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Overview

A personal finance app that reads your income and every bill, then gives you one number: what's safe to spend today. No envelopes, no categorizing.

News

News Efficient Dollar 16 days ago
Americans Got Richer Over the Last Decade. Housing, Food and Healthcare Took Most of the Middle Class
BLS data, 2013-2023: money left over rose for four of five income groups. But five spending categories absorbed 88% of the middle fifth
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News Efficient Dollar 4 months ago
The American Wealth Curve: How the Gap Widens 8x Between Age 25 and 65
Federal Reserve data shows the gap between the top 10% and bottom 10% of US households grows from $380K under age 35 to $3M at retirement age.
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