Zest AI

Financial Software & Embedded Finance · Financial AI
1open role
50+people
22stories in the press
2009founded

Overview

Zest AI is a Los Angeles company founded in 2009 that builds machine learning credit underwriting models for lenders. Its software produces models that lenders can explain to regulators and test for disparate impact, which is a precondition for using them in consumer credit decisions. Credit unions and banks use it to approve more borrowers without raising loss rates.

Jobs

$120k – $150k per year · Remote (likely United States) · Full-Time · 1+ year exp
Python
JavaScript
SQL
Machine Learning
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Salary insights

Compensation ranges based on this company's open jobs
Median
$150k
Typical range
$150k
Open positions
1
1 Jobs
Junior 100%
Level Jobs Median Typical range
Junior 1 $150k $150k
Highest paying role Data Scientist $150k
Normalized to USD per year

Growth

Hiring Momentum
48/100
Stable
Open positions
1
0 opened / 0 closed in 30 days
Hiring Dynamics +100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Data Science
100% ▲

Financials

Total raised
$200M
Latest round
Venture - Series Unknown
Funding rounds
1
Funding rounds
Round Announced Amount
Venture - Series Unknown 2024 $200M Details

Tech stack

Technologies named in job postings at Zest AI over the last 12 months, by layer, with the share of postings for each.
Technologies in use
4
Postings analysed
1
Stack modernity
85/100
Languages
JavaScript
Python
SQL
Practices & domains
Machine Learning
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Connections

List
Graph
Found in company registers, site code, DNS and hiring. Each connection shows how sure we are and the evidence, with its source and date.
Shared investors3
MatrixVia a fund
104 portfolio companies: PIXCEL, Post Mates, Dynamo Software and 101 more
634 portfolio companies
812 portfolio companies

News

Blog 5 months ago
Consumer Lending Fraud in 2026: Why fraud detection must become more automated using AI
This article was written by Craig Focardi, Principal Analyst at Celent, a leading research and advisory firm focused on technology for financial institutions. Drawing on decades of experience across banking, mortgage lending, and financial services techno
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Blog 6 months ago
Credit decisioning software: A complete guide for banks and credit unions
Every booked loan begins with a decision. Behind each one is a mix of data, judgment, and the systems a lender relies on to connect the two. For most smaller institutions, those systems still carry the weight of an earlier era: spreadsheets and legacy pla
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Blog 8 months ago
Decoding First-Party Fraud: When your best customers become your biggest risk
Is your customer who they claim to be? The growing threat of first-party fraud Some lending losses don't set off alarms immediately. An application looks clean. Identity checks out. Credit appears stable. The account opens smoothly, payments arrive on tim
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Blog 11 months ago
Top five ways lenders are embracing machine learning
Top five ways lenders are embracing machine learning for automated credit decisioning Traditional underwriting models are no longer enough to keep pace with growing competition, rising consumer expectations, and the need for stronger risk management. The
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News Pulse 2.0 1 year ago
Zest AI: Strategic Investment Raised From Major Credit Unions and Citi in Oversubscribed Round
Zest AI, a leader in AI-powered lending technology, announced it has closed an oversubscribed, customer-led financing round backed by key financial institutions, including SchoolsFirst Federal Credit Union, Members 1st Federal Credit Union, ORNL Federal C
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News PYMNTS.com 1 year ago
Zest AI Secures Strategic Investment for AI-Powered Lending Solutions
Zest AI said Tuesday that it secured strategic investment for its artificial intelligence-powered lending solutions.
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Offices

Where the company hires and what each office is for
Cities
1
Hiring now
0
Countries
1
Los Angeles United States
HQ
50-200 est. staff