{"id":4106332,"url":"https://alion.io/job/sofi-compliance-specialist","title":"Compliance Specialist","company":{"id":12297,"name":"SoFi","domain":"sofi.com","url":"https://alion.io/company/sofi","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"B","score":81,"open_postings":8,"ghost_share":0,"stale_share":0.75,"repost_share":0,"time_to_fill_p50_days":28,"computed_at":"2026-11-11T05:49:22Z"}},"role":"Legal","role_family":"Legal","seniority":"senior","employment_type":null,"work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":["Frisco, United States","United States"],"countries":["US"],"hiring_countries":["US","PR"],"hiring_countries_total":2,"salary":null,"salary_estimate":null,"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":true}],"status":"live","first_seen_at":"2026-11-11T20:09:40Z","employer_posted_date":"2026-11-11","last_verified_at":"2026-11-11T22:39:12Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"Employee Applicant Privacy Notice\nWho we are:\nShape a brighter financial future with us.\nTogether with our members, we’re changing the way people think about and interact with personal finance.\nWe’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.\nThe Role\nThe Independent Compliance Testing (ICT) Program serves as a key second line of defense at SoFi, helping ensure regulatory requirements are met across applicable lines of business.\nAs an ICT Compliance Specialist, you will perform independent compliance testing, monitoring, audit, and remediation validation activities across the enterprise. You will assess business-line adherence to applicable consumer and commercial lending, credit card, payments, and servicing laws and regulations.\nThis role will focus on customer restitution and remediation validation, ongoing monitoring of compliance metrics and controls, audit readiness, issue management, and corrective-action testing. The successful candidate must have hands-on experience conducting audits or compliance reviews, evaluating controls, documenting testing procedures, identifying findings, and validating remediation.\nThe ICT Compliance Specialist will report to the Regulatory Compliance Testing Team Lead and may support testing across additional financial-services subject areas as needed.\nWhat You’ll Do\nExecute independent compliance testing, audit, validation, and monitoring activities in accordance with ICT methodology, standard operating procedures, and team leadership guidance.\nDevelop and execute audit and compliance testing procedures to assess the design and operating effectiveness of controls.\nPerform risk-based validation of customer remediation and restitution activities, assessing accuracy, completeness, fairness, and timeliness.\nEvaluate remediation milestones and validation tollgates, including scoping, population identification, calculation methodology, payment execution, and sustainability.\nConduct ongoing and quarterly monitoring of key compliance metrics, operational controls, and regulatory requirements.\nAnalyze trends, exceptions, control gaps, and emerging risks to identify potential systemic issues.\nValidate the accuracy and integrity of data provided by first-line business teams for metrics related to SCRA, FCRA, Regulation B, and other applicable regulations.\nPartner with Data Analytics and technical teams to review queries, logic, inclusion and exclusion criteria, lookback periods, and impacted-population methodologies.\nRecalculate restitution and remediation amounts to confirm that financial relief is accurate and aligned with approved criteria.\nIdentify, classify, document, and track audit and compliance findings through remediation and issue closure.\nPerform follow-up testing, sustainability reviews, and validation procedures to confirm that corrective actions have been fully implemented and remain effective.\nInvestigate potential errors through structured inquiry, sampling, data analysis, and root-cause analysis.\nDetermine whether identified issues are isolated or systemic and assess their potential compliance and customer impact.\nCoordinate validation intake, audit planning, testing milestones, planning meetings, status updates, and stakeholder communications.\nPrepare clear audit workpapers, validation memoranda, monitoring reports, sampling strategies, dashboards, and executive-level reporting.\nMaintain complete, accurate, and audit-ready documentation supporting testing conclusions and independent review.\nCoordinate with business teams, Compliance, Internal Audit, and other stakeholders during regulatory examinations and internal audits.\nProvide requested documentation, data, testing results, and issue-status updates within established deadlines.\nEstablish and maintain effective working relationships with Compliance Officers, Issue Owners, Member Remediation, business leaders, Internal Audit, and cross-functional partners.\nIdentify opportunities to improve monitoring and audit efficiency through data analytics, automation, and technology-enabled compliance solutions.\nComplete all testing, monitoring, documentation, and reporting activities in accordance with established timelines and the program’s annual validation plan.\nWhat You’ll Need\nBachelor’s degree.\nAt least 6+ years of professional experience in internal audit, compliance audit, regulatory compliance testing, compliance monitoring, or regulatory risk, preferably within financial services or a regulated banking institution.\nDemonstrated hands-on experience conducting internal audits, compliance audits, regulatory reviews, or control assessments.\nExperience developing audit scopes, testing procedures, sampling approaches, workpapers, findings, and audit or validation reports.\nExperience evaluating control design and operating effectiveness.\nExperience tracking corrective actions and performing follow-up testing to confirm remediation and sustainability.\nStrong working knowledge of consumer lending, credit cards, payments, servicing, and applicable laws and regulations.\nFamiliarity with Regulation Z, Regulation B, the Fair Credit Reporting Act, the Truth in Lending Act, the Equal Credit Opportunity Act, the CARD Act, the Fair Credit Billing Act, the Servicemembers Civil Relief Act, the Military Lending Act, E-SIGN, and applicable state laws.\nExperience evaluating data populations, sampling methodologies, calculations, controls, and remediation outcomes.\nStrong documentation skills, including preparation of audit workpapers, validation memoranda, monitoring reports, and audit-support materials.\nStrong analytical, problem-solving, critical-thinking, and root-cause-analysis skills.\nAbility to identify trends and risk themes from data and translate findings into clear business conclusions.\nStrong written and verbal communication skills.\nAbility to manage multiple priorities, meet deadlines, and work effectively in a fast-paced environment.\nAbility to collaborate with cross-functional stakeholders and operate independently under established methodology and leadership guidance.\nExperience supporting internal audits, regulatory examinations, or external audits.\nNice to Have\nCRCM, CIA, CISA, CPA, CAMS, or other relevant compliance, audit, risk, or financial-services certification.\nExperience with SQL, data analytics, dashboarding, or automated monitoring tools.\nExperience with customer remediation, restitution, or enterprise issue-management programs.\nExperience working with consumer and commercial financial products.\nExperience preparing executive reporting related to audit, compliance monitoring, findings, remediation, and risk trends.\nCompensation and Benefits\nThe base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. \nTo view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!\nSoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.\nThe Company hires the best qualified candidate for the job, without regard to protected characteristics.\nPursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.\nNew York applicants: Notice of Employee Rights\nSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email .\nWe are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.\nInternal Employees\nIf you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.","description_format":"text","description_chars":8861,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"},{"name":"Puerto Rico","iso":"PR","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Digital Banks & Neobanks","Consumer Loans & Pawnshops","Investing Apps & Robo-Advisors"],"lifecycle":[{"event":"open","at":"2026-11-11T22:39:12Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":30,"reasons":["conf:2","win:early"],"computed_at":"2026-11-12T00:39:37Z"},"pay":null,"html_url":"https://alion.io/job/sofi-compliance-specialist","json_url":"https://alion.io/job/sofi-compliance-specialist.json","meta":{"generated_at":"2026-11-12T00:39:37Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":1530,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-13T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":12297},"rest":"https://alion.io/mcp/rest/get_company?id=12297"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsofi-compliance-specialist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":2,"usd":0.2},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsofi-compliance-specialist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsofi-compliance-specialist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/sofi-compliance-specialist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsofi-compliance-specialist"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4106332}},{"tool":"search_jobs","arguments":{"company":"sofi.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4106332},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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