{"id":1310681,"url":"https://alion.io/job/zanders-senior-manager-credit-risk","title":"Senior Manager Credit Risk","company":{"id":174423,"name":"Zanders","domain":"zandersgroup.com","url":"https://alion.io/company/zanders","size_band":"201-500","is_staffing_agency":false,"employer_type":"direct","is_intermediary":false,"listed_via":null,"ats_vendor":"Teamtailor","truth_index":null},"role":"Finance","role_family":"Finance","seniority":"senior","employment_type":"full_time","work_mode":"hybrid","remote_scope":null,"remote_scope_basis":null,"remote_working_hours":null,"hiring_geo_confidence":"structured","locations":["Utrecht, Netherlands"],"countries":["NL"],"hiring_countries":[],"hiring_countries_total":0,"salary":null,"salary_estimate":{"min_usd":57000,"max_usd":110000,"period":"year","method":"role_seniority_country_remote_cell","sample_n":78},"experience_years_min":8,"visa_sponsorship":false,"relocation_package":false,"has_equity":false,"technologies":[{"name":"Databricks","optional":false},{"name":"MATLAB","optional":false},{"name":"Python","optional":false},{"name":"SAS","optional":false},{"name":"SQL","optional":false}],"status":"live","first_seen_at":"2026-09-11T11:59:23Z","employer_posted_date":"2026-09-11","last_verified_at":"2026-10-23T12:27:18Z","board_verified":true,"closed_at":null,"days_open":42,"trust":{"level":"ok","repost_count":null,"flags":[],"days_open":42},"description":"Elevate your career, perform when it counts: become part of our global financial consulting evolution!\nYour role:\nZanders is an international consultancy specialising in Risk, Treasury and SaaS solutions. From our origins in the Netherlands we now work across Europe, the United States, the Middle East and Asia. Within Risk we cover every financial and non-financial risk type, including ESG and AI, for banks, insurers, lenders and asset managers. As a Senior Manager in our Financial Risk team in Utrecht, you lead Zanders' credit risk modelling delivery in the Dutch market and carry commercial responsibility for the portfolio.\nYou combine hands-on quantitative authority over PD, LGD and CCF model development with independent ownership of commercial opportunities, from first conversation through proposal and pricing to client onboarding. You direct delivery teams of four or more consultants, setting methodology and reviewing their work, including the code, while relieving the practice lead of end-to-end deal management.\nYou stay hands-on. Credit risk modelling at Zanders means reviewing, and where needed writing, model code yourself in Python, working with client data in Databricks or a comparable platform, and translating IRB, IFRS 9 and stress testing requirements into model design choices clients and their supervisors can defend. You act as trusted adviser to senior stakeholders at banks, build and maintain your network in the Dutch and Benelux financial sector, and turn it into qualified opportunities. You also coach consultants on their career development, and contribute to how the practice builds its credit risk expertise.\nYour background will be in a consultancy specialising in financial risk, or in the model development, model validation or risk management function of a bank or lender, with demonstrable commercial ownership of client relationships.\nKey responsibilities:\nLead credit risk model development engagements end to end, owning scope, planning, budget and quality of the deliverables.\n\nDirect teams of four or more consultants, setting the methodology, reviewing the work and keeping delivery on track.\n\nTranslate IRB, IFRS 9 and stress testing requirements into model design choices clients and their supervisors can defend.\n\nReview and, where needed, write model code yourself in Python, working with client data in Databricks or a comparable platform.\n\nAct as trusted adviser to senior stakeholders at banks on credit risk models, policies and governance.\n\nBuild and maintain your network in the Dutch and Benelux financial sector, and turn it into qualified opportunities.\n\nOwn commercial opportunities from lead through proposal and pricing to client onboarding.\n\nIdentify cross-sell and up-sell opportunities within existing client relationships.\n\nDevelop and share credit risk expertise across the practice through articles, training and speaking at industry events.\n\nCoach consultants on their long-term career development, not only on project work.\n\nSafeguard workload and wellbeing within your teams, and give clear direction on performance.\n\nContribute to internal initiatives that strengthen the Financial Risk practice and the wider One Zanders culture.\n\nSkills to be successful\nEssential\nA Master's degree in econometrics, mathematics, physics, quantitative finance, statistics or a related quantitative field.\n\n8 or more years of experience in credit risk model development or validation, with an extensive track record of taking PD, LGD or CCF models through to implementation.\n\nDetailed working knowledge of IRB, IFRS 9 and stress testing requirements and how supervisors apply them in practice.\n\nStrong hands-on programming in Python, including experience working in Databricks or a comparable data platform, sufficient to review and write model code yourself.\n\nExperience leading teams of several consultants or analysts on complex quantitative engagements.\n\nDemonstrable commercial ownership: taking an opportunity from first conversation through to a signed and onboarded client.\n\nFluent in English.\n\nAlso valuable\nAn established network in the Dutch or Benelux banking sector.\n\nSAS, R, MATLAB or SQL alongside Python.\n\nExperience with supervisory processes such as TRIM missions, IMIs and OSIs.\n\nExposure to adjacent risk areas such as IRRBB, liquidity stress testing, ESG risk or model risk management.\n\nExperience coaching or line-managing consultants.\n\nA relevant professional certification such as FRM or CFA.\n\nDutch language proficiency.\n\nWillingness to travel occasionally for client work.\n\nWe offer:\nA hybrid work environment, that promotes a healthy work-life balance,\n\nAllowance to set up your home office in an ergonomically responsible way and an internet allowance,\n\nMobility budget to cater your commuting needs,\n\nParticipation in the Zanders bonus scheme,\n\nSecure your future with a pension scheme,\n\n29 paid holiday days,\n\nA laptop and an iPhone,\n\nAn entrepreneurial culture that values personal development, with ample room for initiatives,\n\nExpertise in your chosen field, building skills rapidly alongside diverse clients and consultants,\n\nA truly collegiate environment with enthusiastic and helpful colleagues, fostering career excellence in Treasury, Risk or Technology,\n\nAn international and fun working environment, Cultural night events, annual Zanders's trip to a (surprise) location in Europe and many more exciting experiences to come!\n\nAbout Us: Progress your career with Zanders.\nWe are a global financial consulting firm focused on Treasury, Risk and Technology. From our HQ in the Netherlands, we have been expanding our presence in Europe, UK, USA, and Asia. For 30 years we have been providing innovative solutions embracing the latest technological advancements to multinational corporations, financial institutions, public sector entities and NGOs. We go beyond conventional boundaries, delving into new market segments to uncover untapped opportunities. As pioneers in Environmental, Social, and Governance (ESG) principles and practices, we support our clients to achieve their ESG goals.\nAt Zanders we invest in our people for an inclusive atmosphere, where freedom, fun, and collaboration are pivotal and set us apart, defining our success. We believe that diversity, equity, and inclusion (DE&I) are essential to establish a strong and sustainable business, fostering a culture that values and respects diversity in all forms. Zanders is not just a workplace - it is a supportive community.\nWe invite those who share our passion for collaboration, growth, and positive impact to join us on this journey. If you're in search of a workplace which nurtures personal and professional development, Zanders is the perfect fit for you.\nJoin us as we continue to shape the future of consultancy, making a meaningful impact in the world of Treasury, Risk, and Technology!\nBy applying for a role at Zanders, you give us approval to use and retain your personal details. Considering Zanders’ nature of enterprise, you are expected to behave to a high moral standard. 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