{"id":2375919,"url":"https://alion.io/job/xero-senior-backend-engineer-payments-platform","title":"Senior Backend Engineer, Payments Platform","company":{"id":5206,"name":"Xero","domain":"xero.com","url":"https://alion.io/company/xero","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Ashby","truth_index":{"grade":"B","score":81,"open_postings":19,"ghost_share":0.053,"stale_share":0.526,"repost_share":0.211,"time_to_fill_p50_days":32,"computed_at":"2026-10-25T05:49:26Z"}},"role":"Backend","role_family":"Backend","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["San Mateo, United States"],"countries":["US"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":209000,"max":251000,"currency":"USD","period":"year","gross":null,"usd_annual":251000},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":true,"technologies":[{"name":"AWS","optional":false},{"name":"C#","optional":false},{"name":"C++","optional":false},{"name":"Go","optional":false},{"name":"Java","optional":false},{"name":"SQL","optional":false},{"name":"Xero","optional":false}],"status":"live","first_seen_at":"2026-10-12T18:03:52Z","employer_posted_date":"2026-10-19","last_verified_at":"2026-10-25T10:31:42Z","board_verified":true,"closed_at":null,"days_open":12,"trust":{"level":"ok","repost_count":2,"flags":["repost"],"days_open":12},"description":"The role / impact\nIn this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will contribute to the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes.\nThis is a rare chance to join an early-stage initiative, contribute to foundational architectural decisions, and have a visible impact on the future of small businesses. By writing production code and developing proof-of-concepts, you will help solve complex financial technology challenges at a massive scale.\nThe team / how they connect\nThe Payments Platform team is the engine powering money movement across the entire ecosystem, collaborating closely with product, security, risk, and operations. We are a highly collaborative collective that values technical excellence, inclusion, and continuous innovation. Together, we work cross-functionally to translate complex business needs into resilient engineering solutions that support millions of subscribers.\nThe team is currently working on / Initially, you will focus on\nDesigning and building payment platform capabilities, such as orchestration, risk and fraud prevention, and multi-provider integrations.\n\nBuilding out a global bill payment product to streamline how small businesses manage their cash flow.\n\nDeveloping core high-throughput platform services using modern backend stacks alongside AWS.\n\nIntegrating and leveraging artificial intelligence capabilities to accelerate development workflows and enhance engineering productivity.\n\nWhere and how you can work\nWe support a hybrid working model that blends the flexibility of working from home with the collaboration of being in the office. You will spend time connecting with your team in our modern office spaces on designated boost days, balancing focused independent work with in-person connection.\nHere are some of the things we are looking for\nA proven track record of delivering highly available, distributed backend systems and high-throughput services under real-world constraints.\n\nDeep understanding of system architecture, API design, and both SQL and NoSQL databases.\n\nProficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS.\n\nPassion for staying hands-on by contributing directly to production code, proof-of-concepts, and technical deep dives.\n\nStrong collaborative skills with a desire to mentor fellow team members, share technical knowledge, and foster an inclusive culture.\n\nDemonstrated ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results.\n\nApply even if your experience isn't a perfect match! At Xero, we hire based on your skills, passion, and the unique perspective you can bring to enhance our culture and team.\nCompensation & Total Rewards\nAt Xero, we value the impact and skills you bring to the team. We don’t just hire for a role; we invest in people. We believe in a Total Package philosophy - which means your value isn't just a single number on a paycheck. While base salary is a core component, we look at your compensation through a holistic lens that includes equity, performance incentives, and world-class benefits.\nThe expected base salary range for this role in:\nCalifornia: $209K - $251K USD\n\nIndividual pay is determined by various factors, including geography, level of experience, and the specific skills you bring to the role.\nIn addition to base pay, Xero’s roles are eligible for the following forms of variable compensation:\nVariable Pay: Permanent employees are eligible to participate in our annual bonus and equity (RSU) programs. You may also be eligible for performance-based cash or equity (RSUs) incentives depending on your role level, and company performance.\n\nComprehensive Benefits: Medical, dental, vision, 401(k) match, and 21 days PTO, 10 days of Wellbeing leave, 5 days of Xtra Leave, 1 volunteer day, 12 paid holidays, paid parental leave. Further information included on ourXero Perks page.\n\nXero uses AI to help screen applications based on job-related qualifications. These tools assist our recruiters but do not make automated hiring decisions. A human recruiter reviews all candidates before any hiring action is taken.","description_format":"text","description_chars":4369,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Equity","Hybrid work","Parental leave"],"hiring_locations":[{"name":"United States","iso":"US","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["HR & Payroll Software","Accounting & Tax Software"],"lifecycle":[{"event":"open","at":"2026-10-12T18:34:44Z"},{"event":"close","at":"2026-10-12T22:25:23Z"},{"event":"reopen","at":"2026-10-13T23:47:23Z"},{"event":"close","at":"2026-10-14T16:30:00Z"},{"event":"reopen","at":"2026-10-19T23:43:57Z"}],"visa":[{"country":"US","licensed_sponsor":true,"evidence":"H-1B filings in 12 months: 20","filings_12m":20,"filings_prev_12m":10,"green_card_filings_12m":0,"median_offered_wage_usd":220750,"route":null,"cap_exempt":false,"checked_at":"2026-10-15T11:24:14+00:00","sources":["US Department of Labor: LCA disclosure data (H-1B, H-1B1, E-3)","US Department of Labor: PERM disclosure data (green cards)"],"filings_for_role_12m":11}],"liveness":{"score":42,"band":"fade","label":"Fading","p_open":1,"p_active":0.466,"p_room":0.9,"age_days":12,"expected_fill_days":32,"reasons":["conf:3","repost:2","stale_co","velocity","win:mid","comp:brand"],"computed_at":"2026-10-25T05:49:26Z"},"pay":{"stated_usd_annual":251000,"is_top_pay":true},"html_url":"https://alion.io/job/xero-senior-backend-engineer-payments-platform","json_url":"https://alion.io/job/xero-senior-backend-engineer-payments-platform.json","meta":{"generated_at":"2026-10-25T12:07:08Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":17464,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-26T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":5206},"rest":"https://alion.io/mcp/rest/get_company?id=5206"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fxero-senior-backend-engineer-payments-platform"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fxero-senior-backend-engineer-payments-platform"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fxero-senior-backend-engineer-payments-platform"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/xero-senior-backend-engineer-payments-platform\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fxero-senior-backend-engineer-payments-platform"}]}