{"id":416612,"url":"https://alion.io/job/uncapped-credit-strategy-analyst","title":"Credit Strategy Analyst","company":{"id":3773,"name":"Uncapped","domain":"weareuncapped.com","url":"https://alion.io/company/uncapped","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workable","truth_index":null},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"explicit","locations":["London, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":47000,"max_usd":110000,"period":"year","method":"role_country_seniority_unknown","sample_n":588},"experience_years_min":null,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Claude","optional":false},{"name":"Python","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-09-04T00:00:00Z","employer_posted_date":"2026-09-04","last_verified_at":"2026-10-29T21:24:26Z","board_verified":true,"closed_at":null,"days_open":56,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":56},"description":"Hybrid role based in London\nRole Overview\nWe're looking for a Credit Strategy Analyst who will be developing credit risk strategies that balance customer growth targets (volume) with credit risk. In this role, you will be using data and analytics to solve business problems related to credit risk, pricing and portfolio monitoring and analytics.\nThe successful candidate will be a highly numerate graduate with strong foundations in mathematics, statistics, econometrics or related subjects, capable of translating complex, distributed data into clear, actionable business strategies. This role reports to a Credit Strategy Manager and will work closely with cross-functional teams including sales, data science, product, tech and operations, to develop our credit strategy and identify new opportunities through the application of cutting-edge analytical techniques.\nAbout Uncapped\nFounded in 2019, Uncapped is a fintech company focused on providing working capital to SMEs in North America and Europe.\nWe leverage multiple data sources to make credit decisions faster, safer and more conveniently. We are working with the largest platforms in the world, including Amazon and Walmart, and strive to be the best alternative-lender globally.\nWhat you will do\nYour impact will be focused on two core pillars: Credit Strategy & Analytics and Reporting & Data\nBuild Data Driven Strategies: Identify the factors that shape credit outcomes, and use these signals to develop strategies that optimise business outcomes within our risk appetite. Explore alternate data sources and recommend data enrichment strategies to improve our decision engine.\nStructure & Build Reporting: Design, build, and maintain the reporting requirements for the risk team. You will ensure that the credit risk metrics are accurate, accessible, and up-to-date.\nGenerate Actionable Insights: Move beyond simple reporting by analysing the data to find trends, opportunities, and emerging risks. You will need to visualise these findings and present them in an accessible fashion to help wider teams make evidence-based decisions.\nCross-Functional Collaboration: Work closely with the commercial and engineering teams to ensure credit risk requirements are considered while building new propositions and introducing new channels/segments.\nRequirements\nWho you are\nAnalytical: You have exceptionally strong analytical skills and can break down complex business problems into solvable components. You aren't afraid to challenge assumptions.\nStoryteller with Data: You are a confident communicator who can deliver clear strategies and insights to both technical and non-technical stakeholders.\nEducational Background: Undergraduate degree and/or Masters in Mathematics, Computer Science, Statistics, Econometrics or a related analytical field.\nBuilder Mindset: You are comfortable in dealing with complex problems and taking messy, distributed data and turning it into a structured, automated solution.\n Technical and Coding Skills: You are skilled in programming and are confident in using Python and SQL and highly motivated to continue developing your coding skills. We are an AI led company so we expect you to be up to speed with the latest in the space and apply it in your day to day (We use Claude).\nProfessional Experience: One to two years of experience in a credit or analytics role is preferred. But exceptional candidates with less experience are also encouraged to apply.\nBenefits\nWhat we offer\nAt Uncapped, our people make us successful. We are a start-up with big goals, and we work hard, so we want to give everyone the benefits they really want. We are continually adding to this list as new people join -- here are some of the things you can expect:\nUnlimited holiday: we believe that well-rested and happy people make the best employees\nCompetitive compensation plan\nPersonal growth fund: Raise your game from great to spectacular\nMonthly recognition and awards: Celebrate wins big and small\nThe opportunity to make a big impact every day on the lives of European and US entrepreneurs.\nOptional workspaces in Warsaw, London and Atlanta\nWe can only consider applications from candidates eligible to work in the UK without requiring visa sponsorship.","description_format":"text","description_chars":4232,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[{"name":"United Kingdom","iso":"GB","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Business & SME Lending"],"lifecycle":[{"event":"open","at":"2026-09-06T03:14:26Z"}],"visa":[{"country":"GB","licensed_sponsor":true,"evidence":"Licensed UK visa sponsor (Skilled Worker)","filings_12m":null,"filings_prev_12m":null,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Skilled Worker","cap_exempt":false,"checked_at":"2026-10-29T06:20:15+00:00","sources":["UK Home Office: register of licensed sponsors (workers)"],"filings_for_role_12m":0}],"liveness":{"score":20,"band":"cold","label":"Long shot","p_open":1,"p_active":0.443,"p_room":0.45,"age_days":55,"expected_fill_days":30,"reasons":["conf:2","win:tail"],"computed_at":"2026-10-29T05:49:05Z"},"pay":null,"html_url":"https://alion.io/job/uncapped-credit-strategy-analyst","json_url":"https://alion.io/job/uncapped-credit-strategy-analyst.json","meta":{"generated_at":"2026-10-30T02:48:11Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3624,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-31T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3773},"rest":"https://alion.io/mcp/rest/get_company?id=3773"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Funcapped-credit-strategy-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Funcapped-credit-strategy-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Funcapped-credit-strategy-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/uncapped-credit-strategy-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Funcapped-credit-strategy-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":416612}},{"tool":"search_jobs","arguments":{"company":"weareuncapped.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":416612},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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