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Salary
≈ $68k – $128k per year (Estimated)
Location
Hybrid (London, United Kingdom)
Seniority
Senior
Visa
Licensed UK visa sponsor
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 14, 2026. First seen by Alion on Oct 14, 2026. Zopa scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Zopa is a British digital bank that began in 2005 as the world's first peer-to-peer lending platform and received a full UK banking licence in 2020. It offers personal loans, car finance, credit cards and fixed-term and easy-access savings accounts through its mobile app, and serves more than a million customers. The company is headquartered in London, United Kingdom.

We are looking for a Senior Technical Accountant to join our growing Finance function, reporting to the Head of Technical Accounting. You’ll provide technical accounting support for ongoing business activities, new products and other initiatives, and play a key part in the Technical Accounting team’s work, from accounting policy assessments to horizon scanning, audit engagement and the annual report. Strong stakeholder management is key to this role.

The demands on the Finance team are high as Zopa grows at pace, so you’ll need to build effective and influential relationships within Finance and the wider business. Our team are self-starting problem solvers who are agile and thrive on bringing past experiences and networks to a diverse range of challenges. You’ll be part of an impressive Zopa team, who are super collaborative and happy to roll their sleeves up and get involved in whatever needs doing to achieve their goals.

A day in the life

    • Carry out technical accounting assessments for new transactions, products, significant contracts and other business initiatives, and draft clear accounting papers and memos.

    • Play a key part in the Technical Accounting team’s ownership of the annual report and accounts, drafting parts of the report and coordinating other sections written by teams across Finance and the wider business, and helping to bring them together into the final report.

    • Manage stakeholders effectively and work well with other Zopa teams, including Product, Legal, Treasury and Risk, building strong, influential relationships and giving clear, practical technical accounting advice.

    • Support the development, implementation and upkeep of accounting policies and the accounting manual and give practical guidance on how policies should be applied across the business.

    • Help put new accounting treatments into practice: make sure finance systems and processes are set up to support new activities, embed them into business-as-usual (BAU) processes and hand them over to the BAU teams.

    • Support the technical accounting for balance sheet activity, including SPPI testing and hedge accounting assessments and documentation under IAS 39 and IFRS 9.

    • Support the timely and accurate delivery of month-end reporting where needed.

    • Work directly with the external auditors on accounting policy and technical accounting matters, answering queries and providing evidence and papers.

    • Carry out horizon scanning of new and proposed legislation, regulation and accounting standards that affect financial and corporate reporting, prepare impact assessments, and highlight high-impact or high-risk changes.

    • Help shape and deliver our work to automate the production of the annual report, an area where this role will be fundamental.

    • Look for ways to use AI and automation to improve technical accounting, policy and reporting processes, and put them into practice.

    • Keep up to date with developments in financial and corporate reporting.

About you:

    • Qualified accountant (ACA, ACCA or equivalent) with relevant post-qualification experience.

    • Experience of working in the financial services sector (ideally banking or consumer finance), or trained at a top six accountancy firm with financial services experience in a technical accounting role.

    • Solid working knowledge of IFRS and how it applies to financial services products and transactions.

    • Clear written communication, with experience of drafting technical accounting papers or memos and explaining complex accounting to non-accountants.

    • A questioning mindset, and the ability to drive change to systems and processes to improve efficiency.

    • A team player and problem solver. You’ll show great initiative to listen, analyse, research, investigate and provide solutions to problems relating to financial accounting and reporting.

    • Comfortable managing several pieces of work at once in a fast-moving environment, and building trusted relationships with stakeholders at all levels.

    • Curious about AI and how you can use it in your everyday work.

    • Motivated, energetic and passionate about excellence and innovation.

Bonus points for

    • Technical knowledge of IFRS 9 (expected credit losses, EIR), hedge accounting (IFRS 9 and IAS 39), IFRS 2 (share-based payments), and IAS 38 (intangible assets).

    • Experience of operational accounting.

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