{"id":3735848,"url":"https://alion.io/job/triad-financial-services-underwriter","title":"Underwriter","company":{"id":2771676,"name":"Triad Financial Services","domain":"triadfs.com","url":"https://alion.io/company/triadfs","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"ADP","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"junior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Jacksonville, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":2,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Office","optional":true}],"status":"live","first_seen_at":"2026-09-05T00:37:00Z","employer_posted_date":"2026-09-05","last_verified_at":"2026-11-09T08:10:48Z","board_verified":true,"closed_at":null,"days_open":65,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":65},"description":"Job Overview: As a Mortgage Underwriter, you will play a critical role in our mortgage lending team, responsible for evaluating and underwriting mortgage loan applications to ensure adherence to company policies, regulatory guidelines, and investor requirements. With a focus on accuracy, quality, and customer service, you will assess borrowers' financial profiles, property information, and loan documentation to make informed lending decisions. Your expertise in underwriting will contribute to the success of our loan origination process and the satisfaction of our borrowers.\nKey Responsibilities:\nReview and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.\nEvaluate borrowers' financial profiles, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.\nEnsure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.\nCommunicate lending decisions to Loan Officers, borrowers, and other stakeholders in a clear and timely manner, providing explanations for any conditions or stipulations.\nCollaborate with Loan Processors, Loan Officers, and other team members to resolve issues, address conditions, and facilitate loan closings.\nMaintain a high level of accuracy and attention to detail in underwriting documentation and loan files, ensuring completeness and consistency.\nProvide exceptional customer service by responding to borrower inquiries, providing status updates, and guiding them through the underwriting process with professionalism and empathy.\nStay informed about industry trends, regulatory changes, and best practices in mortgage underwriting to continuously improve knowledge and skills.\nCultivate and nurture client relationships while delivering exceptional customer service.\n\nMinimum Qualifications:\nPrefer a minimum of two years of experience in the mortgage industry\nFamiliarity with Encompass software is advantageous.\nKnowledge of the Manufactured Home Industry is a desirable asset.\nDemonstrated ability to multitask effectively.\nExhibit a strong work ethic.\nProficient in Microsoft Office suite.\nPossess strong problem-solving abilities.\nAttention to detail and accuracy in tasks.\nExcellent verbal and written communication 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