{"id":3090601,"url":"https://alion.io/job/xolo-risk-analyst","title":"Risk Analyst","company":{"id":56163,"name":"Xolo","domain":"xolo.io","url":"https://alion.io/company/xolo","size_band":"51-200","is_staffing_agency":false,"employer_type":"direct","is_intermediary":true,"listed_via":null,"ats_vendor":"Workable","truth_index":null},"role":"Finance","role_family":"Finance","seniority":null,"employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Estonia"],"countries":["EE"],"hiring_countries":[],"hiring_countries_total":0,"salary":{"min":2500,"max":2900,"currency":"EUR","period":"month","gross":true,"usd_annual":39060},"salary_estimate":null,"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"GDPR","optional":false}],"status":"live","first_seen_at":"2026-10-22T14:43:10Z","employer_posted_date":"2026-10-22","last_verified_at":"2026-10-28T07:22:43Z","board_verified":true,"closed_at":null,"days_open":5,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":5},"description":"Location: Hybrid in Estonia or remote in Spain\nCompensation: 2,500 - 2,900 EUR gross monthly. 30,000 - 34,800 EUR gross annual.\nAbout the role:\nWe’re looking for a Risk Analyst to join Xolo’s group Risk function and operate the first-line controls on our onboarding and monitoring queues - to procedure and to evidenced quality.\nXolo is on a mission to help freelancers do their business across the EU - this will bring challenges that will constantly change and evolve as we figure out best ways to support our clients. You will verify who our clients are, screen them, and review how their accounts are used, escalating anything that doesn’t fit our risk profile to your Risk Lead. No prior AML experience is needed for the role, as we train on site, but accuracy, consistency and sound judgement on when to escalate are essential.\nYou’ll be part of a growing Risk function, with new analysts joining across onboarding and monitoring and dedicated Risk Leads to supervise, coach and review your work. There is a clear career path ahead with progression assessed on evidenced performance rather than time served, and structured training at every step.\nAs a Risk Analyst at Xolo, you will:\nVerify client identity and screen clients against sanctions, PEP and high-risk lists.\nWork an onboarding or alert queue based on our internal procedures and have the ability to identify inefficiencies.\nCarry out customer due diligence and ongoing due diligence, including information requests to clients.\nClose routine clearances and no-action alerts within procedure, and keep a complete record of each decision.\nEscalate suspicion, procedural deviations and high-risk or PEP outcomes to your Risk Lead.\nTake part in structured training in GDPR, AML/CFT, typologies, transaction monitoring and sanctions, and in quarterly cross-training.\nWhat makes you a great fit?\nHave a bachelor’s degree or higher; economics, finance, accounting, law, or a related field.\nWork accurately under volume, and have the judgement to escalate rather than resolve alone.\nAre comfortable working to a written procedure, with every decision documented and defensible on review.\nAre confident with numbers: you can read a bank statement or an invoice trail and see when turnover, payments and declared activity don’t add up.\nThink logically: you separate fact from assumption, follow the evidence step by step, and reach a conclusion you can explain in writing.\nWrite clear, concise case notes in English that another analyst could pick up and act on.\nBonus: strong spreadsheet skills, or a record in numerical or logical reasoning, such as statistics, data analysis or problem-solving tests.\nWhy Xolo?\nWe invest in your well-being: Choose between health insurance or a sports membership, enjoy a one-time home office setup bonus, and receive a monthly remote work allowance. Plus, you’ll be part of our annual company summer event in Estonia - a chance to connect, recharge, and have fun together.\nA team of Mavericks: We aspire to challenge the norm by encouraging bold thinking and embracing the unconventional. As a member of our team, you’ll have the freedom to take risks, explore new ideas, and challenge the status quo.\nWe run like Clockwork: While we champion innovation, we also believe in operational excellence. Our processes are designed to be smart, efficient, and finely tuned.\nOur Big-hearted nature: You’ll work alongside mission-driven individuals who not only bring brilliance to the table but also lead with empathy. We believe that great work is built on strong relationships, and we’re always ready to help, listen, and grow together.\nAbout Xolo:\nAt Xolo, we believe solopreneurs deserve better. We've spent the last decade simplifying entrepreneurship - removing bureaucracy, automating admin, and enabling thousands of people across the globe to build and run their businesses on their own terms.\nOur pioneering products are designed for freelancers, consultants, and microentrepreneurs who want to focus on their craft - not the paperwork. With more than 100 team members globally, we're building the best possible version of solopreneurship.\nXolo interview process:\nOur interview process is designed to ensure a great fit for both you and the company. It typically includes a screening call, an interview with the hiring manager, and a final stage where you’ll meet the team.","description_format":"text","description_chars":4369,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":null,"security_clearance":false,"languages":[]},"benefits":["Health insurance","Home office"],"hiring_locations":[{"name":"Spain","iso":"ES","kind":"country"},{"name":"Estonia","iso":"EE","kind":"country"}],"hiring_excludes":[],"relocation_offered":false,"industries":["Freelance & Talent Marketplaces","Accounting & Bookkeeping Services"],"lifecycle":[{"event":"open","at":"2026-10-22T14:43:10Z"}],"visa":[],"liveness":{"score":86,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.86,"p_room":1,"age_days":5,"expected_fill_days":30,"reasons":["conf:3","win:early"],"computed_at":"2026-10-28T05:59:10Z"},"pay":{"stated_usd_annual":39060,"is_top_pay":false},"html_url":"https://alion.io/job/xolo-risk-analyst","json_url":"https://alion.io/job/xolo-risk-analyst.json","meta":{"generated_at":"2026-10-28T08:22:06Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":10796,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-29T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":56163},"rest":"https://alion.io/mcp/rest/get_company?id=56163"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fxolo-risk-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fxolo-risk-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fxolo-risk-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/xolo-risk-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fxolo-risk-analyst"}],"agent":{"mcp":"https://alion.io/mcp/jobs","mcp_open":"https://alion.io/mcp/open","next":[{"tool":"get_job","arguments":{"id":3090601}},{"tool":"search_jobs","arguments":{"company":"xolo.io","detail":"compact"}},{"tool":"match_people","arguments":{"job_id":3090601},"note":"people open to offers who fit this vacancy"}],"note":"The same data through MCP tools: https://alion.io/mcp/open needs no sign-in (compact searches, postings, people); https://alion.io/mcp with an Alion account has everything. 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