CNote

A cash policy protects the company. It defines where cash may be held, how much liquidity must remain available and which risks treasury can accept. A cash philosophy asks a different question: within those boundaries, what should eligible cash accomplish

For people rebuilding their lives after incarceration, homelessness, substance use, or other major disruptions, finding a job is often only the first hurdle. The quality of that job matters too. Stable hours, supportive supervision, opportunities to advan

As the child of entrepreneurs, Imanol Moreno grew up seeing business ownership up close. He spent time around construction sites, watched his father build a reputation through steady work, and absorbed lessons that came long before he had a business of hi

For more than 50 years, the old Carnation Milk factory stood silent on the edge of downtown Tupelo, Mississippi. The massive brick building, once a source of local jobs and economic activity, had become a reminder of decline. Since the plant closed in 197

For more than a decade, Hazel Gardner has dedicated her life to helping children learn, grow, and thrive. A longtime educator with the Mobile County Public School System, Hazel understood firsthand the critical role that early childhood education plays in

When a treasury team evaluates a new place to put operating cash, yield is only part of the equation. A more fundamental question comes first: Where are the funds actually held, and how are they managed at each step? Impact Cash is a cash management solut

Across the country, CDFI banks and mission-driven financial institutions are helping address one of the most persistent challenges facing U.S. communities: the shortage of affordable housing. In Chicago, First Eagle Bank offers a compelling example of wha

By Tamra Thetford, VP of Impact Evaluation For many families, a home is more than a place to live. It is the foundation for stability, a source of family memory, and one of the few assets that can be passed from one generation to the next. But for familie

Place-based investing is gaining renewed attention among impact investors. For some, it reflects a shift toward geography as a way to target impact. For others, it signals a deeper recognition that capital alone is not enough to drive durable outcomes. Wh

For rural communities, access to health care depends on more than doctors, nurses, and exam rooms. It also depends on reliable infrastructure, including the energy systems that keep clinic doors open during severe weather, natural disasters, and power out