{"id":3653731,"url":"https://alion.io/job/vwfs-senior-risk-specialist","title":"Senior Risk Specialist","company":{"id":4374806,"name":"VWFS","domain":"vwfs.pt","url":"https://alion.io/company/vwfs-pt","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Lisbon, Portugal"],"countries":["PT"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Microsoft Excel","optional":false},{"name":"Power BI","optional":false}],"status":"live","first_seen_at":"2026-11-02T00:00:00Z","employer_posted_date":null,"last_verified_at":"2026-11-02T00:00:00Z","board_verified":false,"closed_at":null,"days_open":13,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":13},"description":"Sobre a vaga\nWe are looking for a senior team member to join our Risk team and contribute to the development, monitoring and continuous improvement of our risk management framework. This role is ideal for an experienced professional with a strong analytical mindset and solid risk management expertise.\n\nO que vais fazer\n\nDefine, implement and monitor risk strategies aligned with Volkswagen Financial Services’ objectives, local business priorities and applicable regulatory requirements\nMonitor and analyse risk performance, identifying trends, risks, opportunities and areas requiring management attention\nPrepare and present risk analyses, insights and recommendations for local risk committees and relevant governance forums\nSupport model validation activities, including PD and LGD models, and contribute to the analysis and enhancement of impairment models\nDefine and maintain governance models, policies, processes and procedures in line with local, national and global requirements\nMonitor market trends, regulatory developments and best practices related to risk models, model risk management and the use of internal and external data\nDefine targets and implement measures to improve automated decisioning, ensuring alignment with Volkswagen Financial Services’ goals and objectives\nEnsure compliance with local reporting requirements, Volkswagen Financial Services HQ requests and regulatory reporting obligations\nPromote high-quality deliverables by reviewing outputs, strengthening data quality and ensuring compliance with relevant standards, regulations and best practices\nDevelop and maintain analytical models, business cases and dashboards to support risk-based decisions, new initiatives and strategic priorities\nCollaborate closely with internal and external stakeholders, acting as a trusted partner for risk-related topics across the organisation\n\nO que é pedido\n\nMinimum of 5 years of experience in risk management, preferably within financial services, banking or the automotive sector\nUniversity degree in Business Administration, Economics, Finance, Management, Engineering, Mathematics, Statistics or a related field\nStrong analytical and problem-solving skills, with the ability to work with large and complex datasets\nAdvanced Excel skills, including advanced formulas, pivot tables and data modelling\nExperience with Power BI or similar business intelligence tools for building dashboards, reports and management insights\nGood understanding of risk management principles, governance frameworks, reporting requirements and model-related topics\nHigh attention to detail combined with a practical, business-oriented mindset\nClear and confident communication skills, with the ability to translate technical and financial information into messages that are accessible to non-financial stakeholders\nAbility to work independently, set priorities and deliver high-quality outputs within deadlines\nProactive, collaborative and resilient, with a strong sense of accountability and continuous improvement\nFluency in Portuguese and English, both written and spoken\n\nO que é oferecido\n\nLong-term contract\nCompetitive package including private health insurance, life insurance and meal allowance (pay by meal card)\nBonuses and benefits depending on performance\nSchooling allowance and pension scheme\nIncredible and unique annual company events\nOpportunity to work on an international project and be part of multicultural and multidisciplinary team\nSolid performance evaluation and career management methodologies\nContinuous training – technical and behavioral development\n\nResumo organizado por IA a partir do anúncio original. Confirma os detalhes no site da empresa.","description_format":"text","description_chars":3684,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Company events","Health insurance","Life insurance"],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Leasing, Auto & Equipment Finance"],"lifecycle":[{"event":"open","at":"2026-11-03T00:46:15Z"}],"visa":[],"liveness":{"score":81,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":0.9,"age_days":13,"expected_fill_days":30,"reasons":["seen:13","velocity","win:mid"],"computed_at":"2026-11-15T07:52:55Z"},"pay":null,"html_url":"https://alion.io/job/vwfs-senior-risk-specialist","json_url":"https://alion.io/job/vwfs-senior-risk-specialist.json","meta":{"generated_at":"2026-11-15T14:37:55Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":6045,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-16T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4374806},"rest":"https://alion.io/mcp/rest/get_company?id=4374806"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fvwfs-senior-risk-specialist"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fvwfs-senior-risk-specialist"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fvwfs-senior-risk-specialist"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/vwfs-senior-risk-specialist\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fvwfs-senior-risk-specialist"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3653731}},{"tool":"search_jobs","arguments":{"company":"vwfs.pt","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3653731},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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