{"id":2944811,"url":"https://alion.io/job/the-vanguard-group-deposit-pricing-competitive-intelligence-analyst","title":"Deposit Pricing & Competitive Intelligence Analyst","company":{"id":253,"name":"The Vanguard Group","domain":"vanguard.com","url":"https://alion.io/company/vanguard","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":77,"open_postings":73,"ghost_share":0.11,"stale_share":0.562,"repost_share":0.192,"time_to_fill_p50_days":28,"computed_at":"2026-11-02T06:13:15Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Charlotte, United States","Malvern, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":83000,"max_usd":160000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":5022},"experience_years_min":5,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":true},{"name":"Power BI","optional":true},{"name":"Tableau","optional":true}],"status":"closed","first_seen_at":"2026-10-20T18:28:27Z","employer_posted_date":"2026-10-20","last_verified_at":"2026-10-31T13:58:37Z","board_verified":false,"closed_at":"2026-10-31T13:58:37Z","days_open":10,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":10},"description":"Position Overview: Vanguard’s Personal Wealth division is transforming how investors access personalized financial advice. We help individuals and families pursue their financial goals through a broad range of advice and wealth management solutions.\nThe Cash & Savings team supports Vanguard’s cash management ecosystem, including Cash Plus and Vanguard Cash Deposit. The team evaluates market conditions, competitive rates, client behavior, portfolio performance, and financial outcomes to inform pricing and product decisions.\nAs a Deposit Pricing & Competitive Intelligence Analyst, you will conduct strategic analysis and develop insights that support Vanguard’s cash products. You will independently investigate trends, connect information from multiple sources, and recommend actions that balance client value, growth, profitability, capacity, and risk.\nThe Impact You’ll Make: You will strengthen Vanguard’s deposit-pricing, forecasting, scenario-planning, and portfolio-analysis capabilities. Your work will inform decisions that affect the growth, performance, and client value proposition of Cash Plus and Vanguard Cash Deposit.\nYou will analyze complex data, monitor competitive and economic developments, and translate findings into clear recommendations for leaders and governance forums. Success in this role requires intellectual curiosity, strong analytical judgment, and the ability to distinguish operational issues from broader market or pricing effects.\nCore Responsibilities:\nDevelop strategic, competitive, product, and pricing analyses. Partner with stakeholders to define business questions, analytical approaches, and decision requirements.\nAnalyze complex portfolio, pricing, client, market, and financial data to identify business drivers, risks, opportunities, and actionable insights.\nEvaluate competitive pricing, deposit betas, price elasticity, interest-rate trends, client behavior, money movement, balance growth, profitability, and forecast performance.\nBuild and enhance analytical tools used to forecast rates and balances, evaluate pricing scenarios, and assess potential financial and business outcomes.\nMonitor Federal Reserve communications, economic indicators, competitor activity, public disclosures, earnings reports, and market intelligence.\nCreate and present business intelligence findings through executive-ready presentations, dashboards, written recommendations, and governance materials.\nPartner with product, finance, risk, analytics, marketing, and other stakeholders to evaluate alternatives, validate assumptions, support decisions, and monitor results.\nApply a risk-and-control mindset by challenging assumptions, identifying concerns, and maintaining accurate data, models, forecasts, and supporting documentation.\nParticipate in special projects and perform other duties as assigned.\nWhat You’ll Bring:\nFive years of related experience.\nAn undergraduate degree or an equivalent combination of training and experience.\nDemonstrated ability to analyze complex data, identify business drivers, and translate findings into actionable recommendations.\nExperience with forecasting, financial modeling, scenario analysis, pricing analysis, portfolio analytics, or comparable quantitative decision support.\nStrong written and verbal communication skills, including the ability to create and present executive-ready insights and recommendations.\nDemonstrated ability to take ownership, independently establish priorities, and work effectively through ambiguity and changing business needs.\nStrong business judgment, attention to detail, and a risk-and-control mindset.\nAbility to build effective relationships and collaborate across multiple teams and stakeholder groups.\nPreferred Qualifications:\nExperience in banking, fintech, brokerage, wealth management, cash management, or investment products.\nExperience with deposit pricing, deposit portfolio management, deposit beta, price elasticity, rate forecasting, client segmentation, or tiered pricing.\nExperience analyzing public disclosures, earnings reports, earnings-call transcripts, economic data, or Federal Reserve policy.\nFamiliarity with cash sweep operations or bank-network products.\nExperience with Curinos, ProSight, S&P Capital IQ Pro, advanced Excel, Power BI, Tableau, PowerPoint, Archer, SOX controls, or Copilot.\nWhy Vanguard: At Vanguard, our mission is to take a stand for all investors, treat them fairly, and give them the best chance for investment success. You’ll collaborate with colleagues who bring diverse perspectives, challenge assumptions, and focus on doing what’s right for clients and the business.\nSpecial Factors\nSponsorship\nVanguard is not offering visa sponsorship for this position.About Vanguard\nAt Vanguard, we don't just have a mission-we're on a mission.\nTo work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.\nHow We Work\nVanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.","description_format":"text","description_chars":5463,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Hybrid work"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Wealth Management & Financial Advisors","Asset Management & Funds","Online Brokerage & Trading Platforms"],"lifecycle":[{"event":"open","at":"2026-10-20T18:28:27Z"},{"event":"close","at":"2026-10-31T13:58:37Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 228 · green card filings: 155","filings_12m":228,"filings_prev_12m":301,"green_card_filings_12m":155,"median_offered_wage_usd":148453,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":null,"pay":null,"html_url":"https://alion.io/job/the-vanguard-group-deposit-pricing-competitive-intelligence-analyst","json_url":"https://alion.io/job/the-vanguard-group-deposit-pricing-competitive-intelligence-analyst.json","meta":{"generated_at":"2026-11-02T21:26:17Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":29925,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-03T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":253},"rest":"https://alion.io/mcp/rest/get_company?id=253"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fthe-vanguard-group-deposit-pricing-competitive-intelligence-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fthe-vanguard-group-deposit-pricing-competitive-intelligence-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fthe-vanguard-group-deposit-pricing-competitive-intelligence-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/the-vanguard-group-deposit-pricing-competitive-intelligence-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fthe-vanguard-group-deposit-pricing-competitive-intelligence-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2944811}},{"tool":"search_jobs","arguments":{"company":"vanguard.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2944811},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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