{"id":2772462,"url":"https://alion.io/job/ust-associate-iii-aml-kyc-specialist","title":"Associate III - AML KYC Specialist","company":{"id":1774626,"name":"UST","domain":"ust.com","url":"https://alion.io/company/ust-com","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"RippleHire","truth_index":{"grade":"B","score":80,"open_postings":138,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":19,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Chennai, India"],"countries":["IN"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":5500,"max_usd":13000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":13},"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-10T00:00:00Z","employer_posted_date":"2026-10-17","last_verified_at":"2026-10-20T09:01:00Z","board_verified":true,"closed_at":null,"days_open":40,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":40},"description":"Overview of Role/Principle Responsibilities:\nTo act as subject matter expert on all core AML/KYC due diligence activities, perform robust quality assurance and handle advanced cases, directly supporting the Analysts and providing hands-on guidance.\nKey Responsibilities:\n1. Advanced Due Diligence Execution\nComplex Entity Review: Review and perform due diligence on non-standard, complex structures (e.g., layered ownership, trusts, foundations, offshore vehicles), ensuring full transparency of control and beneficial ownership.\nEnhanced Due Diligence (EDD): Lead EDD work on high-risk clients (e.g., PEPs, complex private equity structures, high-risk geographies):\nAnalyse and corroborate sources of wealth and funds through documentary evidence and public record checks\nConduct in-depth open-source investigations on high-risk profiles or negative media hits\nLiaise with customer agreed escalation point for enhanced approval and/or further escalation\n2. Screening and Risk Mitigation\nName Screening Oversight: Validate name screening s escalated by Analysts, determine false positives and true matches, and make decisions on further escalation.\nSanctions/Adverse Media: Investigate and document all genuine matches against sanctions, PEP, and adverse media lists, with clear escalation narratives and recommendations.\n3. Risk Assessment & Rating\nRisk Factor Analysis: Review risk ratings assigned by Analysts, ensure scoring methodologies are correctly applied, and correct or re-assess where necessary.\nKYC Reviews: Lead periodic reviews of investor files. Re-assess documentation based on trigger events—ownership changes, negative news, jurisdiction upgrade/downgrade, etc.\n4. Quality Control and Training\nFile Review: Execute rigorous file quality checks. Maintain QA checklists, document deficiencies, and confirm corrective action by Analysts.\nCoaching: Provide hands-on coaching and process clarification to Analysts and act as the first point of contact for technical queries.\nKnowledge Sharing: Develop guidance notes, training materials, and best practice documentation for use within the team.\n5. Analysis and Implementation\nProcedure Updates: Monitor changes in AML/CFT internal procedures as required. Provide operational input to Team Leaders regarding impacts on workflows.\nProject Participation: Support remediation, data clean-up, or regulatory project work as assigned.\n6. Casework & Escalation\nComplex Query Resolution: Act as initial escalation point for complex or unusual cases—either resolve or clearly summarise and escalate to Team Leader/Manager.\nInvestor & Counterparty Liaison: Handle detailed, technical queries from investors, fund managers, or distributors related to AML/KYC requirements.\n7. Know your distribution (KYD) - where applicable\n§§In-Depth Questionnaire Analysis: Review DDQ and Wolfsberg Questionnaire responses in detail, cross-checking answers for plausibility and completeness. Follow up directly with intermediaries if clarifications are needed.\n§AML Control Framework Assessment: Conduct a review and summarise the distributor’s or platform’s Financial Crime (FC) control policies and procedures, including initial and ongoing client due diligence processes. Prepare a comparison of intermediaries’ stated practices against client’s risk appetite and regulatory expectations.\n§Reliance Assessment Support: Assess whether reliance on the intermediary’s AML controls may be considered, and document the findings. Where Placement Agents are involved, assist in determining if they fulfil a different role and escalate uncertainties to the designated client function.\n§§Investor Profile Review: Analyse and document who the underlying investors are (retail, HNWI, professional clients, etc.), as disclosed by the distributor or obtained via DDQ.\n§§Quality Assurance: Review Analysts’ KYD files for thoroughness and escalate deficiencies or high-risk findings as required.\nSkills and Behaviours Required: \n§5-6 years’ AML/KYC experience with focus on alternative investments and complex structures\n§Demonstrable expertise in risk-based approaches, screening investigations, and EDD\n§Adept communicator, able to articulate complex regulatory topics in practical terms\n§Strong attention to detail, time management, and coaching ability\n§§High proficiency in KYC/AML databases and screening tools Proficiency with office productivity tools; prior exposure to KYC/AML systems advantageous.\n§Strong interpersonal skills and team focus","description_format":"text","description_chars":4506,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["IT Consulting & Digital Transformation","IT Outsourcing & Dedicated Teams"],"lifecycle":[{"event":"open","at":"2026-10-17T06:49:13Z"}],"visa":[],"liveness":{"score":12,"band":"cold","label":"Long shot","p_open":1,"p_active":0.414,"p_room":0.28,"age_days":40,"expected_fill_days":19,"reasons":["conf:1","stale_co","velocity","win:tail","crowd:brand"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/ust-associate-iii-aml-kyc-specialist","json_url":"https://alion.io/job/ust-associate-iii-aml-kyc-specialist.json","meta":{"generated_at":"2026-10-20T09:36:21Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":10525,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-21T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":1774626},"rest":"https://alion.io/mcp/rest/get_company?id=1774626"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fust-associate-iii-aml-kyc-specialist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fust-associate-iii-aml-kyc-specialist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fust-associate-iii-aml-kyc-specialist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/ust-associate-iii-aml-kyc-specialist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fust-associate-iii-aml-kyc-specialist"}]}