{"id":2906189,"url":"https://alion.io/job/yubi-senior-associate-credit-analyst","title":"Senior Associate - Credit Analyst","company":{"id":20330,"name":"Yubi","domain":"go-yubi.com","url":"https://alion.io/company/yubi","size_band":"1001-5000","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Zoho Recruit","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"on_site","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Dubai, United Arab Emirates"],"countries":["AE"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":30000,"max_usd":69000,"period":"year","method":"global_role_cell_scaled_by_country","sample_n":7681},"experience_years_min":null,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"SQL","optional":false},{"name":"Tableau","optional":false}],"status":"live","first_seen_at":"2026-10-20T07:54:22Z","employer_posted_date":"2026-10-20","last_verified_at":"2026-10-27T21:15:44Z","board_verified":true,"closed_at":null,"days_open":7,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":7},"description":"Key Responsibilities:\nCredit Evaluation: Analyse applicants' financial information, credit history, and other relevant data to assess their creditworthiness for loan applications.\n\nRisk Assessment: Identify and evaluate potential risks associated with loan approvals and recommend appropriate actions.\n\nData Analysis: Utilize advanced analytics to interpret data trends and insights, providing actionable recommendations to improve loan performance.\n\nReporting: Prepare comprehensive credit analysis reports for internal stakeholders, highlighting key findings and recommendations.\n\nCollaboration: Work closely with sales teams to understand customer profiles and ensure alignment with credit policies.\n\nPolicy Compliance: Ensure adherence to company credit policies and regulatory requirements, updating them as necessary based on market changes.\n\nClient Interaction: Communicate effectively with clients regarding credit decisions and provide guidance on improving credit profiles when needed.\n\nContinuous Improvement: Stay updated on industry trends, emerging risks, and best practices in credit analysis to enhance processes and methodologies.\n\nQualifications:\nBachelor’s/Master’s degree in Finance, Business, Economics, or a related field.\n\nProven experience in credit analysis, preferably in a fintech or banking environment.\n\nStrong understanding of credit scoring models and risk assessment methodologies.\n\nProficiency in data analysis tools and software (e.g., Excel, SQL, Tableau).\n\nExcellent analytical and problem-solving skills.\n\nStrong communication and interpersonal skills, with the ability to convey complex information clearly.\n\nDetail-oriented with strong organizational skills and the ability to manage multiple tasks.\n\nPreferred Qualifications:\nExperience with SME lending, Business loans etc. \n\nFamiliarity with regulatory frameworks governing lending practices.\n\nProfessional certifications (e.g., CFA, FRM) are a plus.","description_format":"text","description_chars":1942,"description_truncated":false,"requirements":{"experience_years_min":null,"management_years_min":null,"team_size_min":null,"manages_managers":false,"education":{"level":"bachelor","optional":false},"security_clearance":false,"languages":[]},"benefits":[],"hiring_locations":[],"hiring_excludes":[],"relocation_offered":false,"industries":[],"lifecycle":[{"event":"open","at":"2026-10-20T07:54:22Z"}],"visa":[],"liveness":{"score":90,"band":"hot","label":"Hiring now","p_open":1,"p_active":0.903,"p_room":1,"age_days":6,"expected_fill_days":29,"reasons":["conf:2","velocity","win:early","comp:brand"],"computed_at":"2026-10-27T05:46:45Z"},"pay":null,"html_url":"https://alion.io/job/yubi-senior-associate-credit-analyst","json_url":"https://alion.io/job/yubi-senior-associate-credit-analyst.json","meta":{"generated_at":"2026-10-27T23:08:28Z","cache_seconds":300,"methodology":"https://alion.io/methodology","terms":"https://alion.io/terms","contact":"https://alion.io/contact","api":"https://alion.io/developers","about":"Alion is a live layer of people, companies and AI agents: who they are, whether they are real and active right now, what they do and how to work with them, readable by people and by agents and paid per call.","catalog":"https://alion.io/catalog.json","usage":{"tier":"crawler_verified","counted_by":"address","units_charged":1,"used_today":15022,"day_limit":null,"remaining_today":null,"minute_limit":300,"resets_at":"2026-10-28T00:00:00Z"}},"offers":[{"id":"company.slices","title":"One company in depth, by slice","status":"live","price":{"credits":0.02,"usd":0.002,"plus_per_slice":{"credits":0.05,"usd":0.005}},"unit":"per company, plus each slice with data","note":"the employer in depth","call":{"mcp_tool":"get_company","arguments":{"id":20330},"rest":"https://alion.io/mcp/rest/get_company?id=20330"},"human":"https://alion.io/catalog?offer=company.slices&for=job%2Fyubi-senior-associate-credit-analyst"},{"id":"market.stats","title":"A market slice: pay, demand and time to fill","status":"live","price":{"credits":1,"usd":0.1},"unit":"per slice","note":"pay, demand and time to fill for this role and place","call":{"mcp_tool":"market_stats"},"human":"https://alion.io/catalog?offer=market.stats&for=job%2Fyubi-senior-associate-credit-analyst"},{"id":"job.search","title":"Open jobs by role, technology, place, pay and visa","status":"live","price":{"credits":0.02,"usd":0.002},"unit":"per posting in a list","note":"similar open postings","call":{"mcp_tool":"search_jobs"},"human":"https://alion.io/catalog?offer=job.search&for=job%2Fyubi-senior-associate-credit-analyst"},{"id":"company.verify","title":"Is this company real and active right now","status":"pilot","price":null,"unit":"per company","request":{"url":"https://alion.io/catalog/request","method":"POST","body":"{\"offer\": \"company.verify\", \"for\": \"job/yubi-senior-associate-credit-analyst\", \"note\": \"what you need it for\"}"},"human":"https://alion.io/catalog?offer=company.verify&for=job%2Fyubi-senior-associate-credit-analyst"}]}