{"id":2419442,"url":"https://alion.io/job/standard-chartered-credit-analyst-medium-enterprise","title":"Credit Analyst, Medium Enterprise","company":{"id":20709,"name":"Standard Chartered","domain":"sc.com","url":"https://alion.io/company/standard-chartered-gbs","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SuccessFactors","truth_index":{"grade":"A","score":96,"open_postings":79,"ghost_share":0,"stale_share":0.354,"repost_share":0.013,"time_to_fill_p50_days":21,"computed_at":"2026-11-11T05:49:22Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Hanoi, Vietnam"],"countries":["VN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":14000,"max_usd":32000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":7681},"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-13T04:38:02Z","employer_posted_date":"2026-10-13","last_verified_at":"2026-11-12T09:13:43Z","board_verified":true,"closed_at":null,"days_open":30,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":30},"description":"Job Summary\nContribute toward achieving team’s overall target and delivering optimal portfolio risk and return within acceptable risk parameters.\nCollaborate and build effective partnerships with RMs, team leaders, product partners, segment heads, as well as partners in risk, compliance, other support functions, and product\nStrategy\nContribute toward achieving team’s overall target and delivering optimal portfolio risk and return within acceptable risk parameters.\nCollaborate and build effective partnerships with RMs, team leaders, product partners, segment heads, as well as partners in risk, compliance, other support functions, and product\nOrigination\nInteract with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.\nWork with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.\nWork with the RM, in a) obtaining all pre clearances b) preparing & presenting work-shopping note, transaction notes and c) expediting approvals.\nResponsible for end-to-end BCA process using tools like Creditmate, RMWB, Raptor, Scorecard, etc and perform in-depth analysis of various risks, make quality presentations, and ensure fast credit approval\nEnsure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the BCA/ Regulatory checklist, other special reporting requirements, etc.\nCoordinate and prepare for credit meetings\nKey Responsibilities\nPost Deal Account monitoring\nMonitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.\nEnsure timely submission of quality Quarterly Credit/ Performance Reports\nReview reports from various tools - like Fraud Risk Analytics, Credit Analytics etc.\nMonitor Risk Triggers, Covenants and other credit conditions and report appropriately\nEnsure Zero BCA and CaRT over dues.\nLiaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.\nProper maintenance of Credit files and ensuring Audit Ready at any time\nAttend EAR/Portfolio calls along with the RMs\nIn partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines\nWork with RM on account management with stressed asset team\nEmbed usage of Credit Risk Analytics and Credit Analytics Framework.\nEnsure portfolio is maintained with high quality - both, from credit risk and hygiene perspective.\nProcesses\nDrive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes.\nSupport the framework for effective management of operational risks across the Business and compliance with applicable internal policies, and external laws and regulations at a global level.\nSupport the execution of Business strategy in a safe and well-controlled manner and on an end-to-end basis - incorporating infrastructure requirements and ensuring that they are fit-for-growth.\nTimely handling of customer issues, complaints, and product enquiries in accordance with established procedures\n\nOthers\nPrepare timely Stress Tests wherever required\nPrepare specific industry study\nPrepare Credit Opinion reports wherever required.\nEffective use of Creditmate & RMWB\nBe prepared to do any other activity which might be required from job perspective\nRegulatory & Business conduct\nDisplay exemplary conduct and live by the Group’s Values and Code of Conduct.\nTake personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.\nEffectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters\nKey Stakeholders\nExternal\nClients\nRating agencies\nLegal firms, Accountants etc\nInternal\nCredit\nRelationship Manager\nProduct Teams\nOther stake holders (FM/TB/IMO/Audit etc)\nOther Responsibilities\nEmbed Here for good and the Group’s brand and values\nPerform other responsibilities assigned under Group, Country, Business or Functional policies and procedures\nWork effectively across SCB, using values behaviours to drive overall business growth\nEmbed the Group’s values and code of conduct to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees form part of the culture\nEngage with all audit report findings and ensure feedback is acted upon\nSkills and Experience\nUnderstanding Customer Needs\nBusiness Markets\nFinancial Risk Management\nKnowledge of customers\nSelling\nCross Selling\nQualifications\nUniversity Graduate\nMinimum 6 years of relevant experience in serving business/commercial/corporate clients. Experience in servicing international businesses under the cross-border context is a plus\nExcellent financial analysis skills and ability to assess client creditworthiness and key risk considerations / mitigations\nSound product knowledge on trade, cash, lending and FX and strong understanding of local industries, supply/value chains and market environment\nDedicated and committed team player with ability to work independently\nKnowledge of operational procedures, documentation requirements, banking practices and regulations related to business and commercial banking\nFirm in all business guidelines and compliance issues\nSound knowledge of financial markets and investment products\nOutstanding communication and presentation skills\nAbout Standard Chartered\nWe're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.\nOver our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.\nWhat We Offer\nBeing part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.\nIn line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.\nCore bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.\n Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.\nFlexible working options based around home and office locations, with flexible working patterns.\nProactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.\n A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.\nVisit our careers website to learn more about us: www.sc.com/careers.","description_format":"text","description_chars":7536,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Annual 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