Clutch

Credit Unions & Cooperative Banks · Financial Software & Embedded Finance
6open roles
$176kmedian advertised pay
2backers · Andreessen Horowitz, Salt
Atruth index, 85 of 100

Overview

Clutch is an American vertical SaaS company backed by Andreessen Horowitz that builds lending automation software for credit unions. Its Clutch Lending Automation System speeds up loan decisions and risk assessment, and more than 150 credit unions use its products. The company is headquartered in San Francisco, California.

How Clutch hires

Truth index
A 85/100
Median time to fill
37 days
Ghost roles
0%
Stale roles
60%
Reposted roles
0%

Clutch scores A on the Alion truth index (A is best, E worst), measured over 5 open roles re-checked against its own hiring board: 0% look like ghost listings, 60% have gone stale and 0% are the same role posted again. Its roles close in a median of 37 days. It measures how much of what this employer publishes turns into a real, finite search - not the employer as a workplace. How the index is computed

Funding and backers

Team
86
US Form 5500 (plan participants) · Dec 2025 · +56% in a year
Hiring now
12
+2 posted in 30 days
Backers
2
Andreessen Horowitz, Salt
Momentum
22/100
hiring for its size, in the news
Last sign of life
this month
a posting or a news item
The story so fareach stage dated by its source: the company's releases, the press, registers, filings
2025 Team of 86 was 55 · US Form 5500 (plan participants) May 2020 Website went live first capture in the Wayback Machine
Tractionpublic signals, read monthly
Web presence
top 2%
of 133.2M domains by links, Common Crawl
Backed byfrom the funds' portfolios and accelerator catalogs
Investors in similar startupsfunds that back the companies most like this one
Similar startupsby what they do, their industry and backers
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LoanStar Technologies enables embedded lending programs for the nation’s most trusted credit unions and banks.
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Identifee is the AI-native operating platform for banks and credit unions — agents, workflows, and voice built for the compliance perimeter.
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Nudge is the intelligence layer for credit unions, turning member, market, and competitive signals into action.
Lumin DigitalVenture round $25M · 10 mo ago · Founded 2016 · 11 roles
Lumin Digital is a financial technology company that provides a cloud-native digital banking platform for credit unions and banks. Its…
Constant AI builds compliance-first agentic AI agents for credit unions, automating skip-a-pay and loan servicing end to end, from call to…

Jobs

$158k – $210k per year · Equity · Remote (United States) · Full-Time · 7+ years exp
Python
JavaScript
TypeScript
Node JS
Nest.JS
AI/ML
Model Context Protocol
AI Agents
Promptfoo
LLM
OpenAI Agents SDK
LiveKit
Mobile
Dependency Injection
Twilio
DevOps
AIOps
Apply
≈ $51k – $118k per year (Estimated) · Equity · Remote (Brazil) · Contractor · 5+ years exp
Python
Go
JavaScript
Node JS
GCP
CI/CD
AWS
IAM
Cybersecurity
PCI DSS
SOC 2
Least Privilege
Threat Modeling
Apply
≈ $175k – $311k per year (Estimated) · Equity · Remote (United States) · Full-Time · 4+ years exp
AI Agents
DevOps
AIOps
Apply
$167k – $199k per year · Equity · Remote (United States) · Full-Time · 5+ years exp
Apply
$135k – $178k per year · Equity · Remote (United States) · Full-Time · 5+ years exp · Bachelor's Degree
Claude
DevOps
GitHub
Apply
≈ $51k – $113k per year (Estimated) · Equity · Remote (Brazil) · Contractor · 7+ years exp
JavaScript
TypeScript
Node JS
PostgreSQL
Frontend
GraphQL
React.js
DevOps
Rest API
CI/CD
AWS
Apply

Salary insights

Compensation ranges based on this company's open jobs
Median
$176k
Typical range
$120k – $210k
Open positions
8
8 Jobs
Junior 12.5%
Senior 87.5%
Level Jobs Median Typical range
Junior 1 $120k $120k
Senior 7 $178k $138k – $210k
Highest paying role Senior Forward Deployed Engineer $210k
Normalized to USD per year
All salaries at Clutch By role, level and city, against the market · 8 jobs with pay

Visa sponsorship

#4,273 of 8,998 sponsors
2
H-1B filings in 12 months
$133k
Median offered salary
10
Open roles in United States
Who they sponsor
Software developers
2
The salary offered for each occupationVisa pass · 90 credits
In the register as WithClutch, Inc, Half Moon Bay, CA (+1 more)
Other sponsors in the same field
US Department of Labor · latest filing May 7, 2026 · Visa details by country

Growth

Hiring Momentum
38/100
Slowing
Open positions
12
1 opened / 3 closed in 30 days
Median time-to-fill
54 days
faster than 25% of the market
ATS activity
Every ~4 hours
Today
Hiring Dynamics 0%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Product
17% ▲
HR
17% ▼
Sales
17% ▼
DevOps
8% ▼
Security
8% ▲
Support
8% ▼
Activity Timeline
Added Threat Modeling to stack Oct 2026
Added SOC 2 to stack Oct 2026
Added PCI DSS to stack Oct 2026
Added Least Privilege to stack Oct 2026
Added IAM to stack Oct 2026
Added Go to stack Oct 2026
Added Twilio to stack Oct 2026
Added Promptfoo to stack Oct 2026
Added OpenAI Agents SDK to stack Oct 2026
Added Nest.JS to stack Oct 2026
Added Model Context Protocol to stack Oct 2026
Added LiveKit to stack Oct 2026

Tech stack

Technologies named in job postings at Clutch over the last 12 months, by layer, with the share of postings for each.
Technologies in use
32
Postings analysed
12
Stack modernity
87/100AI adopter
Languages
Node JS42%
TypeScript42%
JavaScript42%
Python33%
Frameworks & libraries
React.js25%
Nest.JS8%
OpenAI Agents SDK8%
Databases
PostgreSQL17%
Cloud & platforms
AWS33%
GitHub17%
GCP17%
Azure8%
AI & ML
Claude17%
LLM17%
ChatGPT8%
Sign in to see how your skills match this stack Sign In
Full Clutch tech stack 32 technologies · by team · pay by technology · changes · similar stacks

Connections

List
Graph
Found in company registers, site code, DNS and hiring. Each connection shows how sure we are and the evidence, with its source and date.
Shared investors2
SaltVia a fund
97 portfolio companies: Verasight, Workstream, Videra Health and 94 more
857 portfolio companies

News

Blog 2 months ago
Are Credit Unions Thinking About AI the Right Way?
Most credit unions still budget AI as software. Learn why treating it as labor - funded, owned, and measured differently - unlocks the real ROI.
Read more
Report
Blog 2 months ago
The Ideal Member Deficit: Why Most of Your Members Aren't Really Members Yet
Only 5-8% of credit union members are truly engaged. Learn what the ideal member deficit costs your credit union - and how to close the gap.
Read more
Report
Blog 2 months ago
Six Goals, One Rule: How to Engage New Members Without Overwhelming Them
Learn how credit unions can engage new members with the right message, benefit, and action at each stage of the first 90 days.
Read more
Report
Blog 2 months ago
Why a Static Engagement Journey Already Isn't Enough
Every member isn't on the same journey. See how a next best action engine senses, decides, and acts in real time - the Clutch way to engage.
Read more
Report
Blog 2 months ago
Business Account Opening
Clutch simplifies business account opening for credit unions with automated KYB, compliant workflows, and onboarding built for relationship-first institutions.
Read more
Report
Blog 2 months ago
Loan Origination
Clutch delivers lending origination software purpose-built for credit unions. Automate workflows, reward relationships, and increase look-to-book ratio.
Read more
Report
Blog 2 months ago
Deposit Account Opening
Clutch digital account opening is designed specifically for credit unions, with adaptive verification, fraud mitigation, and higher member conversion.
Read more
Report
Blog 3 months ago
Inside a Real AI Collections Agent Deployment
Three credit union leaders share what actually happened after deploying an AI collections agent, from compliance to member reaction to staff morale.
Read more
Report
Blog 3 months ago
On the Road With Nicky: Clutch Classic Chicago
What separates real AI value from a better phone tree? Credit union leaders debated it in Chicago - see the framework that came out of it.
Read more
Report
Press release 3 months ago
30 Million Credit Union Members Are Now Served by AI on the Clutch Platform
Clutch's AI agents for credit unions now serve 30 million members - one in five nationwide. See how one platform outperforms fragmented AI tools.
Read more
Report
Show more news

Offices

Where the company hires and what each office is for
Cities
1
Hiring now
0
Countries
1
San Francisco United States
HQ
50-200 est. staff