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Salary
$180k – $350k per year (Estimated)
Location
Remote/Hybrid (San Francisco, United States)
Seniority
Architect · 8+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match

Zip

Zip is a digital financial services company headquartered in Sydney, Australia, and was founded in 2013. The company provides buy now, pay later (BNPL) solutions, digital wallets, and credit products that allow consumers to make purchases and pay for them over time through installments. Operating primarily in Australia, New Zealand, and the United States, the firm is listed on the Australian Securities Exchange and partners with thousands of retailers to offer flexible payment options at checkout.

About Zip

Zip is the AI platform for enterprise procurement - built for humans and agents working together. By orchestrating procurement across teams, tools, and suppliers with the help of AI agents, companies can secure the resources they need to innovate faster than ever before.

The world’s most influential enterprises trust Zip, including T-Mobile, OpenAI, AMD, Mars, Dollar Tree, and more. Together they’ve saved over $8 billion and processed over $500 billion in spend. Zip’s team includes product leaders from Apple, Airbnb, and Meta, as well as former procurement leaders from United Health, Sanofi, MGM Resorts, Discover, and NASA.

Backed by Adams Street, Alkeon, BOND, CRV, DST, Tiger Global, and Y Combinator, Zip has raised $371 million, most recently at a $2.2 billion valuation and has been recognized by Forbes Fintech 50, Fast Company's Most Innovative Companies, Inc. Best in Business, and LinkedIn Top Startups.

Your Role

This is a pivotal leadership hire on Zip's Strategic Finance team. As our first Corporate Finance leader, you will build and own the financial infrastructure that powers our company-wide planning, forecasting, and reporting processes. You'll be the connective tissue between our business units and executive leadership - translating operational activity into financial insight and driving the rigor that enables confident, fast decision-making.

You'll report directly to the VP of Strategic Finance and have broad influence across the organization, as well as partnering closely with our G&A teams to serve as their strategic finance business partner as Zip continues to scale.

You Will Own

Consolidated Financials & Reporting

  • Develop and maintain Zip's consolidated P&L, balance sheet, and cash flow statement, ensuring accuracy and consistency across all business units

  • Own the monthly and quarterly financial close process in partnership with Accounting, producing timely consolidated results with clear variance analysis

  • Build and maintain board- and investor-ready financial packages that tell a compelling and accurate story of Zip's financial performance

Cash Flow Modeling

  • Own Zip's 13-week and long-term cash flow model, providing visibility into liquidity, working capital, and runway

  • Proactively identify cash flow risks and opportunities, working cross-functionally to inform treasury strategy and capital allocation decisions

  • Build scenario models to stress-test the business under different growth and cost assumptions

Budgeting, Planning & Forecasting

  • Lead Zip's annual operating plan (AOP) process end-to-end - from goal-setting and timeline management through final board approval

  • Be the main owner and administrator of our financial planning and analysis (FP&A) tool and data infrastructure, ensuring it is scalable, intuitive, and trusted across the business

  • Drive the quarterly re-forecast process, synthesizing inputs from department heads into a coherent, well-supported financial outlook

Long-Range Planning

  • Develop and maintain Zip's 3-5 year financial model, articulating the long-range path to profitability and key strategic milestones

  • Partner with the CEO, Head of Finance, and VP of Strategic Finance on strategic planning narratives for investors, board members, and M&A processes

  • Translate long-range financial targets into annual and quarterly operating metrics that teams can use to manage their businesses

G&A Finance Partnership

  • Serve as the dedicated finance business partner to HR and People Operations - supporting headcount planning, compensation modeling, benefits cost analysis, and organizational design decisions

  • Partner with Zip's Real Estate team on office portfolio strategy, lease modeling, occupancy planning, and capital expenditure forecasting

  • Build trusted relationships with G&A leaders, helping them understand their budgets, manage spend, and make data-driven decisions

Qualifications

  • 8+ years of progressive finance experience, with significant time in FP&A, corporate finance, or a related function at a high-growth technology company

  • Deep expertise in financial modeling - you can build a three-statement model from scratch and pressure-test assumptions with confidence

  • Experience owning or significantly contributing to an annual planning cycle and long-range financial planning process

  • Strong understanding of SaaS metrics and what drives revenue, cost, and efficiency in a software business

  • Exceptional communicator - you can synthesize complex financial information into clear narratives for executive and board audiences

  • Experience partnering with G&A functions (particularly HR/People and Real Estate) is a strong plus

  • Proficiency with financial planning tools (e.g., Pigment, Anaplan, Adaptive Insights, or similar) and advanced Excel/Google Sheets skills; experience with SQL is a plus

  • A bias for building: you're excited to build processes and infrastructure from the ground up, not just maintain what's already there

  • Low ego, high ownership - you thrive in collaborative environments and are comfortable getting into the details when needed

The salary range for this role is $224,000 - $280,000. The salary for this position is determined based on a variety of job-related factors that may include location, relevant experience, education, or particular skills and expertise .

Perks & Benefits

At Zip, we’re committed to providing our employees with everything they need to do their best work.

  • Start-up equity

  • Full health, vision & dental coverage

  • Catered lunches & dinners for SF employees

  • Commuter benefit

  • Team building events & happy hours

  • Flexible PTO

  • Apple equipment plus home office budget

  • 401k plan

We're looking to hire Zipsters and that means hiring people who take ownership, communicate openly, have an underdog mindset, and are excited to increase the pace of innovation for every business in the world. We encourage all candidates to apply even if your experience doesn't exactly match up to our job description. We are committed to building a diverse and inclusive workspace where everyone (regardless of age, religion, ethnicity, gender, sexual orientation, and more) feels like they belong. We look forward to hearing from you!

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