analyst’s authority.\nThis is a full-time onsite position at Simplot HQ in Boise, Idaho.\nKey Responsibilities\nCustomer onboarding and credit investigation: Review new account applications, renewals, and requests for credit or limit changes. Obtain and evaluate available commercial credit reports, bank and trade references, financial information, legal-entity documentation, and other relevant indicators of creditworthiness.\nFinancial and payment-risk analysis: Analyze financial statements, payment history, aging trends, credit utilization, purchasing requirements, and other relevant business factors. Identify material concerns, emerging risks, and situations requiring additional review or escalation.\nCredit decisions and recommendations: Establish or recommend appropriate credit limits, terms, account conditions, and risk-mitigation measures based on documented analysis. Approve decisions within delegated authority and prepare clear recommendations for the appropriate approval level when exposure, exceptions, or risk exceed that authority.\nPortfolio monitoring and account management: Monitor assigned accounts for changes in payment behavior, financial condition, exposure, purchasing activity, ownership, or other risk indicators. Complete periodic reviews and recommend appropriate changes to limits, terms, holds, or account status.\nCollections and aging management: Review accounts receivable aging, contact past-due B2B customers, secure and document payment commitments, issue appropriate communications, and follow through until payment or resolution.\nDispute and account-issue resolution: Investigate billing, deduction, payment-application, account-setup, and other customer issues. Work with customers and internal teams to identify root causes and drive practical resolution while maintaining appropriate financial controls.\nOrder-hold review: Evaluate orders on credit hold by considering delinquency, existing exposure, available credit, payment commitments, customer risk, and other relevant information. Release orders within delegated authority or escalate with a documented assessment and recommendation.\nProfessional customer and business communication: Communicate directly with customers by telephone and in writing regarding past-due balances, payment commitments, information requests, credit decisions, holds, account issues, and next steps. Communications must be timely, clear, professional, appropriately firm, and respectful.\nCross-functional partnership: Coordinate with Sales, Customer Service, Cash Application, Accounting, Finance, and other internal partners to resolve issues, communicate risk, support customer needs, and facilitate responsible sales without compromising credit controls.\nDocumentation and compliance: Maintain complete, accurate, and timely records of customer contacts, analysis, approvals, recommendations, commitments, disputes, holds, and account changes. Follow established credit policies, internal controls, documentation standards, and escalation requirements.\nReporting and continuous improvement: Prepare recurring reports and management information as assigned. Participate in training, process improvement, system enhancement, documentation, and other projects that improve Credit operations.\nRequired Qualifications\nDemonstrated analytical and critical-thinking ability, including the ability to evaluate financial, payment, customer, or account information and form supportable conclusions.\nAbility and willingness to communicate professionally with external B2B customers and internal partners by telephone, email, and other written formats.\nDemonstrated organization and prioritization skills in an environment with multiple simultaneous responsibilities and changing business demands.\nAbility to exercise judgment, work through incomplete or conflicting information, and recognize when escalation is required.\nWorking knowledge of basic accounting concepts, business math, accounts receivable, or related financial processes.\nAbility to maintain accurate, timely, and appropriately documented records.\nAbility to learn new systems, processes, portfolio requirements, and commercial-credit concepts and to apply coaching and feedback.\nAbility to handle difficult collection, dispute, or risk conversations with professionalism, tact, and appropriate firmness.\nPreferred Qualifications\nBachelor’s degree from a four-year college or university, subject to HR confirmation regarding whether education should be required, preferred, or eligible for an approved experience equivalency.\nPrevious experience in commercial credit, accounts receivable, business-to-business collections, financial services, accounting, customer account management, or a related field.\nExperience reviewing commercial credit reports, trade or bank references, financial statements, payment history, or customer risk.\nExperience resolving complex customer account, billing, deduction, payment, or collection issues.\nExposure to food, agriculture, manufacturing, wholesale distribution, or another business with significant commercial customer transactions.\nWhat Success Looks Like\nAnalytical Thinking and Sound Judgment: Gathers relevant facts, identifies relationships and inconsistencies, and evaluates both risk and business need. Reaches logical, supportable conclusions rather than relying solely on a checklist or a single data point.\nPersistence and Follow-Through: Demonstrates determination in obtaining information, resolving account issues, securing payment commitments, and completing assigned work despite delays, resistance, or setbacks. Maintains appropriate follow-up until there is a documented resolution or next step.\nSelf-Direction and Accountability: Takes ownership of assigned accounts, commitments, deadlines, and customer follow-up. Organizes work independently, communicates barriers promptly, and seeks appropriate guidance without waiting for every activity to be specifically directed.\nJudgment in Ambiguous Situations: Works effectively when information is incomplete, circumstances change, or the correct course is not immediately obvious. Uses policy, available evidence, experience, and business context to develop a reasonable path forward and recognizes when escalation is required.\nPractical Problem Solving: Looks beyond the immediate symptom to identify root causes, downstream effects, and workable solutions. Evaluates alternatives and clearly explains the reasoning behind recommendations.\nProfessional Verbal and Written Communication: Is willing and able to initiate customer and business phone calls, including collection and issue-resolution conversations. Produces clear, concise, professional emails, account notes, and recommendations. Communicates difficult decisions diplomatically and firmly when needed.\nLearning Agility and Receptiveness to Coaching: Demonstrates curiosity, learns new systems and business processes, applies feedback, and builds technical credit knowledge over time. Asks thoughtful questions and incorporates coaching into future work.\nPrioritization and Adaptability: Manages competing priorities, including collections, order holds, customer issues, credit reviews, information requests, reporting deadlines, and changing business needs. Reassesses priorities based on risk, urgency, exposure, and seasonal demand.\nCare with Large-Dollar Commercial Exposure: Understands that decisions may involve significant financial exposure and applies appropriate diligence, documentation, and escalation. Remains objective under time pressure or conflicting demands.\nCustomer and Business Partnership: Maintains constructive relationships while protecting the company’s financial interests. Seeks practical solutions that support responsible sales without avoiding necessary collection or risk-management conversations.\nJob Requisition ID: 27400\nTravel Required: None\nLocation(s): Simplot Headquarters - Boise\nCountry: United States\n**The Simplot Company is proud to be an Equal Opportunity Employer and will consider all qualified applicants for employment without regard to race, color, religion, national origin, ancestry, age, sex, gender, gender identity, gender expression, genetic information, physical or mental disability, medical condition, sexual orientation, military or veteran status, marital status, or any other protected status.\nIf the Simplot Company decides to offer you this position, such offer will be conditioned on your satisfactory completion of a post-offer criminal background check. For Washington Job Applicants, see the Washington State Attorney General’s Washington Fair Chance Act Guide and RCW 49.94.010 for more information.**","description_format":"text","description_chars":9830,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Graphic Design","Packaging & Labeling","Packaging Design"],"lifecycle":[{"event":"open","at":"2026-10-01T13:19:16Z"}],"visa":[],"liveness":{"score":25,"band":"fade","label":"Fading","p_open":1,"p_active":0.463,"p_room":0.55,"age_days":18,"expected_fill_days":14,"reasons":["conf:3","velocity","win:tail","comp:brand"],"computed_at":"2026-10-09T06:01:00Z"},"pay":null,"html_url":"https://alion.io/job/simplot-credit-analyst","json_url":"https://alion.io/job/simplot-credit-analyst.json","meta":{"generated_at":"2026-10-10T01:59:52Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":3515,"day_limit":5000,"remaining_today":1485,"minute_limit":60,"resets_at":"2026-10-11T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1882494},"rest":"https://alion.io/mcp/rest/get_company?id=1882494"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsimplot-credit-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsimplot-credit-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsimplot-credit-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/simplot-credit-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsimplot-credit-analyst"}]}