{"id":1141144,"url":"https://alion.io/job/tal-senior-underwriter","title":"Senior Underwriter","company":{"id":7066,"name":"TAL","domain":"tal.com.au","url":"https://alion.io/company/tal","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SmartRecruiters","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Melbourne, Australia"],"countries":["AU"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":69000,"max_usd":142000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":12},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-23T05:52:59Z","employer_posted_date":"2026-09-23","last_verified_at":"2026-10-06T20:34:39Z","board_verified":true,"closed_at":null,"days_open":13,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":13},"description":"Enjoy work-life balance with flexible working options, and well-being initiatives that prioritise your health\nAccess long-term career growth opportunities through TAL's large operational and technical underwriting function, and broader career pathways across the business.\nGain exposure to complex retail life insurance underwriting, working within a specialist team focused on high-quality underwriting decisions and adviser relationships\nFor over 150 years, we've never stopped finding better ways to protect Australians. As one of the nation’s leading life insurers, we’re driven by ambition and a sense of purpose. Our responsibility to our customers, partners, and the broader community is at the heart of everything we do.\nAt TAL, we’re empowered to experiment, innovate, and create better products and services. Backed by Daiichi Life, one of the world’s largest insurers, we deliver financial security to millions of Australians through our care and expertise. Bring your curious mind and ambition to shape our industry and help us become the progressive, digitally enabled, leading insurer we aim to be.\n At TAL, our Individual Life team helps protect the choices, options and freedoms that matter most to Australians. As a Senior Underwriter, you'll play a key role in balancing customer outcomes with sound risk management, applying your expertise to support TAL's underwriting philosophy and long-term profitability. Working closely with internal teams, financial advisers, reinsurers and health specialists, you'll assess risk, make informed underwriting decisions and contribute to delivering exceptional customer and adviser experiences across our Retail Underwriting business.\nIn this role you will:\nAssess life insurance applications and deliver quality underwriting decisions that balance customer needs and risk outcomes.\nManage underwriting workloads efficiently to achieve service standards, turnaround times and productivity targets.\nResolve adviser enquiries, escalations and complaints to deliver positive customer and partner experiences.\nBuild strong relationships with advisers, customers and stakeholders to support effective decision-making and service delivery.\nApply sound commercial judgement to maintain a profitable and sustainable risk portfolio.\nIdentify opportunities to improve underwriting processes, enhance efficiency and strengthen customer outcomes.\n Solid life insurance underwriting experience, with the ability to assess medical, financial and occupational risk confidently.\nStrong knowledge of the life insurance industry, including current regulations, standards and emerging practices.\nSound judgement and attention to detail to make accurate, balanced decisions and manage risk effectively.\nExcellent communication and relationship-building skills to work collaboratively with advisers, customers and stakeholders.\nStrong organisational and time management skills to manage competing priorities and deliver quality outcomes within service standards.\nSelf-motivated and adaptable approach with the ability to work independently, embrace change and continuously develop expertise.\n TAL is one of Australia’s leading life insurers, committed to inclusion, and supporting the career growth of our diverse workforce. We’re proud to be:\nAn Inclusive Employer - Recognised as Employer of Choice for Gender Equality by the Workplace Gender Equality Agency and Bronze Tier Status within the Australian Workplace Equality Index \nDiversity Champions - Member of Diversity Council Australia, Australian Disability Network, Pride in Diversity and Champions of Change \nReconciliation Advocates - Read our Innovate Reconciliation Action Plan.\nWe welcome applications from people with diverse experiences, perspectives and backgrounds including Aboriginal and Torres Strait Islander people, caregivers, individuals living with disabilities, people from culturally diverse backgrounds and the LGBTIQ+ community. \nNeed adjustments during the recruitment process? Let our team know by getting in touch with us here -we’re here to support you.\nYou’re always accountable for your actions. You never give up. You strive to find the best outcomes for customers and partners. And you value working together to find the best solutions for problems.\nAs part of the recruitment process, there are several checks which may be conducted to demonstrate your eligibility for a role at TAL including Criminal History, Bankruptcy, Entitlement to Work, Regulatory and Reference Checks.\nEveryone at TAL has a responsibility to do the right thing and is accountable for the way they conduct themselves. Our expectations are that you follow the principles set out in our Code of Conduct when you come to work every day. Risk management is everyone’s responsibility.\nIf you are already a TAL employee please apply via the SmartRecruiters button in Workday and navigate to the Employee Portal. This is important to ensure that your application is recorded accurately.","description_format":"text","description_chars":4978,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":["Flexible schedule","Growth opportunities","Life insurance"],"hiring_locations":[{"name":"Australia","iso":"AU","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Life Insurance & Annuities"],"lifecycle":[{"event":"open","at":"2026-09-23T11:35:55Z"}],"visa":[],"liveness":{"score":55,"band":"ok","label":"Likely open","p_open":1,"p_active":0.737,"p_room":0.75,"age_days":12,"expected_fill_days":18,"reasons":["conf:1","velocity","win:late"],"computed_at":"2026-10-06T05:45:30Z"},"pay":null,"html_url":"https://alion.io/job/tal-senior-underwriter","json_url":"https://alion.io/job/tal-senior-underwriter.json","meta":{"generated_at":"2026-10-06T22:59:54Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler","counted_by":"address","units_charged":1,"used_today":3839,"day_limit":5000,"remaining_today":1161,"minute_limit":60,"resets_at":"2026-10-07T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":7066},"rest":"https://alion.io/mcp/rest/get_company?id=7066"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Ftal-senior-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Ftal-senior-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Ftal-senior-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/tal-senior-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Ftal-senior-underwriter"}]}