{"id":3491105,"url":"https://alion.io/job/source-microfinance-bank-risk-manager-2","title":"Risk Manager","company":{"id":4455261,"name":"Source Microfinance Bank","domain":null,"url":"https://alion.io/company/source-microfinance-bank","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Zoho Recruit","truth_index":{"grade":"B","score":75,"open_postings":6,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-11-06T05:58:05Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lagos, Nigeria"],"countries":["NG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":10500,"max_usd":24000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":7681},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":false},{"name":"Model Context Protocol","optional":false}],"status":"live","first_seen_at":"2026-06-04T00:00:00Z","employer_posted_date":"2026-06-04","last_verified_at":"2026-11-06T17:27:49Z","board_verified":true,"closed_at":null,"days_open":155,"trust":{"level":"stale","repost_count":0,"flags":["stale"],"days_open":155},"description":"Enterprise Risk Management:Develop and maintain the Bank's Enterprise Risk Management (ERM) Framework.\nIdentify, assess, monitor, and report emerging and existing risks across the Bank.\nCoordinate periodic risk assessments and risk reviews.\nMaintain the Bank's Risk Register and ensure timely mitigation of identified risks.\nPromote a strong risk culture across the organization. Credit Risk Management:\nMonitor the quality and performance of the Bank's loan portfolio.\nReview portfolio risk indicators including PAR, delinquency trends, write-offs, and concentration risks.\nConduct independent reviews of credit proposals and risk exposures.\nRecommend risk mitigation strategies to minimize credit losses.\nMonitor adherence to approved credit policies and risk appetite limits. Operational Risk Management:\nIdentify operational risk exposures arising from processes, systems, people, and external events.\nMonitor operational loss incidents and recommend corrective actions.\nConduct Risk and Control Self-Assessments (RCSA) across departments.\nEnsure implementation of effective internal controls. Risk Monitoring and Reporting:\nPrepare periodic risk reports for Management, Executive Management, Board Committees, and regulators.\nTrack Key Risk Indicators (KRIs) and escalate breaches promptly.\nMonitor compliance with risk limits and approved risk appetite thresholds.\nProvide recommendations on risk exposures and mitigation measures. Regulatory Compliance and Governance:\nEnsure compliance with applicable CBN regulations, prudential guidelines, and industry standards.\nSupport regulatory examinations and audits.\nMonitor implementation of regulatory recommendations relating to risk management.\nAssist in the review and update of risk management policies and procedures. Business Continuity Management System (BCMS) and Information Security:\nCoordinate the Bank's Business Continuity Management (BCM) activities.\nParticipate in disaster recovery planning and testing.\nSupport information security risk assessments and controls implementation. Training and Risk Awareness:\nConduct risk awareness and risk culture training across the Bank (Staff and Board).\nProvide guidance to departments on risk identification and mitigation.\n• Promote risk ownership at all levels of the organization. Requirements •Minimum of 5-8 year experience in Risk Management, Credit Risk, Internal Control, Audit, Compliance or related function •Experience performing above roles in a digital banking environment is important to being successful on this role, show clear understanding of digital loan products: sales, collection and delinquent management •Relevant Professional certification is an added advantage, CIBN (MCP) certification is important. Where not available, there must be commitment to certification within the first year of employment •Experience working in a financial institution and understanding of CBN stipulated ratio, standards, reporting and other relevant guideline is a must have •Previous and proven usage of Microsoft office, accounting and core banking solutions is essential for the role holder •Experience working with start-up is an advantage but not compulsory •Excellent verbal and written communication and presentation skills is required . Strong knowledge of credit risk assessment, financial and lending principles.","description_format":"text","description_chars":3336,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-29T23:37:21Z"}],"visa":[],"liveness":{"score":9,"band":"cold","label":"Long shot","p_open":1,"p_active":0.311,"p_room":0.28,"age_days":155,"expected_fill_days":29,"reasons":["conf:1","win:tail","crowd:"],"computed_at":"2026-11-06T05:58:05Z"},"pay":null,"html_url":"https://alion.io/job/source-microfinance-bank-risk-manager-2","json_url":"https://alion.io/job/source-microfinance-bank-risk-manager-2.json","meta":{"generated_at":"2026-11-06T17:52:29Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":33205,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-07T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4455261},"rest":"https://alion.io/mcp/rest/get_company?id=4455261"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsource-microfinance-bank-risk-manager-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsource-microfinance-bank-risk-manager-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsource-microfinance-bank-risk-manager-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/source-microfinance-bank-risk-manager-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsource-microfinance-bank-risk-manager-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3491105}},{"tool":"search_jobs","arguments":{"company":4455261,"detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3491105},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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