Marshall+Sterling

Winning the bid and being covered for it are not always the same thing. Some of the most expensive mistakes on a job site have nothing to do with the work itself. Key Takeaways Why a Certificate on File Isn't the Same as Coverage Most contractors track su

If you registered for New York's Secure Choice program this year, you met a state requirement on a timeline that wasn't generous. A meaningful number of employers didn't manage that. So the compliance question is closed. What's worth thirty seconds of att

Most employers under 500 employees have heard some version of the same line at some point: you're too small to self-fund. It's usually delivered with real confidence, by someone who sounds like they know the market. It's also usually wrong, or at minimum,

Every campground season brings new staff, new guests, and new ways for a routine day to turn into a serious incident. A recent case shows just how high the stakes can be, and why training can't be treated as a one-time checkbox. Key Takeaways When an Inci

New project types, larger contracts, and new subcontractor relationships all change your risk profile the day they happen. Your insurance review usually waits until renewal. That gap is where exposure lives. Key Takeaways Why Growth Outpaces a Standard In

Storms are getting more frequent and more intense, and campgrounds sit right in their path: acres of mature trees surrounding sites full of guests and RVs. The good news is that most tree damage is preventable, if you catch the warning signs before the st

Do you know what your bonding capacity would be if a larger project came in tomorrow? Most contractors don't, and by the time they need the answer, it's often too late to change it. Key Takeaways How Bonding Capacity Actually Gets Calculated Bonding capac

"We had a claim and nobody told us anything." It's one of the most damaging patterns in construction insurance - not because the accident happened, but because of what happens to your insurance after an incident is reported and no one stays engaged. Key T

By Stephen Kalmus, TRIP, CPIA, CLCS, VP & Sr. Sales Executive at Marshall+Sterling Telematics, which can refer to GPS tracking, dash cam footage, and driver behavior monitoring, started as an operations tool. Fleet managers used it to optimize routes, red

On July 31, the parties in a six-year-old lawsuit over a company retirement plan asked a federal court to approve a $48 million settlement. The plan in question held roughly $4.4 billion in assets and covered more than 114,000 participants. The company is