{"id":339290,"url":"https://alion.io/job/slash-financial-underwriting-lead","title":"Underwriting Lead","company":{"id":8759,"name":"Slash Financial","domain":"slashfinancial.com","url":"https://alion.io/company/slashfinancial","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"A","score":95,"open_postings":15,"ghost_share":0,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":71,"computed_at":"2026-11-03T05:54:40Z"}},"role":"Finance","role_family":"Finance","seniority":"lead","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["New York, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":175000,"max":225000,"currency":"USD","period":"year","gross":null,"usd_annual":225000},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-08-31T15:45:04Z","employer_posted_date":"2026-08-31","last_verified_at":"2026-11-03T22:10:39Z","board_verified":true,"closed_at":null,"days_open":64,"trust":{"level":"ok","repost_count":0,"flags":["company_stale"],"days_open":63},"description":"This is an in-person role based in our New York City office and requires five days per week in the office. Please apply only if you are able to meet this requirement.\nAbout Slash\nSlash is building the future of business banking, one industry at a time. We believe businesses deserve financial infrastructure tailored to how they actually operate. That's why we're creating a new category of business banking. We combine the reliability of traditional banking (high yields, competitive rewards, and comprehensive security) with industry-specific features that make businesses more efficient, more competitive, and more profitable.\nStarted in 2021, Slash is one of the fastest growing fintechs in the world and we power over three billion dollars a year in business purchasing across numerous industries. We're backed by some of the best investors in the world including Menlo Ventures, NEA, Y Combinator, Stanford University, and the founders of Tinder and Plaid. Slash is headquartered in San Francisco with offices in New York and Miami, and has a strong in-person culture.\nWe’re growing fast and are looking for a sharp, detail-oriented Underwriting Lead to join our team!\n\nAbout the Role\nSlash is looking for an Underwriting Lead to make high-quality credit decisions, build a consistent underwriting operating rhythm, and help turn credit policy into a scalable customer experience. This is a hands-on role for someone who can underwrite complex businesses today and improve the system for tomorrow.\n\nWhat You’ll Do\nUnderwrite new accounts and material exposure changes using financial statements, bank and transaction data, bureau information, business profile, ownership information, and relevant internal signals.\n\nPrepare clear credit memos and recommendations; exercise delegated authority where granted and escalate exceptions or complex cases under the credit policy.\n\nOwn application queue health, document collection, decision turnaround, rework, and escalation. Establish operating metrics and investigate bottlenecks.\n\nDrive consistent decision documentation, reason codes, approval conditions, and exception tracking; conduct regular calibration and quality reviews.\n\nPartner with Product, Engineering, Data, Fraud, Legal/Compliance, Operations, and our program partners to build effective decisioning, evidence, and audit trails.\n\nTrain and coach future underwriting team members and create durable procedures, examples, and decision standards.\n\nWhat We’re Looking For\n5+ years of commercial credit underwriting experience; experience with SMBs, commercial cards, working-capital products, or fintech lending is strongly preferred.\n\nDemonstrated ability to analyze business financial statements, cash flow, liquidity, leverage, repayment capacity, bank activity, and bureau or alternative data.\n\nSound judgment in ambiguous cases and a track record of writing concise, defensible credit recommendations.\n\nExperience operating within credit policy, delegated authority, exception governance, and regulated or bank-partner environments.\n\nOperational discipline and strong cross-functional communication; you care about turnaround, auditability, and explaining credit tradeoffs clearly.\n\nHow Success Will Be Measured\nDecision quality and performance by risk band, including exceptions.\n\nTurnaround time, queue aging, application quality, rework, and documentation QA.\n\nAdherence to policy, authorities, conditions, and escalation SLAs.\n\nReduction in decision variance and manual burden without weakening controls.\n\nWhy Join Slash:\nCompetitive base salary\n\nEquity in a high-growth company\n\nBest-in-class health, dental, and vision insurance\n\nUnlimited PTO\n\nDaily in-office meals\n\nTransportation support\n\nHigh-autonomy, low-bureaucracy environment","description_format":"text","description_chars":3759,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity","Office meals","Unlimited PTO","Vision insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Cards & Card Issuing","Digital Banks & Neobanks"],"lifecycle":[{"event":"open","at":"2026-09-05T17:58:30Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 2","filings_12m":2,"filings_prev_12m":1,"green_card_filings_12m":0,"median_offered_wage_usd":132500,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)"],"filings_for_role_12m":0}],"liveness":{"score":47,"band":"ok","label":"Likely open","p_open":1,"p_active":0.777,"p_room":0.6,"age_days":63,"expected_fill_days":71,"reasons":["conf:2","win:late","crowd:"],"computed_at":"2026-11-03T05:54:40Z"},"pay":{"stated_usd_annual":225000,"is_top_pay":true},"html_url":"https://alion.io/job/slash-financial-underwriting-lead","json_url":"https://alion.io/job/slash-financial-underwriting-lead.json","meta":{"generated_at":"2026-11-04T02:02:42Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3085,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-05T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":8759},"rest":"https://alion.io/mcp/rest/get_company?id=8759"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fslash-financial-underwriting-lead"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fslash-financial-underwriting-lead"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fslash-financial-underwriting-lead"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/slash-financial-underwriting-lead\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fslash-financial-underwriting-lead"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":339290}},{"tool":"search_jobs","arguments":{"company":"slashfinancial.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":339290},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); 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