{"id":2436458,"url":"https://alion.io/job/stanbic-ibtc-holdings-product-manager","title":"Product Manager","company":{"id":2307997,"name":"Stanbic IBTC Holdings","domain":"stanbicibtc.com","url":"https://alion.io/company/stanbicibtc","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Product","role_family":"Product","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Nigeria"],"countries":["NG"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":20000,"max_usd":44000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":4457},"experience_years_min":7,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-13T05:02:35Z","employer_posted_date":null,"last_verified_at":"2026-10-13T05:02:35Z","board_verified":false,"closed_at":null,"days_open":23,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":23},"description":"Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.\n\nStandard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.\n\nWe are recruiting to fill the position below:\n\nJob Title: Product Manager \n\nLocations: Victoria Island, Lagos\n\nJob Type: Full-time\n\nEssential Functions\n\nApply leading and lagging measures to form a view of portfolio performance and identify potential gaps. Determine analysis and reporting requirements for the allocated product portfolio.\nIdentify opportunities to improve the profitability of the existing customer base without negatively impacting customers (e.g. amending interest rate calculations or repayments to improve cash flow).\nProvide input into campaign briefs and ensure input integrate behavioural economics and marketing best practices to determine best approach to target customers.\nTrack overall product performance and provide guidance on tactical implementation of initiatives to the Client Management teams to improve product performance. Track actual revenue and costs for specific initiatives (e.g. clean up of service fee recoveries).\nIdentify opportunities to automate the standard reports and liaises with relevant stakeholders to drive automation.\nImplement and maintain the performance dashboard for allocated portfolio by obtaining inputs from PBB Finance and Customer Insights and Analytics.\nExtract portfolio information from external sources (e.g. Credit Bureau, Deeds office, XDS for client statement information etc.) and overlay this with internal portfolio information to identify further cross-selling opportunities.\nPrepare monthly and quarterly portfolio reporting packs as per user requirements, and as input into further detailed analysis by the broader team (e.g. for financial modelling).\nMonitor pricing trends in order to provide input into the development of minimum and recommended pricing.\nAnalyse and report on all product utilisation and provide recommendations for product improvements.\nProvide input into the continual modernisation of platforms in line with what matters to customers and according to all revenue points that we need optimised. Provide daily maintenance to existing models, when models malfunction, conduct root cause analysis and recommend remediation. There are multiple models each with different inputs and parameters.\nConduct analysis to identify potential risks for allocated portfolio and advise line management accordingly. Confirm that appropriate business rules and processes are in place to handle specific events on the portfolio (e.g. large payments / withdrawals to or from accounts, which may require specific rules or actions).\nIdentify opportunities for cross-selling / acquiring and pass leads onto Client Management teams and Customer Insights and Analytics (e.g. opportunities for non-franchise customers to use additional products) based on current product economic indicators at client level.\nAnalyse all information related to product and economic trends in relation to expected performance and prepare appropriate reporting (bespoke and standard) with recommendations based on user requirements.\nProvide input on request into the product target setting (budgeting), at all iterations (i.e. RE's, Shape, budget, etc.).\nDecide which data sources are most suitable when conducting analysis and on the depth of information required to provide, when preparing relevant MIS and economics reporting.\nDetermine analysis and reporting requirements for the allocated product portfolio. Source appropriate data and MIS for the allocated product portfolio and transform it into usable format (where required). This includes portfolio information from multiple data sources.\nProvide input into identifying the most appropriate value stream components, features and processes that need to be digitised informed by e.g. Products offering, Digital Banking and eCommerce strategy, product value proposition, pricing strategy, distribution strategy etc.).\nPrepare and present reports with recommendations on prototype findings at relevant committees. Explain in-depth analysis results etc. (e.g. Risk and Compliance Committees, NABPPS etc.) with guidance from line manager.\n\nAdditional Responsibilities:\n\nProvide input into internal and external audits to eliminate unsatisfactory findings.\nAdhere to risk framework, appetite, risk control procedures, governance and risk toolbox.\n\nQualifications\n\nEducation:\n\nFirst Degree in Finance and Accounting or Mathematical Sciences\n\nWork Experience:\n\nExperience in scenario analysis. Exposure to actuarial, mathematical, financial and statistical modelling or advanced analytics. Practical experience within banking is advantageous. Exposure in implementing analytical projects.\n7 - 13 years' experience in analysing economic trends and preparing relevant reporting for a product portfolio. Experience in sourcing data and translating into usable format. \n\nAdditional Information:\n\nBehavioural Competencies: \n\nEmbracing Change\nManaging Tasks\nProviding Insights\nSeizing Opportunities\nExamining Information\nExploring Possibilities\nChecking Things\nInterpreting Data\nThinking Positively\nArticulating Information\nGenerating Ideas\nEmpowering Individuals\n\nTechnical Competencies:\n\nFinancial Acumen\nBusiness Process Design\nChange Control and Management (IT)\nBusiness Acumen (Audit)\nProject Management (Project Mgmt).\nChange Management (HR)\nProduct and Services Knowledge\nCompetency Description\n\nHow to Apply\n\nInterested and qualified candidates should:\n\nClick here to apply online","description_format":"text","description_chars":6035,"description_truncated":false,"requirements":{"experience_years_min":7,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Commercial & Retail Banks"],"lifecycle":[{"event":"open","at":"2026-10-13T10:45:08Z"}],"visa":[],"liveness":{"score":69,"band":"ok","label":"Likely open","p_open":0.85,"p_active":0.903,"p_room":0.9,"age_days":23,"expected_fill_days":45,"reasons":["seen:23","velocity","win:mid"],"computed_at":"2026-11-05T05:54:30Z"},"pay":null,"html_url":"https://alion.io/job/stanbic-ibtc-holdings-product-manager","json_url":"https://alion.io/job/stanbic-ibtc-holdings-product-manager.json","meta":{"generated_at":"2026-11-05T12:24:02Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":16117,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-06T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2307997},"rest":"https://alion.io/mcp/rest/get_company?id=2307997"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fstanbic-ibtc-holdings-product-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fstanbic-ibtc-holdings-product-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fstanbic-ibtc-holdings-product-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/stanbic-ibtc-holdings-product-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fstanbic-ibtc-holdings-product-manager"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2436458}},{"tool":"search_jobs","arguments":{"company":"stanbicibtc.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2436458},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. Docs: https://alion.io/developers"}}