{"id":3353191,"url":"https://alion.io/job/wise-senior-backend-engineer-risk-domain-2","title":"Senior Backend Engineer - Risk Domain","company":{"id":3856,"name":"Wise","domain":"wise.com","url":"https://alion.io/company/wise","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"SmartRecruiters","truth_index":{"grade":"B","score":81,"open_postings":43,"ghost_share":0,"stale_share":0.977,"repost_share":0,"time_to_fill_p50_days":21,"computed_at":"2026-10-31T05:58:55Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["London, United Kingdom"],"countries":["GB"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":87500,"max":111000,"currency":"GBP","period":"year","gross":null,"usd_annual":148502},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Go","optional":false},{"name":"Java","optional":false},{"name":"Python","optional":false},{"name":"Apache Kafka","optional":true}],"status":"live","first_seen_at":"2026-10-27T16:47:18Z","employer_posted_date":"2026-10-27","last_verified_at":"2026-10-31T05:46:59Z","board_verified":true,"closed_at":null,"days_open":3,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":3},"description":"Wise is a global technology company, building the best way to move and manage the world’s money.\nMin fees. Max ease. Full speed.\nWhether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.\nAs part of our team, you will be helping us create an entirely new network for the world's money.\nFor everyone, everywhere.\nMore about our mission and what we offer.\n What will you be working on?\nWe're looking for engineers who are passionate about designing scalable platforms and love solving real-world problems with technology. If you're excited by the idea of building infrastructure that empowers teams and accelerates product development without compromising on trust or safety, this role is for you.\nThe Role: Senior Engineering in the Risk Domain\nAs part of our Platform Engineering team, you’ll be at the intersection of Product and Risk - crafting systems that allow internal teams to ship faster, safer, and smarter. You won’t just be writing code. You’ll be building foundational services that other teams rely on to launch features across global markets.\nWe're designing a centralised risk platform - a system that unifies data and decision-making across identity verification, fraud detection, compliance, and more. This platform acts as the connective tissue between teams working on money movement, regional expansion, and customer safety.\nOur team builds a unified platform for controlling customers’ product eligibility in accordance with regional compliance, risk and product functions.\nAs a Senior Software Engineer, you will:\nTake ownership of critical multiplier-type projects that significantly enhance our codebase management and automation capabilities.\n\nCollaborate closely with platform and product teams, engineers, leads, and product managers to deliver impactful tooling solutions.\n\nPrototype solutions quickly and efficiently, adopting a \"quick and dirty\" approach initially, and refine them into robust, scalable tools once the optimal approach is identified.\n\nWork alongside other engineers in the team, fostering a collaborative culture..\n\nProvide feedback on technical design decisions and approach, and help the team make data-driven decisions.\n\n What do you need?\nWe are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!\nStrong proficiency in backend programming languages like Java, Python or Go.\n\nPassion for building at scale - You've worked on high-throughput systems and know what it takes to keep services fast and reliable\n\nDeep interest in system design - You think in terms of platforms, not just features\n\nA desire to build meaningful infrastructure - You care about enabling others, not just shipping your own code\n\nExcellent verbal and written communication skills, with the ability to convey technical concepts to both technical and non-technical audiences.\n\nNice to Have:\nExperience working in fintech or high-trust domains like risk, identity, or compliance\nExperience in messaging systems such as Kafka is a plus.\n For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.\nWe're proud to have a truly international team, and we celebrate our differences.\nInclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.\nIf you want to find out more about what it's like to work at Wise visit Wise.Jobs.\nKeep up to date with life at Wise by following us on LinkedIn and Instagram.","description_format":"text","description_chars":3882,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"All levels","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":["Money Transfer & Remittances","Currency Exchange & FX Payments"],"lifecycle":[{"event":"open","at":"2026-10-27T19:13:01Z"}],"visa":[],"liveness":{"score":63,"band":"ok","label":"Likely open","p_open":1,"p_active":0.632,"p_room":1,"age_days":3,"expected_fill_days":21,"reasons":["conf:0","stale_co","velocity","win:early","comp:brand"],"computed_at":"2026-10-31T05:58:55Z"},"pay":{"stated_usd_annual":148502,"is_top_pay":false},"html_url":"https://alion.io/job/wise-senior-backend-engineer-risk-domain-2","json_url":"https://alion.io/job/wise-senior-backend-engineer-risk-domain-2.json","meta":{"generated_at":"2026-10-31T09:25:33Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":14222,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-11-01T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":3856},"rest":"https://alion.io/mcp/rest/get_company?id=3856"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fwise-senior-backend-engineer-risk-domain-2"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fwise-senior-backend-engineer-risk-domain-2"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fwise-senior-backend-engineer-risk-domain-2"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/wise-senior-backend-engineer-risk-domain-2\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fwise-senior-backend-engineer-risk-domain-2"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3353191}},{"tool":"search_jobs","arguments":{"company":"wise.com","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3353191},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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