{"id":2501738,"url":"https://alion.io/job/sunbit-sr-portfolio-data-analyst","title":"Sr. Portfolio Data Analyst","company":{"id":58831,"name":"Sunbit","domain":"sunbit.com","url":"https://alion.io/company/sunbit","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Comeet","truth_index":null},"role":"Analytics","role_family":"Analytics","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Los Angeles, United States"],"countries":["US"],"hiring_countries":["US"],"hiring_countries_total":1,"salary":null,"salary_estimate":{"min_usd":92000,"max_usd":178000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":454},"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"Human-in-the-Loop","optional":false},{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"SQL","optional":false},{"name":"Tableau","optional":false},{"name":"Time Series Forecasting","optional":false}],"status":"live","first_seen_at":"2026-10-13T21:16:47Z","employer_posted_date":"2026-10-13","last_verified_at":"2026-10-16T00:20:54Z","board_verified":true,"closed_at":null,"days_open":2,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":2},"description":"Description\nJOB TITLE: Sr. Portfolio Data Analyst\nLOCATION: Remote (must be open to occasional business travel to Los Angeles and New York as needed)\nREPORTS TO: Head of Data\nThe Company\nSunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.\nWe are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.\nWhat makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.\nWe pair this technology with inclusion and transparency. Sunbit delivers industry-leading approval rates - 90%+ in auto service and 85%+ in dental - while maintaining zero consumer fee-based revenue. It is a better way to serve people and merchants, proven at scale.\nToday, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.\nThe Role:\nThis role would be part of the Business Data Analytics team at Sunbit. In this position, you will work closely with the BU leaders, Risk, Finance, Core, and Accounting to help measure and monitor the company’s financial drivers overall. You would own the monitoring for key KPIs established by our business owners. Your goal is to keep the company’s leadership team informed about any potential risks to the overall growth and financial strategy for all products. You will directly support high-impact initiatives and help drive seamless operational execution. Your primary focuses are portfolio analytics, financial data accuracy, and back-office support for capital markets, FP&A, and accounting. Unlike a growth or strategic credit role, this position centers heavily on data integrity, roll-forward metrics, and system reconciliation.\nRequirements\nWhat You'll Do:\nOwn product monitoring that span across credit risk, payments, usage etc.\nConduct rigorous checks and balances on loan and credit card performance metrics (beginning balance, transactions, ending balance).\nBuild dashboards for executive consumption that measure actuals against the forecast\nBuild a forecasting and projections framework for portfolio metrics\nPrepare & present material for executives; answer complex data inquiries from external investors/lenders and assist the investor team with scenario testing.\nPerform ad-hoc RCA and remediation analysis through partnership with the relevant leaders (card, loan, finance, etc)\nSupport simulation of portfolio covenants for major risk strategy changes\nInstitutionalize portfolio (card & loan) forecast and establish monitoring for the corporate model\nCollaborate with Capital Management, Risk, Finance, Core and Accounting and other business leaders to develop analysis and material for lender negotiations.\nCollaborate with engineering and data governance to establish reliable product tapes for joint partner utilization\nSupport FP&A and Accounting by validating forecasts, explaining variance discrepancies (e.g., actual vs. expected interest income), and providing financial inputs.\nReconcile General Ledger records with product tapes and trace payment flows from bank accounts down to discrete accounts.\nWhat You'll Bring:\n6+ years of relevant analytical experience with a bachelor’s degree or 4+ years of relevant analytical experience with a master’s degree in quantitative fields like (Analytics, Mathematics, Statistics, Economics, Engineering etc.)\nProficient in SQL and is excited about acquiring new technical skills\nStrong verbal, written communication, and presentation skills\nKnowledge in Python, R or SAS\nKnowledge of BI tool: Tableau, Sigma, or similar\nProficient in forecasting models like time series forecasting\nExperience in Credit Card, Loans or other financial services\nPassionate about solving real-world problems with data\nHas an eye to look at the big picture and can think long-term\nHas a growth mindset and takes proactive ownership\nLives the 80/20 principle and gets things done\nWhy Choose Sunbit?\nSunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.\nPeople choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments-offering high approvals, speed, and zero fees-Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.\nThe Perks:\nJoin one of LA’s fastest growing startups (2023), A Most Loved Workplace, #576 on the 2023 Inc 5000 list, and Forbes Fintech 50 (2024) \nMission driven + empowered + collaborative\nCompetitive pay and stock options\nUnlimited PTO\nHealth Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Parental Leave\nNewly added HSA and Pet Insurance\n401K Plan with Matching \nCell Phone Stipend \nTeam based strategic planning + Team owned deliverables\nSunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.\nRecruitment Fraud Disclaimer\nWe’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @ sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at  to confirm.\nWe ask that you contact  only about potential instances of fraud.  does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to  directly, and your email about your application will be deleted from our systems.","description_format":"text","description_chars":7378,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["401k plan","Health insurance","Parental leave","Stock options","Unlimited PTO"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Buy Now, Pay Later"],"lifecycle":[{"event":"open","at":"2026-10-14T06:11:30Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"Filed H-1B visas in the last two years","filings_12m":0,"filings_prev_12m":3,"green_card_filings_12m":0,"median_offered_wage_usd":null,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":1,"expected_fill_days":46,"reasons":["conf:0","win:early"],"computed_at":"2026-10-15T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/sunbit-sr-portfolio-data-analyst","json_url":"https://alion.io/job/sunbit-sr-portfolio-data-analyst.json","meta":{"generated_at":"2026-10-16T02:25:04Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3737,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-17T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":58831},"rest":"https://alion.io/mcp/rest/get_company?id=58831"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fsunbit-sr-portfolio-data-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fsunbit-sr-portfolio-data-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fsunbit-sr-portfolio-data-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/sunbit-sr-portfolio-data-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fsunbit-sr-portfolio-data-analyst"}]}