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Overview
Luko is a Paris insurtech founded in 2016 that sells home insurance through a fully digital experience. Its model returns unused premiums to charities chosen by policyholders and uses connected sensors to prevent water damage. The company expanded across Europe before being acquired by Allianz Direct in 2024.
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SpeedinvestVia a fund

AccelVia a fund
733 portfolio companies
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News
Luko's acquisition won't make everyone happy, but the insurtech will live on
Allianz Direct, a digital-first German subsidiary of the insurance giant, has acquired the French home insurance business of ailing insurtech Luko for €4.3 million (around $4.65 million).
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Unpacking the end of Luko's solo journey in insurtech
It's not all rosy for companies that prioritized growth a couple of years ago and now find themselves in a market that favors profitability.
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Accel-backed insurance startup Luko doubles down on core business in push to profitability as it struggles to fundraise in gruelling market
The French startup had planned to raise capital earlier this year but found investors were no longer interested in funding growth-stage businesses.
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Check out the pitch deck that insurance startup Luko used to raise $61 million, bucking a wider slowdown in funding
Luko claims to have grown 6x since its last funding round despite the impact of Covid-19.
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Home insurance firm Luko snags Series A
Luko, a Paris-based home insurance company, has raised 20 million euros in Series A funding. Accel led the round with participation from Founders Fund and Speedinvest.
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Home insurance startup Luko raises $22 million for AI that reduces domestic accidents
Accel has led a $22 million investment in French startup Luko, which uses sensors, data, and machine learning to help avoid household accidents.
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Tech stack
Technologies named in job postings at Luko over the last 12 months, by layer, with the share of postings for each.
Technologies in use
2
Postings analysed
1
Stack modernity
85/100
Languages
SQL
Cloud & platforms
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Growth
Hiring Momentum
73/100
Growing
Open positions
1
1 opened / 0 closed in 30 days
ATS activity
Every ~4 hours
10/30/2026
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Analytics
100% ▲
Offices
Where the company hires and what each office is for
Cities
1
Hiring now
1
Countries
1
Busiest office
Paris
Paris
France
HQ
1 open roles 1 posted in 90 days 100% engineering
hires for Analytics
Jobs
≈ $19k – $38k per year (Estimated) · Hybrid · Internship · Paris
SQL
Power BI
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Financials
Total raised
$22M
Latest round
Series A
Funding rounds
1
Funding rounds
| Round | Announced | Amount | |
|---|---|---|---|
| Series A | 2019 | $22M | Details |
