{"id":3393566,"url":"https://alion.io/job/sumup-senior-risk-fraud-prevention-analyst","title":"Senior Risk & Fraud Prevention Analyst","company":{"id":2055,"name":"SumUp","domain":"sumup.com","url":"https://alion.io/company/sumup","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Greenhouse","truth_index":{"grade":"B","score":79,"open_postings":101,"ghost_share":0.02,"stale_share":0.782,"repost_share":0.05,"time_to_fill_p50_days":45,"computed_at":"2026-11-05T05:54:30Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Berlin, Germany"],"countries":["DE"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":69000,"max_usd":121000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":44},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"A/B Testing","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-10-28T08:32:19Z","employer_posted_date":"2026-10-28","last_verified_at":"2026-11-06T04:00:50Z","board_verified":true,"closed_at":null,"days_open":8,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":8},"description":"Senior Risk & Fraud Prevention Analyst\nBerlin, Germany · Office-first · Permanent, full-time\nTeam description\nGlobal Fraud Prevention protects SumUp's banking products, from issued cards to cash in and cash out flows, keeping millions of merchants and consumers safe from financial crime. This role plays a key part in building stronger fraud observability and smarter decisioning for fast growing card issuing and banking volumes across the globe. Complex fraud data gets turned into practical controls here, working closely with fraud operations, data science, product, and engineering teams, as well as card payment networks, to stay ahead of evolving fraud patterns and comply with regulatory requirements in 38 active Sumup markets.\nWhat you'll do\nBuild and maintain fraud observability dashboards covering issued card, cash in, and cash out flows across merchant and consumer banking products\nConfigure and refine decision engine rules to catch fraud early without adding unnecessary friction for genuine customers\nInvestigate fraud anomalies and turn findings into clear, actionable recommendations for fraud operations and engineering teams\nPartner with data science and engineering teams to improve risk logic and explore new data sources and automation opportunities\nTranslate PSD2, the upcoming PSD3, card scheme and other regulatory requirements into practical, workable controls\nShare regular fraud performance updates with stakeholders across risk, compliance, and leadership\nYou'll be great for this role if\nAdvanced SQL skills for querying and manipulating large datasets\nExperience configuring fraud decision engines or systems based on rules\nStrong grounding in applied statistics and modelling, including A/B testing, classification, and regression\nProactive in shaping structure and processes within a fast changing, ambiguous environment\nKnowledge of EU banking fraud schemes, card network rules, and PSD2\nFluency in English, spoken and written\nWhy you should join SumUp\n Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Berlin office. This involves an office-first setup\n Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced\n Enrolment onto our Virtual Stock Option programme: you will own a stake in SumUp's future success\n A dedicated annual L&D budget of €2000 for your individual development, which can be used to attend conferences and/or advance your career through further education\n A corporate pension scheme where we match up to 20% of your contributions\n Generous time off: enjoy 28 days of paid leave plus public holidays and special leave days\nNumerous other benefits such as Urban Sports Club subsidy, Kita placement assistance, subsidised office lunches\n Break4me: 1-month sabbatical after 3 years of service\n Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team\nAbout SumUp\nBe empowered to do more that matters.\nAt SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 39 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.\nOur commitment to small businesses is reflected inour diverse team of over 4,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset.Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify.\nSumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited. Discover more about our culture and opportunities on ourcareers website, and follow our journey onLinkedIn,Instagram, andTikTok.\nJob Application Tip\nWe recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.","description_format":"text","description_chars":4919,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Continuous learning"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Fraud Detection","POS Systems","Payment Processing & Gateways"],"lifecycle":[{"event":"open","at":"2026-10-28T11:26:37Z"}],"visa":[],"liveness":{"score":63,"band":"ok","label":"Likely open","p_open":1,"p_active":0.632,"p_room":1,"age_days":7,"expected_fill_days":45,"reasons":["conf:3","stale_co","velocity","win:early","comp:brand"],"computed_at":"2026-11-05T05:54:30Z"},"pay":null,"html_url":"https://alion.io/job/sumup-senior-risk-fraud-prevention-analyst","json_url":"https://alion.io/job/sumup-senior-risk-fraud-prevention-analyst.json","meta":{"generated_at":"2026-11-06T05:20:24Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":9362,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-07T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2055},"rest":"https://alion.io/mcp/rest/get_company?id=2055"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsumup-senior-risk-fraud-prevention-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsumup-senior-risk-fraud-prevention-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsumup-senior-risk-fraud-prevention-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/sumup-senior-risk-fraud-prevention-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsumup-senior-risk-fraud-prevention-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3393566}},{"tool":"search_jobs","arguments":{"company":"sumup.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3393566},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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