{"id":2591956,"url":"https://alion.io/job/vertiv-sr-credit-risk-analyst","title":"Sr. Credit Risk Analyst","company":{"id":58885,"name":"Vertiv","domain":"vertiv.com","url":"https://alion.io/company/vertiv","size_band":"5000+","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Oracle","truth_index":{"grade":"B","score":83,"open_postings":450,"ghost_share":0.004,"stale_share":0.858,"repost_share":0.009,"time_to_fill_p50_days":8,"computed_at":"2026-10-31T05:58:55Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":null,"work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Westerville, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":70000,"max_usd":134000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":5022},"experience_years_min":4,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Outlook","optional":false},{"name":"Microsoft Office","optional":true},{"name":"Power BI","optional":true},{"name":"Smartsheet","optional":true}],"status":"live","first_seen_at":"2026-10-14T15:34:52Z","employer_posted_date":"2026-10-14","last_verified_at":"2026-11-01T00:35:42Z","board_verified":true,"closed_at":null,"days_open":17,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":17},"description":"POSITION SUMMARY\nVertiv, a global leader in critical infrastructure solutions, seeks a Sr. Credit Risk Analyst at its Headquarters in Westerville, Ohio to join our Americas Finance team.\nThe Senior Credit Risk Analyst is responsible for evaluating and managing customer credit risk across Vertiv's Americas business while supporting revenue growth, cash flow protection, and compliance with company policies. This role performs financial and credit analysis for new and existing customers, establishes and monitors credit limits, reviews complex commercial transactions, and recommends strategies to mitigate financial risk.\nThe Senior Credit Risk Analyst serves as a key business partner to Sales, Order Management, Legal, Finance, Collections, and executive leadership by providing timely and well-supported credit decisions that balance risk and business objectives. The role also supports process improvement initiatives, SOX compliance activities, credit hold management, portfolio monitoring, and reporting for management and audit purposes.\nAdditionally, the Senior Credit Risk Analyst maintains delegated credit approval authority up to $1,000,000 and provides recommendations for transactions requiring higher levels of approval.\nPRIMARY RESPONSIBILITIES\nConduct comprehensive credit reviews for new and existing customers, including analysis of audited and unaudited financial statements, credit applications, trade references, bank references, credit bureau reports, and publicly available information.\nEstablish appropriate credit limits and risk mitigation requirements based on financial strength, payment history, business outlook, and project exposure.\nEvaluate large-scale project opportunities where future exposure may significantly exceed approved credit limits.\nConduct recurring customer portfolio reviews to ensure credit limits remain aligned with current business activity and financial condition.\nPartner with Credit Leadership on high-risk, distressed, bankrupt, or strategically important accounts.\nFacilitate and/or participate in customer discussions when additional financial information, collateral, or credit support is required.\nUtilize comprehensive knowledge of credit risk mitigation tools and techniques, including but not limited to Letters of Credit, Joint Check agreements, Mechanic’s Liens, Payment Bonds, and other related instruments, to manage and minimize financial risks effectively.\nReview and manage customer credit hold queues to support timely decision making and order fulfillment.\nOwns and manages SOX related reporting specific to Vertiv’s controls around customer credit limits and executes timely the related activities in preparation for monthly reviews.\nIdentify, recommend, and participate in initiatives that improve credit processes, workflow efficiency, system utilization, reporting capabilities, automation, and overall operational excellence.\nAssist with documenting and updating standard operating procedures and training materials.\nManage and support ad hoc projects, reporting requests, and business initiatives as assigned.\nQUALIFICATIONS\nRequirements:\nBA or BS in Business Administration/Finance/Accounting, or equivalent degree.\n4+ years of progressive experience in commercial credit and collections, financial analysis or risk management within a B2B environment.\nDemonstrated ability to analyze financial statements, interpret credit applications, evaluate trade and banking references, and apply credit scoring methodologies and credit bureau data to support informed credit decisions and risk assessment.\nStrong critical thinking, analytical, and problem-solving skills with the ability to evaluate information, assess risk, and make informed business decisions.\nPreferred Qualifications:\nStrong interpersonal skills to communicate professionally with internal and external customers or business partners.\nExcellent organization and time management skills to project manage various credit tasks to a timely resolution.\nAbility to pull together and summarize large amounts of data or documentation into concise explanations.\nPossession of a valid Notary Public commission in Ohio preferred; willingness to obtain if not currently certified is a plus.\nExperience in a manufacturing, construction or industrial environment preferred.\nExperience with the Microsoft Office Suite (Outlook, Excel, Word).\nFamiliarity with Oracle, DataZen, Power BI, Smartsheet, or similar business systems.","description_format":"text","description_chars":4458,"description_truncated":false,"requirements":{"experience_years_min":4,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":true},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Servers & Data Center Hardware","Power Supplies & Power Electronics","HVAC & Refrigeration"],"lifecycle":[{"event":"open","at":"2026-10-15T06:04:01Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 14 · green card filings: 1","filings_12m":14,"filings_prev_12m":9,"green_card_filings_12m":1,"median_offered_wage_usd":108500,"route":null,"cap_exempt":false,"checked_at":"2026-10-29T16:27:21+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":0}],"liveness":{"score":17,"band":"cold","label":"Long shot","p_open":1,"p_active":0.487,"p_room":0.35,"age_days":16,"expected_fill_days":8,"reasons":["conf:3","stale_co","velocity","win:tail","comp:brand"],"computed_at":"2026-10-31T05:58:55Z"},"pay":null,"html_url":"https://alion.io/job/vertiv-sr-credit-risk-analyst","json_url":"https://alion.io/job/vertiv-sr-credit-risk-analyst.json","meta":{"generated_at":"2026-11-01T04:42:34Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":7230,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-02T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":58885},"rest":"https://alion.io/mcp/rest/get_company?id=58885"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fvertiv-sr-credit-risk-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fvertiv-sr-credit-risk-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fvertiv-sr-credit-risk-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/vertiv-sr-credit-risk-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fvertiv-sr-credit-risk-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":2591956}},{"tool":"search_jobs","arguments":{"company":"vertiv.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":2591956},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); 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