{"id":737830,"url":"https://alion.io/job/visiolending-collateral-underwriter","title":"Collateral Underwriter","company":{"id":687826,"name":"Visio Lending","domain":"visiolending.com","url":"https://alion.io/company/visiolending","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Rippling","truth_index":{"grade":"B","score":75,"open_postings":3,"ghost_share":0,"stale_share":1,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-14T06:34:16Z"}},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"board_field","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":[],"countries":[],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":35,"max":48,"currency":"USD","period":"hour","gross":null,"usd_annual":96000},"salary_estimate":null,"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-09-02T22:11:06Z","employer_posted_date":"2026-09-02","last_verified_at":"2026-10-15T01:54:20Z","board_verified":true,"closed_at":null,"days_open":42,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":42},"description":"Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.\nAbout Visio Lending\nVisio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.\nWhy We Love Working at Visio:\nWe at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote work options.\nHow to Apply?\nTo be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.\nNote: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.\nVisio Financial Services, Inc. is an Equal Opportunity Employer\nThe Opportunity\nThe Collateral Underwriter is responsible for reviewing, analyzing, and assessing subject collateral for loans originated through the retail platform. This position focuses on appraisal analysis and collateral risk evaluation to ensure compliance with Visio Lending guidelines, investor requirements, and industry standards. You will play a key role in maintaining loan quality, marketability, and a high standard of customer service through timely and accurate collateral decisions.\nWhat You'll Do\nReview, analyze, and render decisions on appraisal report escalations in accordance with company and investor guidelines\nComplete comprehensive collateral reviews while meeting established service-level expectations\nManage a pipeline of collateral files and communicate issues with Appraisers, Processors, Customers, and Account Executives/Loan Originators\nStay current on investor guideline updates and collateral policy changes\nProvide a high level of customer service to internal and external stakeholders\nCollaborate with leadership regarding stipulations for loans \nPerform additional responsibilities as assigned based on business needs\nAuthorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT\nWork Schedule: Monday - Friday: 8:30 am - 5:30 pm CST\nSalary Range: $35.09 - $48.00/hour (Non-Exempt/Hourly/Overtime Eligible)\nWhat We Are Looking For:\n3+ years of experience in Collateral Underwriting or Valuation Review and/or a Bachelor's degree in business or a related industry area major \nWorking knowledge of investor underwriting guidelines and policies\nStrong prioritization and time management skills\nExcellent interpersonal, written, and verbal communication abilities\nDemonstrated commitment to exceptional customer service\nAdvanced analytical and problem-solving skills\nProficiency in Microsoft Word and Excel\nWhat We Prefer to Find:\nSomeone with experience with Non-QM Loans\nSomeone with experience with underwriting DSCR loans\nSomeone with experience with Calyx Point and SalesForce","description_format":"text","description_chars":4105,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":["Growth opportunities"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Mortgage Lending & Brokers"],"lifecycle":[{"event":"open","at":"2026-09-11T11:41:39Z"}],"visa":[],"liveness":{"score":50,"band":"ok","label":"Likely open","p_open":1,"p_active":0.666,"p_room":0.75,"age_days":41,"expected_fill_days":44,"reasons":["conf:3","win:late"],"computed_at":"2026-10-14T06:34:16Z"},"pay":{"stated_usd_annual":96000,"is_top_pay":true},"html_url":"https://alion.io/job/visiolending-collateral-underwriter","json_url":"https://alion.io/job/visiolending-collateral-underwriter.json","meta":{"generated_at":"2026-10-15T02:39:31Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":3911,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-16T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":687826},"rest":"https://alion.io/mcp/rest/get_company?id=687826"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fvisiolending-collateral-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fvisiolending-collateral-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fvisiolending-collateral-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/visiolending-collateral-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fvisiolending-collateral-underwriter"}]}