Niko Brian Alfianto

Monitors and analyzes financial transactions to detect suspicious activity and potential financial crime risks. Implements and maintains AML/KYC compliance programs and procedures aligned with local and international regulations. Conducts investigations and works with internal teams to resolve compliance issues. Supports transaction monitoring, periodic reviews, and AML/KYC remediation workstreams.

Investigates suspicious cryptocurrency and related transactions to identify and prevent financial crimes such as money laundering, fraud, and terrorist financing. Conducts on-chain and off-chain investigations to support risk identification and escalation. Prepares investigation outputs and coordinates with compliance reporting functions to ensure timely handling of alerts and cases. Manages case workflows in proprietary systems and applies AML/KYC remediation tasks.

Executes transaction monitoring and enhanced due diligence for a global customer base, including regions such as Australia, Canada, and Europe. Validates customer onboarding information against applicable local regulatory requirements. Performs periodic reviews of customer behavior, manages assigned cases within SLAs, and maintains internal logs for escalations. Supports AML/KYC compliance monitoring and remediation workflows.

Oversees AML/CFT transaction monitoring by reviewing alerts and investigating potentially suspicious transactions and high-risk customers. Performs daily KYC and KYT processes to support customer due diligence and transaction monitoring. Uses Chainalysis for investigations and red-flag alert handling. Ensures investigation outcomes are documented and progressed for timely compliance review.

Conducts daily transaction monitoring and investigations to detect and address suspicious activities. Prepares suspicious transaction reports to ensure timely and accurate regulatory reporting. Develops and oversees control systems, and formulates compliance guidelines and policies to support regulatory adherence. Enhances compliance procedures and reporting to identify non-conformities and hidden risks.

Helps deploy KYC and AML/CFT initiatives across the organization. Provides guidance on product development, policy formulation, procedural guidance, and standard operating procedures to ensure regulatory alignment. Implements transaction monitoring logic and parameters for AML oversight. Responds to regulatory data requests with accurate and timely compliance information.

Develops AML system and strategy based on regulatory requirements, including lender and borrower name screening to reduce financial crime-related exposure. Monitors transactions for money laundering risks and supports risk mitigation and regulator reporting. Builds fraud detection and mitigation strategies using root-cause analysis and data analysis to reduce false positives. Collaborates with risk and operations teams to prevent suspicious fraud applications and improve monitoring.

Supports the development of an AML division by reviewing client transactions and escalating potentially suspicious cases. Researches entities and individuals using public sources and database search services. Works with an internal AML technology/policy team to evaluate and implement technical solutions for better detection and reporting. Updates SOPs and supports AML/CFT compliance with Bank Indonesia requirements.

Performs daily AML operational activities by monitoring alerts from the CAMP system for suspicious money laundering-related activity. Analyzes each alert and coordinates with business/relationship managers to obtain required KYC information for investigations. Investigates suspicious alerts and ensures timely reporting to regulators to avoid compliance penalties. Uses SASEFM systems to investigate and report customer transaction activity related to credit card operations.