Lead AI Product Manager - Portugal

Insurance hasn’t changed much in over a century. The way we live, work and travel has. Good drivers are the entire point of Zego. Seven in 10 drivers on the road are consistently good, but until telematics came along there was no way to prove it, so nearly everyone paid a price based on averages. Zego is the company built to change that.

At Zego, we’re leading the AI evolution in insurance.

We move fast, without the layers that usually slow things down. AI takes the routine work off every team, from Finance to Product to Marketing, so people ship real code and launch custom dashboards in minutes. Engineering commits are entirely AI-assisted, which shifts the focus from team size to the quality of your thinking, and our data warehouse connects directly to an AI assistant for instant answers. Backed by a modern tech stack (Claude Code, Snowflake, Figma and Zapier) and a commitment to adopting new tools in days rather than quarters, you get complete ownership to do the most impactful work of your career.

Location Portugal| Compensation package €75,000 - €90,000 base + Bonus + Share Options + Benefits | Ways of working remote with quarterly visits to our London office

Overview of the Product Team

Product Managers at Zego are change-makers. We build and scale data-driven, impactful solutions that enable Zego to offer competitive and personalised insurance. Working in a fast-paced Agile environment, our team thrives on innovation, cross-functional collaboration, and driving measurable outcomes.

We’re building a product organisation where AI isn’t a buzzword - it’s how we work. From rapid prototyping with generative AI to using machine learning models that power our core pricing, our PMs operate at the frontier of what technology can do for insurance.

From enhancing pricing models to streamlining digital experiences, our Product team is instrumental in shaping the future of insurance.

About the Role

We are looking for a Lead Product Manager who combines strategic depth with a hands-on builder’s instinct. You’ll own strategic workstreams that span multiple teams and business domains, defining the 6-12 month product direction and shaping how Zego’s products evolve to meet ambitious commercial targets.

This role sits at the intersection of strategy, execution, and leadership. You’ll define new product mechanics and revenue models. You’ll make build-vs-buy-vs-partner recommendations that shape Zego’s competitive position. And you’ll champion an experiment-first culture - using AI to compress discovery cycles, generate sharper insights, and ship at a velocity that sets the standard for the rest of the organisation.

You’ll work closely with Zego’s Leadership Team on strategic decisions, lead cross-functional programmes, and mentor Product Managers - raising the bar for how the entire product community operates.

What You’ll Be Doing

• Set the six-to-12-month product strategy across multiple teams and domains, including the build, buy or partner calls that shape Zego's competitive position.
• Define and validate new revenue mechanics, from 0 to 1 propositions to upsell and retention loops, grounded in unit economics and customer insight rather than gut feel.
• Embed rigorous experimentation as the default operating rhythm, so rate of learning replaces opinion as the leading metric.
• Build reusable AI playbooks, workflows and assets that multiply the whole team's output, not just your own.
• Design the product metrics and dashboards the business runs on, and use financial, behavioural and usage data to ground every strategic decision.
• Own company-level programmes with direct P&L impact, accountable for commercial outcomes rather than feature delivery.
• Coach Product Managers across the organisation, raising the bar for product craft and data capability.

What You’ll Need to Be Successful

• Strategic product leadership. Significant experience leading product strategy across multiple teams or domains in a high-growth environment, with decisions that moved business-level metrics.
• Experiment-first operator. You have built experiment cultures, not just run individual tests, and you make build, measure, learn the default rhythm for your teams.
• Commercial and financial fluency. Deep understanding of unit economics, pricing levers and revenue modelling, and credible with Finance and Leadership on P&L-level decisions.
• Data mastery. You design the metrics and dashboards the business relies on, and you are as comfortable in Snowflake as you are in a strategy review.
• Technical depth. Comfortable engaging engineers on system architecture, APIs and ML pipelines, enough to make informed strategic bets.
• You work AI-first. You will use AI daily here, and we mean daily. You do not need to arrive an expert, but you do need to arrive curious, experiment fast, and take ownership of getting good quickly. People who wait to be trained will find this uncomfortable.

What it's like to work at Zego

At Zego, we operate like a high-performing sports team. We come together as one, driven by ambition, backed by real support, and united by a shared mission to win.

Working here means having the backing, the coaching, and an inclusive community of Zegons across the UK and Europe who celebrate your wins and raise your game. It also means holding ourselves to high standards moving with urgency, taking complete ownership, and embracing honest feedback that helps us continuously learn and evolve.

This is your opportunity for a career-defining experience, and one you will own.

Do not take our word for it. Read what Zegons say about us onGlassdoor.

The Zego ways of working

Teams work better with time to collaborate and space to get things done. We call it Zego Hybrid some of us are in our central London office weekly, others monthly or quarterly. It is about finding the balance between face time and focus that produces great work and a healthy life around it.

We also make a point of getting everyone in the same room. Teams come together every quarter, and once a year the whole company does, properly. It is a serious investment and consistently one of the best parts of the year. Here is what the last one looked like.

Benefits

• Market-competitive salary, benchmarked against your function and reviewed every year
• Annual performance bonus, linked to company performance and your contribution
• Share options, a real stake in the company and a share in the future you build
• Private medical insurance, for you and your family
• Pension, generous holiday, and £1,000 a year to spend on getting to the office or learning something new
• Cutting-edge systems and tools, so you always have what you need to drive your impact

Pay Transparency

At Zego, we are committed to pay transparency and equal pay practices. In compliance with EU pay transparency regulations, we proactively disclose salary information for all open positions to ensure fairness and clarity in our recruitment process. We believe transparency builds trust and helps candidates make informed decisions about their careers with us.

If you're ready to help build the real-time, data-driven infrastructure for an intelligent world, we want to hear from you.

Zego, leading the AI evolution in insurance.

There’s more to Zego than just a job. Check out ourblogfor insights, stories and more.

We were also named Best Insurance Company 2025 .

We're an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.