{"id":2512200,"url":"https://alion.io/job/t-mapp-senior-underwriter-cali","title":"Senior Underwriter — Cali","company":{"id":4420641,"name":"T-mapp","domain":"t-mapp.com","url":"https://alion.io/company/t-mapp","size_band":null,"is_staffing_agency":true,"employer_type":"agency","is_intermediary":false,"listed_via":null,"ats_vendor":"Manatal","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Cali, Colombia"],"countries":[],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":45000,"max_usd":100000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":6601},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-14T09:11:44Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-10-17T20:47:21Z","board_verified":true,"closed_at":null,"days_open":3,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":3},"description":"Reconocida compañía de financiación de capital de trabajo con presencia internacional en Estados Unidos, Reino Unido y España está en búsqueda de su Senior Underwriter en Cali que sea responsable del análisis crediticio completo (cliente, pagadores y estructura) con veto documentado sobre las operaciones crediticias de la compañía.\n¿Por qué aplicar a esta posición?\n Alcance internacional: Exposición directa a corporativos y mercados en EE. UU., Reino Unido y España operando en tres monedas (USD, EUR, GBP). \nCriterio independiente y postura real: Estructura plana donde tu análisis se respeta, cuentas con veto documentado y defiendes tu recomendación con voz propia sin ceder ante la presión comercial. \nToma de decisiones ágil: Espacio de alta autonomía sin burocracia interminable, donde las aprobaciones avanzan en días y no en trimestres. \n Curva de aprendizaje acelerada: Especialización simultánea en producto (factoring, confirming, supply chain finance), riesgo avanzado y estructuración financiera internacional. \nReportando directamente al Chief Risk Officer (CRO), sus principales responsabilidades serán:\n¿Qué harás en esta posición?\nAnalizar a fondo al cliente cedente (estados financieros, flujo de caja, endeudamiento) y la calidad crediticia de sus pagadores/deudores (comportamiento histórico, concentración y exposure). \nEvaluar y diseñar la estructura crediticia de la operación (advance rate, recourse, garantías, condiciones precedentes y cobertura de seguro de crédito). \nRedactar y defender Credit Memos rigurosos ante el Comité de Crédito, monitorear la evolución del portafolio asignado y ejercer veto documentado cuando una operación no cumpla con los parámetros mínimos. \nPara lograr cumplir a cabalidad con la posición, es muy importante que cuentes con estas características:\n¿Qué deberías tener previamente?\n3 a 5+ años de experiencia comprobada (hands-on) en análisis crediticio y underwriting dentro de banca, factoring, ABL o servicios financieros (sin curva de aprendizaje requerida). \nDominio en lectura de estados financieros, modelación de flujo de caja real y evaluación de carteras de cuentas por cobrar (deseable experiencia analizando PyMEs o corporativos en EE. UU. y/o Europa). \nExperiencia redactando y defendiendo Credit Memos sólidos en Comités de Crédito con inglés bilingüe indispensable.\nPara incentivarte y puedas cumplir con tu trabajo, nuestro cliente organizó un atractivo paquete salarial que cuenta con lo siguiente:\n¿Qué recibirás por parte de ellos?\nSalario súper competitivo - Contractor\nModalidad de trabajo presencial/híbrido en Cali\nEsquema a tiempo completo en un entorno plano, altamente profesional y sin capas burocráticas. \nExposición internacional directa al mercado crediticio de Estados Unidos y Europa. \nAutonomía real para proponer, estructurar e innovar sobre la construcción del libro crediticio de la empresa. \nEnvía tu CV y embárcate en este emocionante proceso que podría cambiarte la vida!\nUn abrazo,\nT-mapp Team","description_format":"text","description_chars":2995,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"Spanish","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-14T09:11:44Z"}],"visa":[],"liveness":{"score":54,"band":"ok","label":"Likely open","p_open":1,"p_active":0.542,"p_room":1,"age_days":2,"expected_fill_days":26,"reasons":["conf:1","agency","velocity","win:early","comp:brand"],"computed_at":"2026-10-17T05:46:00Z"},"pay":null,"html_url":"https://alion.io/job/t-mapp-senior-underwriter-cali","json_url":"https://alion.io/job/t-mapp-senior-underwriter-cali.json","meta":{"generated_at":"2026-10-17T21:34:06Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":6254,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-18T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4420641},"rest":"https://alion.io/mcp/rest/get_company?id=4420641"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Ft-mapp-senior-underwriter-cali"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Ft-mapp-senior-underwriter-cali"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Ft-mapp-senior-underwriter-cali"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/t-mapp-senior-underwriter-cali\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Ft-mapp-senior-underwriter-cali"}]}