{"id":1935245,"url":"https://alion.io/job/woodmenlife-advanced-underwriter","title":"Advanced Underwriter","company":{"id":2298152,"name":"WoodmenLife","domain":"woodmenlife.org","url":"https://alion.io/company/woodmenlife","size_band":null,"is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":null,"truth_index":null},"role":"Finance","role_family":"Finance","seniority":"middle","employment_type":"full_time","work_mode":"remote","remote_scope":"stated_countries","remote_scope_basis":"inferred_payroll_markers","remote_working_hours":null,"hiring_geo_confidence":"inferred","locations":[],"countries":[],"hiring_countries":["US"],"hiring_countries_total":1,"salary":{"min":60000,"max":90000,"currency":"USD","period":"year","gross":null,"usd_annual":90000},"salary_estimate":null,"experience_years_min":3,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[],"status":"live","first_seen_at":"2026-10-05T21:14:40Z","employer_posted_date":null,"last_verified_at":"2026-10-05T21:14:40Z","board_verified":false,"closed_at":null,"days_open":21,"trust":{"level":"not_scored","repost_count":null,"flags":[],"days_open":21},"description":"This position has a fully remote work schedule.\nJob Title: Advanced UnderwriterWoodmenLife is looking to hire an Advanced Underwriter to join our team!\nIn this role, you will evaluate applications for life insurance to determine insurability by investigating the applicant’s financial, medical and non-medical background. You will be responsible for the final action of acceptance, modification or declination due to risk within assigned approval limits. WoodmenLife is one of the best places to work in Omaha, with more than 135 years of service rooted in purpose and community. Since 1890, WoodmenLife has been dedicated to helping hardworking Americans secure their families’ financial futures and leave a lasting legacy. As a purpose driven, not for profit life insurance company, our commitment is to our members and the communities they call home. As a member of the WoodmenLife family, you’ll join others who share a commitment to family, community, and country. We offer a comprehensive benefits package including health, dental, vision, 401(k), life insurance, and more. Apply today to learn more!\nWe are looking for someone to:\nResponsible for the accurate evaluation and processing of life insurance applications up to $1,500,000 from preliminary review to final risk assessment.\n\nUnderwrites new and inforce individual life insurance applications, simplified and Family Term Life applications within guidelines set for the issuance of policies as assigned; determining whether to accept, modify, or decline a risk within assigned approval limits. This is done through the evaluation of an individual’s medical history or physical condition, occupational/aviation/avocation hazards, financial background, insurable interest, insurance currently in force, and other information pertinent to the decision.\n\nAnalyzes the impact of decisions on inforce certificates, and takes appropriate action, making any changes to existing business as required.\n\nBalances all decisions based on the risk/expense to WoodmenLife and the desire to issue business.\n\nCommunicates with the Sales Force, Medical Facilities, Vendors, Insurance Companies, Reinsurers, Applicants/Members, Underwriting Management, or Medical Director to gather information on which to base decisions, and to discuss underwriting actions.\n\nIdentifies potential fraud/misrepresentations. Advises appropriate individual/areas on these cases for further action.\n\nReviews and takes action on reinstatements and changes on existing policies as workload requires.\n\nResearches complaints related to underwriting decisions and develops verbal and written responses.\n\nEnsures that all work is completed within the department’s time service standards.\n\nProcesses second stamp review of assigned cases within approval limits.\n\nAssists in the development and delivery of training to underwriters as assigned.\n\nDevelops and delivers presentations on pertinent topics as required.\n\nContinually reviews and analyzes the workflow to provide efficient service and to meet service level goals. Makes recommendations for changes that enhance the process and improve customer service.\n\nAssists team supervisor in evaluating lower level underwriters based on observations of cases reviewed, questions asked, and the underwriter’s general abilities.\n\nWe need someone who has:\nHigh School diploma or equivalent education/experience. College degree in a related field preferred.\n\nThree to five years previous experience working in a medical field or as an underwriter in the insurance industry.\n\nKnowledge and demonstrated experience using medical terminology, medical disorders, and their significance to life insurance is desired.\n\nExcellent interpersonal skills demonstrated through critical thinking, conflict resolution, ability to problem solve and make sound decisions.\n\nAbility to be self-motivated, work with high level of concentration, display a high attention to detail and reading comprehension.\n\nAbility to organize and prioritize work in order to effectively meet deadlines in a high stress environment.\n\nAbility to work across multiple operation systems.\n\nStrong written and verbal communication skills with the ability to explain reasoning effectively.\n\nStrong negotiation and presentation skills desired.\n\nAbility to maintain confidentially, sensitivity and professionalism in difficult situations.\n\nAbility to work effectively in a team environment and be seen by others as a leader. Must possess the ability to provide co-workers with effective and constructive performance feedback.\n\nCompletion of LOMA 280, 290, 311, ALU 101 (ALU Certificate); and EKG class preferred.\n\nThe ability to provide seamless, trustworthy, attentive and resourceful (S.T.A.R.) customer service.\n\nEngages well with others and are passionate about providing an exemplary customer experience.\n\nIf you're ready to make an impact in your community, we’d love to hear from you. Apply today!\nAs part of WoodmenLife’s employment process, candidates will be required to complete a criminal background check, credit check (when required for position), fingerprint check (when required for position), drug screen and reference checks. Any offer of employment will be contingent upon successfully passing the above. WoodmenLife is welcoming to all regardless of background and beliefs. WoodmenLife respects every associate’s unique perspective and contribution. We are committed to creating an environment that values differences, and creates opportunities for growth, leadership and service. This commitment includes providing equal opportunity in recruitment, employment and promotion, training and community outreach. WoodmenLife is also dedicated to strengthening the communities in which its employees live.\nAPPLICANTS WITH DISABILITIES SHOULD ADVISE THE HUMAN RESOURCES DEPARTMENT AT THE TIME OF APPLICATION IF SPECIAL ACCOMMODATIONS ARE NEEDED.\nWoodmen of the World Life Insurance Society (WoodmenLife) is an equal opportunity employer.\nOriginally posted on Himalayas","description_format":"text","description_chars":6003,"description_truncated":false,"requirements":{"experience_years_min":3,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Life insurance"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-05T23:28:16Z"}],"visa":[],"liveness":{"score":51,"band":"ok","label":"Likely open","p_open":0.85,"p_active":0.795,"p_room":0.75,"age_days":21,"expected_fill_days":28,"reasons":["seen:21","win:late"],"computed_at":"2026-10-27T05:46:45Z"},"pay":{"stated_usd_annual":90000,"is_top_pay":false},"html_url":"https://alion.io/job/woodmenlife-advanced-underwriter","json_url":"https://alion.io/job/woodmenlife-advanced-underwriter.json","meta":{"generated_at":"2026-10-27T20:10:48Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":11178,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-28T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":2298152},"rest":"https://alion.io/mcp/rest/get_company?id=2298152"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fwoodmenlife-advanced-underwriter"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fwoodmenlife-advanced-underwriter"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fwoodmenlife-advanced-underwriter"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/woodmenlife-advanced-underwriter\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fwoodmenlife-advanced-underwriter"}]}