{"id":3703637,"url":"https://alion.io/job/thrivent-sr-credit-analyst-bank","title":"Sr Credit Analyst - Bank","company":{"id":1761522,"name":"Thrivent","domain":"thrivent.com","url":"https://alion.io/company/thrivent-com","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":79,"open_postings":13,"ghost_share":0,"stale_share":0.846,"repost_share":0,"time_to_fill_p50_days":31,"computed_at":"2026-11-15T07:52:55Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":63886,"max":86434,"currency":"USD","period":"year","gross":null,"usd_annual":86434},"salary_estimate":null,"experience_years_min":6,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false}],"status":"live","first_seen_at":"2026-11-03T20:20:27Z","employer_posted_date":"2026-11-03","last_verified_at":"2026-11-15T08:13:59Z","board_verified":true,"closed_at":null,"days_open":12,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":12},"description":"This positions primary responsibility is to provide expert financial analysis and credit worthiness of existing and new business lending and Treasury Management clients. In addition, the candidate will be responsible formanaging the special assets and troubled loan monitoring for watchlist credits.\nDUTIES & RESPONSIBILITIES:\nEvaluate and Review complex clients business loan and Treasury Management requests. \nMakes recommendations to lenders on structure of loans and Treasury Management products. \nAbility to read, analyze, and interpret complex documents to assess risk factors and degrees of risk. \nManage the ongoing review of credit relationships including loan memorandums and annual reviews. \nProvide recommendation to the lenders on credit structure based on working knowledge and credit policy. \nPrimary contact and subject matter expert for SBA loan approval process. \nReview and prepare written analysis, spreadsheets, reports, summaries and opinions for all loan activities. \nExcellent understanding of ratios, global universal cash flow analysis is a must. \nService as a credit policy and procedure expert for the business lenders and Treasury Management. \nIndependently prepares and presents to Loan/Credit Committee the troubled loan monitoring reports. \nOversee the special assets and watchlist credits for commercial lending. \nAssist the accounting department with risk assessments on commercial, mortgage, and consumer lending portfolio. \nWork directly with external regulators on documentation and analysis requested. \nThis role will interact with individual contributors within Thrivent, external vendors, contractors and/or consultants, Thrivent clients, Thrivent Senior Management, Board of Directors, manager and/or directors within Thrivent.\nQUALIFICATIONS & SKILLS:\nRequired:\n6+ years of financial analysis, commercial or business lending, and Treasury Management experience. \nA four-year degree in accounting, business, finance, or a related field or equivalent in experience is a minimum requirement. CPA designation a plus. \nExcellent knowledge of business lending and Treasury Management regulations and products/service including ACH and remote deposit capture. \nWork with lenders to explain to customers the different features and benefits of the products/services. \nDemonstrates excellent knowledge and application of business lending and Treasury Management credit policies and procedures. \nExcellent knowledge of bank industry and ability to present a professional and dynamic image. \nAble to produce results without direct supervision. \nRelies on experience and judgment to plan and accomplish assigned tasks. \nAssist in orienting and training lower level employees. \nMust exhibit excellent human relations and change management skills. \nPreferred:\nStrong Excel experience, including proficiency with advanced formulas, pivot tables, and data analysis. \nNon-profit lending and underwriting experience.\nExperience underwriting complex CRE loan requests. \nPay TransparencyThrivent’s long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $63,886.00 - $86,434.00 per year, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important.Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits.The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent’s plans/policies are subject to change at any time at Thrivent’s discretion.Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation,pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status,genetic information, or any otherstatus protected by applicable local, state,or federal law. This policy applies to all employees and job applicants.\nThrivent iscommitted to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to  or call 800-847-4836and request Human Resources.\n#Remote","description_format":"text","description_chars":5146,"description_truncated":false,"requirements":{"experience_years_min":6,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["401k plan","Parental leave","Vision insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Wealth Management & Financial Advisors","Life Insurance & Annuities"],"lifecycle":[{"event":"open","at":"2026-11-03T20:20:27Z"}],"visa":[],"liveness":{"score":57,"band":"ok","label":"Likely open","p_open":1,"p_active":0.632,"p_room":0.9,"age_days":11,"expected_fill_days":31,"reasons":["seen:11","stale_co","velocity","win:mid"],"computed_at":"2026-11-15T07:52:55Z"},"pay":{"stated_usd_annual":86434,"is_top_pay":false},"html_url":"https://alion.io/job/thrivent-sr-credit-analyst-bank","json_url":"https://alion.io/job/thrivent-sr-credit-analyst-bank.json","meta":{"generated_at":"2026-11-15T20:36:42Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":15031,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-16T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1761522},"rest":"https://alion.io/mcp/rest/get_company?id=1761522"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fthrivent-sr-credit-analyst-bank"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fthrivent-sr-credit-analyst-bank"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fthrivent-sr-credit-analyst-bank"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/thrivent-sr-credit-analyst-bank\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fthrivent-sr-credit-analyst-bank"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3703637}},{"tool":"search_jobs","arguments":{"company":"thrivent.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3703637},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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