{"id":69279,"url":"https://alion.io/job/vanguard-mobile-digital-payments-architect","title":"Mobile Digital Payments Architect","company":{"id":253,"name":"The Vanguard Group","domain":"vanguard.com","url":"https://alion.io/company/vanguard","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Workday","truth_index":{"grade":"B","score":82,"open_postings":81,"ghost_share":0.049,"stale_share":0.506,"repost_share":0.185,"time_to_fill_p50_days":26,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Mobile","role_family":"Mobile","seniority":"staff","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Malvern, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":148000,"max_usd":281000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":50},"experience_years_min":8,"visa_sponsorship":true,"relocation_package":false,"has_equity":false,"technologies":[{"name":"PassKit","optional":false},{"name":"AWS","optional":true},{"name":"Dart","optional":true},{"name":"Flutter","optional":true},{"name":"JavaScript","optional":true},{"name":"Kotlin","optional":true},{"name":"React Native","optional":true},{"name":"React.js","optional":true},{"name":"Swift","optional":true}],"status":"live","first_seen_at":"2026-08-21T00:00:00Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-10-20T23:11:51Z","board_verified":true,"closed_at":null,"days_open":61,"trust":{"level":"ghost","repost_count":3,"flags":["repost"],"days_open":60},"description":"Core Responsibilities\nDefine and drive the architecture strategy and product roadmap for digital payments products and platforms, ensuring alignment with businessobjectives, enterprise architecture standards, and technology roadmaps.\nDesign scalable, secure, and resilient solutions supporting mobile payment capabilities, including digital wallets (Apple Pay, Google Pay), debit card payment experiences, account funding and transfers, card controls, tokenization services, and push provisioning capabilities.\nPartner with Product Managers, Engineering Leads, UX teams, Security, Risk, Compliance, Operations, and business stakeholders to translate requirements into architecture designs, technical roadmaps, and delivery plans.\nCollaborate with enterprise architects, product teams, technology experts, and vendors to ensure solutions align with enterprise standards, target architectures, and long-term technology strategies.\nLead integration architecture across payment processors, sponsor banks, card networks, digital wallet providers, and other third-party financial technology partners.\nServe as the senior technical authority for assigned products and platforms, assessing risks, resolving complex technical challenges, and guiding teams through architecture and implementation decisions.\nLead architecture reviews, proof-of-concept initiatives, feasibility studies, and technology evaluations tovalidatesolutions, reduce implementation risk, and inform build-versus-buy decisions.\nEstablish and promote mobile architecture standards, design patterns, API strategies, engineering best practices, and governance processes to ensure quality, security, and consistency across teams.\nTrack emerging technologies, payment innovations, and industry trends toidentifyopportunities for modernization, innovation, and competitive advantage.\nPrepare and present architecture recommendations, product documentation, technology roadmaps, and business cases to technical stakeholders and executive leadership.\nProvidetechnical leadership, mentoring, and architectural guidance across multiple delivery teams, fostering engineering excellence and organizational growth.Contribute hands-on when needed through design reviews, prototype development, reference implementations, special projects, and otherduties asassigned.\nQualifications\nMinimum of eight years related work experience, with at least three years of technology architect experience.\nUndergraduate degree or equivalent combination of training and experience. Graduate degree preferred.\nPreferred Qualifications\nStrong experience designing and delivering mobile applications for iOS and Android platforms.\n\nDeep understanding of digital payments architecture, payment processing, and money movement systems.\n\nExperience with mobile application frameworks such as React Native, Swift, Kotlin, Flutter, or equivalent technologies.\n\nStrong understanding of authentication, authorization, encryption, tokenization, and fraud prevention concepts.\n\nExperience leading architecture governance, solution reviews, and cross-functional technical initiatives.\n\nHands-on experience with digital wallet integrations, including Apple Pay and Google Pay.\n\nExperience with payment processors, core banking platforms, sponsor bank integrations, or card processing ecosystems such asMarqeta, Fiserv, Visa DPS, or similar platforms.\n\nExperience with AWS cloud services and cloud-native architecture patterns.\n\nExperience developing architecture roadmaps and presenting technology strategies to senior leadership.\n\nSpecial Factors\nSponsorship\nVanguard is offering visa sponsorship for this position.About Vanguard\nAt Vanguard, we don't just have a mission-we're on a mission.\nTo work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.\nHow We Work\nVanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.","description_format":"text","description_chars":4375,"description_truncated":false,"requirements":{"experience_years_min":8,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Hybrid work"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Wealth Management & Financial Advisors","Asset Management & Funds","Online Brokerage & Trading Platforms"],"lifecycle":[{"event":"open","at":"2026-08-21T00:00:00Z"},{"event":"close","at":"2026-09-04T11:49:17Z"},{"event":"reopen","at":"2026-09-10T19:37:29Z"},{"event":"close","at":"2026-09-25T01:15:34Z"},{"event":"reopen","at":"2026-09-30T19:03:14Z"},{"event":"close","at":"2026-10-01T13:41:32Z"},{"event":"reopen","at":"2026-10-14T23:38:55Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 228 · green card filings: 155","filings_12m":228,"filings_prev_12m":301,"green_card_filings_12m":155,"median_offered_wage_usd":148453,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":74}],"liveness":{"score":7,"band":"cold","label":"Long shot","p_open":1,"p_active":0.248,"p_room":0.28,"age_days":60,"expected_fill_days":26,"reasons":["conf:1","repost:3","stale_co","velocity","ghost","win:tail","crowd:brand"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/vanguard-mobile-digital-payments-architect","json_url":"https://alion.io/job/vanguard-mobile-digital-payments-architect.json","meta":{"generated_at":"2026-10-21T03:46:18Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":5493,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":253},"rest":"https://alion.io/mcp/rest/get_company?id=253"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fvanguard-mobile-digital-payments-architect"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fvanguard-mobile-digital-payments-architect"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fvanguard-mobile-digital-payments-architect"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/vanguard-mobile-digital-payments-architect\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fvanguard-mobile-digital-payments-architect"}]}