{"id":2426713,"url":"https://alion.io/job/utmostgroup-product-development-manager","title":"Product Development Manager","company":{"id":3837391,"name":"Utmostgroup","domain":"utmostgroup.com","url":"https://alion.io/company/utmostgroup","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"BambooHR","truth_index":{"grade":"A","score":88,"open_postings":14,"ghost_share":0,"stale_share":0.5,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-27T05:46:45Z"}},"role":"Management","role_family":"Management","seniority":"lead","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Findel, Luxembourg"],"countries":["LU"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-06T00:00:00Z","employer_posted_date":"2026-10-06","last_verified_at":"2026-10-27T16:53:31Z","board_verified":true,"closed_at":null,"days_open":21,"trust":{"level":"ok","repost_count":0,"flags":[],"days_open":21},"description":"About Utmost International\nUtmost International is a leading provider of insurance-based wealth solutions operating across the UK, Europe, Latin America, Asia, and the Middle East. Its solutions are largely based on unit-linked insurance policies, serving the needs of affluent, high net worth (HNW), and ultra-high net worth (UHNW) individuals.\nAbout Utmost Luxembourg S.A.\nSitting at the crossroads of private banking, asset management, and insurance, we operate in a well-established and fast-growing division of the financial services industry. Our dynamic international team of 450+ experienced wealth structuring specialists, subject-matter and technical experts consists of 50 different nationalities, speaking over 30 languages.\nWe are a diverse and inclusive organisation driven by a values-based culture that promotes excellence, ambition, and innovation. We invest in talented teams who develop their expertise, curated through support and training, and fostered through a people centred culture. Our people truly are our greatest asset!\nYour role - Are you ready for a challenge?\nThe Product Development Manager supports Utmost activity both for unit-linked and protection business.\nThey are responsible for supporting the design of new products, the monitoring of existing products and the launch of new markets, ensuring that regulatory, legal, tax, financial, operational and distribution aspects are covered in all development and life cycle phases of products.\nThey are responsible for the management of full protection policies lifecycle, from analysis and appraisal of applications through policy issuance and claims. They are the primary point of contact for sales and partners, medical centre and reinsurance providers.\nSupporting the Head of Product Management & Development and Underwriting in strategical projects and product & market developments;\nSupporting the development of new market and product opportunities, while ensuring that legal, regulatory, tax and distribution aspects are addressed;\nDeveloping business cases and implementation plans for selected new product features, categories and solutions;\nDeveloping complete propositions, including market requirements, product specifications, features and solutions;\nManaging existing products, realise regular product reviews, ensuring the adherence to the Product Oversight Governance (POG) policy and procedure in all the related tasks;\nCoordinating product maintenance throughout all functions of the company, also providing training, support and coaching to all functions whenever needed;\nEnsure the quality of pre and post contractual documentation;\nManaging protection policies lifecycle (offers, pre-screening insurance applicants, underwriting, policy management, records and reporting);\nCoordinating medical centre networks and ensure proper tests are arranged based on underwriting requirements and requested amount of coverage;\nManaging communication with reinsurers, partners and clients on underwriting decisions;\nParticipate in Company and Group projects and workgroups, supporting products, systems and tools developments and testing.\nYour profile - Have you got what it takes to become our Product Development Manager?\nAt least 5 years of experience in the life insurance sector. Experience in life insurance underwriting and HNWI European markets would be considered an asset;\nKnowledge of medical and financial underwriting processes;\nAbility to work autonomously, as well as within team and to prioritise tasks;\nAttention to details, flexibility and experienced in working under pressure and to demanding deadlines;\nFull proficiency in English. Additional European languages would be considered an asset.\nAdditional assets\nTechnical skills: medical and financial underwriting process, reinsurance, knowledge of main life insurance framework in Europe;\nSoft skills: attention to details, relationship management, time management, team working, communication skills;\nSpecific trainings and certifications would be considered an asset.\nAs an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to gender, colour, religion, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law.\n\nGiven the sensitive nature of our business, industry sector and the role as described, the selected candidate is required to provide a criminal record (Bulletin n°3 for Luxembourgish residents). This excerpt will be kept by Utmost Luxembourg S.A. in compliance with article 8-5 (2) of the law of 23 July 2016 and for no longer than one month from the conclusion of the employment contract; otherwise, it will be destroyed without any undue delay should the candidate not be hired.\n\nUtmost Luxembourg S.A. is aware of its obligations under the General Data Protection Regulation (GDPR) and is committed to processing your data securely and transparently.\n\nOur Recruitment Privacy Notice is in line with GDPR and provides more information with regards to the types of data that we collect and hold on you as a job applicant, including for the performance of Background Checks. It also sets out how we use that information, how long we keep it for and other relevant information about your data. For full details please click here Recruitment Privacy Statement\n\n#utmost","description_format":"text","description_chars":5375,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":["Life insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Financial Services","Wealth Management & Financial Advisors","Property & Casualty Insurance"],"lifecycle":[{"event":"open","at":"2026-10-13T08:05:58Z"}],"visa":[],"liveness":{"score":51,"band":"ok","label":"Likely open","p_open":1,"p_active":0.563,"p_room":0.9,"age_days":21,"expected_fill_days":32,"reasons":["conf:2","stale_co","win:mid"],"computed_at":"2026-10-27T05:46:45Z"},"pay":null,"html_url":"https://alion.io/job/utmostgroup-product-development-manager","json_url":"https://alion.io/job/utmostgroup-product-development-manager.json","meta":{"generated_at":"2026-10-27T17:45:18Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":7477,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-28T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3837391},"rest":"https://alion.io/mcp/rest/get_company?id=3837391"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Futmostgroup-product-development-manager"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Futmostgroup-product-development-manager"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Futmostgroup-product-development-manager"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/utmostgroup-product-development-manager\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Futmostgroup-product-development-manager"}]}