{"id":2454804,"url":"https://alion.io/job/unzer-compliance-manager-mfd","title":"Compliance Manager (m/f/d)","company":{"id":51803,"name":"Unzer","domain":"unzer.com","url":"https://alion.io/company/unzer","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Lever","truth_index":null},"role":"Management","role_family":"Management","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Munsbach, Luxembourg"],"countries":["LU"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":75000,"max_usd":168000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":6387},"experience_years_min":5,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-06T13:28:50Z","employer_posted_date":"2026-10-06","last_verified_at":"2026-10-23T14:05:10Z","board_verified":true,"closed_at":null,"days_open":17,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":17},"description":"ABOUT US\nUnzer is a leading European fintech company with a mission to simplify international payments for e-commerce and retail businesses. Our brand was formed from 13 companies that now contribute to building a unique product covering the entire payment flow.\nAt Unzer, we are driven by the belief that customers should enjoy a seamless shopping experience, no matter where they choose to shop. We are a team of over 700 experts of 55 different nationalities, dedicated to creating a state-of-the-art unified commerce platform. Our goal is to enable businesses to delight their customers with a seamless payment experience.\nWhether you're a tech enthusiast, payment expert, or a dedicated support professional, we are looking for individuals who are passionate about making a difference.\nOur offices: We are based across Austria, Denmark, Germany and Luxembourg with a HQ in Berlin.\nABOUT THE TEAM\nThe Compliance Department in Luxembourg is actively seeking additional support to implement and conduct periodic controls effectively. We aim to launch projects that enhance compliance risk mitigation and develop strategies to improve adherence to regulatory requirements. Our current setup presents an opportunity to establish a proactive approach and increase efficiency in our processes. Some areas within the department require enhanced oversight to ensure meeting the expectations of the regulatory framework.\nWe must ensure that the company remains fully compliant with the Luxembourg Regulatory Framework in all its aspects.\nWhat your work will look like:\nCollaborate with the Chief Compliance Officer/MLROon regulatory and compliance matters, offering insights for improvement.\n\nReport directly to the Chief Compliance Officer/MLRO, preparing comprehensive documentation for customer reviews and ensuring accuracy for MLRO approval.\n\nPartner with Operations, Risk, Product and Sales teams to embed AML/CFT requirements into day-to-day business activities. This includes managing escalations from the first line of defense and sales teams.\n\nTranslate regulatory requirements, CSSF expectations and internal policies into clear and effective operational processes and controls.\n\nReview transaction alerts/patterns, sanctions, PEP and name-screening alerts, ensuring timely and well-reasoned escalations. Conduct CDD and EDD reviews for high-risk customers, complex ownership structures and other higher-risk scenarios.\n\nLead AML/CFT investigations, including transaction analysis, source of funds reviews, adverse media assessments and the identification of suspicious activity.\n\nPrepare and submit Suspicious Activity Reports (SARs) for review and approval, and assist in developing regulatory reports.\n\nBuild, execute and enhance second line of defense controls, monitoring activities and quality assurance reviews, including comprehensive risk assessments of clients to identify money laundering and terrorist financing risks.\n\nIdentify control weaknesses, investigate root causes and drive practical remediation actions.\n\nImprove onboarding, screening, monitoring and customer review workflows, balancing regulatory compliance with operational efficiency.\n\nSupport compliance projects, regulatory change initiatives and automation efforts aimed at strengthening the financial crime framework.\n\nSupport audits, regulatory inspections and compliance AML/CFT testing activities.\n\nHelp develop and implement AML/CFT policies and procedures in line with regulatory changes.\n\nProvide training and advise stakeholders on AML/CFT related matters, and provide practical guidance on managing compliance risks, all with the aim of enhancingthe compliance culture within the organization\n\nWhat you need to be successful in this role:\n5 years of experience in AML/CFT Compliance, Financial Crime Compliance, Compliance Monitoring, Investigations or a similar role within a regulated financial institution.\n\nA solid understanding of the regulatory environment of Luxembourg, particularly related to AML/CFT regulatory requirements and expectations applicable to Payment Service Providers (PSPs) and relevant compliance frameworks.\n\nProven experience conducting AML investigations and preparing Suspicious Activity Reports (SARs/STRs).\n\nDemonstrated experience performing Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), sanctions screening and transaction monitoring activities.\n\nExperience designing, executing or assessing compliance controls, monitoring programs and testing activities.\n\nAbility to translate regulatory requirements into practical operational procedures and controls.\n\nStrong analytical and investigative mindset with the ability to assess complex situations and exercise sound judgment, and with a detail-oriented approach to problem-solving.\n\nEffective communication and stakeholder management skills and collaborative mindset, with the ability to work effectively across multiple and contribute to a team-oriented environment functions.\n\nAbility to prioritize workload, manage multiple initiatives and operate independently.\n\nGood knowledge of global financial regulations, along with a proactive attitude to learn and expand this knowledge.\n\nNice to have:\nPrior experience with financial crime controls in the payments, fintech or e-commerce sector.\n\nExperience supporting regulatory inspections, audits or remediation programs.\n\nFamiliarity with sanctions compliance frameworks and fraud risk management.\n\nExperience participating in system implementations, workflow redesign or process automation projects.\n\nProfessional certifications such as CAMS, ICA, CFE or equivalent.\n\nKnowledge of additional European regulatory frameworks relevant to payment services.\n\nFluency in English; knowledge of German, French or other European languages is considered an asset.Please note that we will not sponsor your visa or relocation, and you must have a valid work permit to be eligible for this position.\n\nPlease note that we will not sponsor your visa or relocation, and you must have a valid work permit to be eligible for this position.\nWhat’s next?\nDoes it sound exciting? - Apply with your CV in English. Please don’t shy away if you don’t meet all the requirements! We’re looking forward to meeting you. \nWe will get back to you within 14 days of receiving your application. \nThe interview process includes a 30-minute intro call with a TA Partner, a 60- minute call with the hiring manager, 60min skills assessment and a 30min final call. Please note the process might alter depending on our team’s availability.","description_format":"text","description_chars":6542,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"French","level":"All levels","optional":true},{"language":"German","level":"All levels","optional":true},{"language":"English","level":"Advanced (C1)","optional":true}]},"benefits":[],"hiring_locations":[{"name":"Luxembourg","iso":"LU","kind":"country"}],"hiring_excludes":[],"relocation_offered":true,"industries":["Commerce","Financial Software & Embedded Finance","Payment Processing & Gateways"],"lifecycle":[{"event":"open","at":"2026-10-13T15:46:04Z"}],"visa":[],"liveness":{"score":70,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.775,"p_room":0.9,"age_days":16,"expected_fill_days":27,"reasons":["conf:1","win:mid"],"computed_at":"2026-10-23T05:54:15Z"},"pay":null,"html_url":"https://alion.io/job/unzer-compliance-manager-mfd","json_url":"https://alion.io/job/unzer-compliance-manager-mfd.json","meta":{"generated_at":"2026-10-23T17:04:22Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":25875,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-24T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":51803},"rest":"https://alion.io/mcp/rest/get_company?id=51803"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Funzer-compliance-manager-mfd"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Funzer-compliance-manager-mfd"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Funzer-compliance-manager-mfd"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/unzer-compliance-manager-mfd\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Funzer-compliance-manager-mfd"}]}