{"id":4293021,"url":"https://alion.io/job/wealthsimple-senior-software-developer-complex-accounts","title":"Senior Software Developer, Complex Accounts","company":{"id":4921,"name":"Wealthsimple","domain":"wealthsimple.com","url":"https://alion.io/company/wealthsimple","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":84,"open_postings":8,"ghost_share":0,"stale_share":0.625,"repost_share":0,"time_to_fill_p50_days":29,"computed_at":"2026-11-12T10:38:37Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"posting_text","remote_working_hours":null,"hiring_geo_confidence":"structured","locations":[],"countries":[],"hiring_countries":["CA"],"hiring_countries_total":1,"salary":{"min":151200,"max":189000,"currency":"CAD","period":"year","gross":null,"usd_annual":132512},"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"AI Agents","optional":false},{"name":"JavaScript","optional":true},{"name":"React Native","optional":true},{"name":"React.js","optional":true},{"name":"Ruby","optional":true},{"name":"Ruby on Rails","optional":true},{"name":"TypeScript","optional":true}],"status":"live","first_seen_at":"2026-11-13T22:31:35Z","employer_posted_date":"2026-11-13","last_verified_at":"2026-11-14T00:04:01Z","board_verified":true,"closed_at":null,"days_open":0,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":0},"description":"Build something people love\nWealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $169 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.\nWe're proud of what we've built - and we're just getting started. Read our Culture Manual and learn more about how we work.\nAbout the team\nThe Complex Accounts team builds the accounts that don't fit a standard mould. We own how businesses, from sole proprietorships to corporations with layered ownership, open and manage their accounts with Wealthsimple, along with joint accounts and registered education savings plans (RESPs). As we expand into more account types, the list keeps growing. It's work where accuracy, security, and regulatory requirements are non-negotiable, and we partner closely with operations, compliance, design, and product to make complicated financial structures feel simple for the people using them. We’re part of Data & Engineering, where quality, security, and scalability are the standard, not trade-offs.\nIn this role, you'll have the opportunity to:\nBuild and evolve the systems that let businesses, joint owners, and families open and manage accounts with Wealthsimple\n\nDesign data models for complex ownership - corporations, co-owners, and the people behind them\n\nWork with compliance and operations partners to turn regulatory requirements into reliable, well-tested software\n\nImprove the account opening experience across mobile and web, removing friction wherever clients get stuck\n\nBuild tools that help our operations teams serve clients faster and handle unusual cases on their own\n\nShare on-call responsibilities and fix the root causes of recurring issues\n\nUse AI tools as a core part of how you build, and help shape how the team works with them\n\nRaise the technical bar through design reviews, code review, documentation, and mentorship\n\nSkills you bring:\n5+ years of professional software development, with depth in back-end systems and a track record of shipping production systems that clients and teams depend on\n\nFull-stack experience: you’re as comfortable contributing to a client-facing flow on web or mobile as you are to the services running underneath it\n\nExperience modelling complex domains and designing systems that handle sensitive data, including authentication, fine-grained authorization, and auditability\n\nA track record of shipping in a regulated domain alongside compliance or operations partners\n\nAn AI-first development workflow that doesn’t compromise on rigour: you use agentic tools day to day and know how to verify their output before it reaches production\n\nClear communication: you can explain a technical trade-off to engineers, compliance partners, and leadership alike\n\nNice-to-have's:\nExperience with Ruby on Rails, React / React Native, or TypeScript\n\nFamiliarity with KYC/KYB processes, including business verification and beneficial ownership\n\nKnowledge of Canadian business structures (corporations, trusts, partnerships) or registered accounts like RESPs\n\nExperience at a fintech or financial services company\n\nWhy Wealthsimple?\nTop-tier health benefits and life insurance\nLong-term group savings with employer match, through Wealthsimple for Business\n20 vacation days, 4 wellness days, and unlimited sick and mental health days per year*\n90 days away: work outside Canada for up to 90 days per year*\nEmployee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS\nWe are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.\n*Unlimited paid sick days, Wellness Days and the 90 day away program do not apply to certain roles.\nICYMI\nTechnology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work - whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.\nInclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.\nAccessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know - we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.\nAI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment - all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.","description_format":"text","description_chars":5436,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Life insurance"],"hiring_locations":[{"name":"Canada","iso":"CA","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Crypto Exchanges","Digital Banks & Neobanks","Investing Apps & Robo-Advisors","Online Brokerage & Trading Platforms"],"lifecycle":[{"event":"open","at":"2026-11-14T00:04:01Z"}],"visa":[{"country":"CA","licensed_sponsor":true,"adverts_offering_sponsorship_24m":0,"sanctioned_now":false,"evidence":"Positions approved through LMIA in 12 months: 2","filings_12m":2,"filings_prev_12m":1,"green_card_filings_12m":null,"median_offered_wage_usd":null,"route":"Global Talent Stream; High Wage","cap_exempt":false,"checked_at":"2026-11-12T07:36:15+00:00","sources":["ESDC: employers issued a positive LMIA"],"filings_for_role_12m":1}],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":0,"expected_fill_days":29,"reasons":["conf:1","win:early"],"computed_at":"2026-11-14T01:21:22Z"},"pay":{"stated_usd_annual":132512,"is_top_pay":false},"html_url":"https://alion.io/job/wealthsimple-senior-software-developer-complex-accounts","json_url":"https://alion.io/job/wealthsimple-senior-software-developer-complex-accounts.json","meta":{"generated_at":"2026-11-14T01:21:22Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":979,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-15T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.1,"usd":0.01,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":4921},"rest":"https://alion.io/mcp/rest/get_company?id=4921"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fwealthsimple-senior-software-developer-complex-accounts"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"free","price":{"credits":0,"usd":0},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fwealthsimple-senior-software-developer-complex-accounts"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.1,"usd":0.01},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fwealthsimple-senior-software-developer-complex-accounts"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/wealthsimple-senior-software-developer-complex-accounts\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fwealthsimple-senior-software-developer-complex-accounts"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":4293021}},{"tool":"search_jobs","arguments":{"company":"wealthsimple.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":4293021},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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