{"id":544640,"url":"https://alion.io/job/wmrc-credit-risk-analyst","title":"Credit Risk Analyst","company":{"id":255637,"name":"WMRC","domain":"wmrc.com.sg","url":"https://alion.io/company/wmrc","size_band":null,"is_staffing_agency":true,"employer_type":"agency","is_intermediary":false,"listed_via":null,"ats_vendor":"Schema","truth_index":{"grade":"D","score":40,"open_postings":52,"ghost_share":1,"stale_share":0,"repost_share":0,"time_to_fill_p50_days":null,"computed_at":"2026-10-20T05:45:00Z"}},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":[],"countries":[],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":null,"experience_years_min":5,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2025-05-07T05:01:02Z","employer_posted_date":"2025-06-04","last_verified_at":"2026-10-20T20:29:06Z","board_verified":true,"closed_at":null,"days_open":531,"trust":{"level":"ghost","repost_count":0,"flags":["stale","company_stale"],"days_open":530},"description":"You will assist the Head of Risks to review and monitor credit risks undertaken by the Branch by way of due diligence on new credit applications, prepare periodic reviews and covenants monitoring, as well as prompt update of internal ratings and adverse news monitoring.\nYou will develop expertise in the assigned business segment to provide independent recommendations on new credit applications and response to waiver requests. Working closely with the assigned business segment units in the conduct of credit/ lending activity, you will review new credit applications with a view to provide an independent credit opinion. You will process waiver and amendment requests and provide independent recommendation to management, as well as monitor the loan portfolio quality by way of news monitoring, periodic reviews and ensuring current loan loss provisions, internal ratings and account grading reflect the state of the credit/ asset quality.\nYou will participate in the quarterly portfolio review exercise for the region and see to the closure of any follow-up actions which have been identified. You will participate in local credit committee meetings to deliberate on new credit applications while ensuring pertinent questions are raised and responded during the meeting. You will also participate in any credit or other risk-related projects as they arise or new responsibilities tasked by the Department Head.\nPre-requisites\nDegree holder and above in Business, Finance, Accountancy or related discipline\nMinimum 5 years of solid experience in corporate banking or financial service industry (lending to large corporates in PRC)\nStrong knowledge of the PRC sector\nQualified for HKMA ECF - Credit Risk Management (Certified ACRP - Associate Credit Risk Management Professional)\nStrong credit analysis skills\nProficiency in English writing is a must\nDemonstrate a high level of initiative and eagerness to learn\nA good team player with positive attitude\nStrong communication, interpersonal and problem-solving skills\nAble to carry out all activities to the highest standard\nFluency in both English and Chinese\nSubmit your application to  quoting the Job Title.\nYour interest will be treated in strict confidence.\nData collected will be used for recruitment purposes only. Personal data provided will be used strictly in accordance with the relevant data protection law and WMRC’s personal information and privacy policy.","description_format":"text","description_chars":2447,"description_truncated":false,"requirements":{"experience_years_min":5,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[{"language":"English","level":"Advanced (C1)","optional":false}]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-09-08T11:19:39Z"}],"visa":[],"liveness":{"score":2,"band":"cold","label":"Long shot","p_open":1,"p_active":0.082,"p_room":0.28,"age_days":531,"expected_fill_days":27,"reasons":["conf:0","agency","stale_co","ghost","win:tail","crowd:"],"computed_at":"2026-10-20T05:45:00Z"},"pay":null,"html_url":"https://alion.io/job/wmrc-credit-risk-analyst","json_url":"https://alion.io/job/wmrc-credit-risk-analyst.json","meta":{"generated_at":"2026-10-21T00:30:34Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":780,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-22T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":255637},"rest":"https://alion.io/mcp/rest/get_company?id=255637"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fwmrc-credit-risk-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fwmrc-credit-risk-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fwmrc-credit-risk-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/wmrc-credit-risk-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fwmrc-credit-risk-analyst"}]}