Treasury FX Analyst

About Addi

We are a leading financial platform, building the future of payments, shopping, and banking-a world where consumers and merchants can transact effortlessly and grow together. Today, we serve over 3.6 million customers and partner with more than 55,000 merchants, making Addi Colombia’s fastest-growing marketplace.

With a state-of-the-art, technology-first approach, we provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing), bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing-we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live byour values every day.

About the Role

This is where you come in. Below, you’ll find what this role is all about the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.

What’s the mission you’ll drive

The treasury FX analyst will drive the hedging strategy and execution across Addi's warehouse facilities to protect the balance sheet from FX and rate volatility, ensuring full covenant compliance and a real-time, reliable view of the company's liquidity position.

What you will do

• Achieve and sustain accuracy in the daily Cash Flow Projection model across daily, weekly, and monthly horizons by building and validating a standardized forecasting methodology against actuals, giving management a real-time view of liquidity surpluses and deficits within

• Eliminate covenant compliance blind spots by mapping and documenting the full covenant structure, hedging requirements, and reporting obligations of every warehouse facility into a centralized tracking repository within

• Define and implement a hedging strategy for each warehouse facility by evaluating FX and interest-rate exposure against Addi's risk appetite and instrument constraints.

• Reduce manual reporting time by building and launching live dashboards in Databricks/SQL that track hedging positions, market risk exposure, and covenant headroom, replacing spreadsheet-based tracking within

• Systematize Banco de la República regulatory filings by building a centralized process to track and complete required forms per account/operation type reducing current reliance on externals to remind them of deadlines.

What we’re looking for

• Proven experience in Treasury Front Office operations

  • 2-3+ years working specifically in a front-office / money desk role within a bank, financial company, or fiduciary institution (no back-office, no sector real)

  • Hands-on experience executing, monitoring, and closing FX and derivative transactions

  Experienced in regulatory compliance and audit readiness

  • Ensures full compliance with Banco de la República FX regulation

  • Maintains accurate documentation and reporting for regulatory inspections and audits

  • Collaborates with risk and compliance teams to ensure operational soundness of treasury activities

  Demonstrates ability to leverage analytical and data tools

  • Knowledge with Databricks, SQL, and data visualization tools for treasury and financial reporting

  • Designs and maintains interactive dashboards that track liquidity, exposure, and cash flow indicators

  • Applies analytical models to enhance forecasting accuracy and operational transparency

  Has solid expertise in financial markets and instruments

  • Knowledge of instruments used in treasury operations, including fixed income, money markets, and FX products

  • Evaluates counterparties and market conditions to support funding and hedging decisions

  • Interprets economic indicators to anticipate liquidity and interest rate trends

  Track record of strong organizational and prioritization skills

  • Manages multiple operational workflows with competing deadlines

  • Develops and maintains systematic processes for transaction tracking and documentation

  • Effectively prioritizes urgent tasks in dynamic market environments

  Displays teamwork and proactive collaboration

  • Builds constructive relationships with internal teams and external financial partners

  • Contributes to process improvement initiatives within the treasury function

  • Takes initiative to identify efficiency gains and automation opportunities

Why join us?

• Work on a problem that truly matters - We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.

• Be part of something big from the ground up - This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee-you’ll be an owner

• Unparalleled growth opportunity - The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.

• Join a world-class team - Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it-and we want you to be a part of it.

• Competitive compensation & meaningful ownership - We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like:

• Step 1: People Interview (30 min)

  Meet with our recruiter for a 30-minute video chat. We will get to know you better, understand what you’re looking for, and answer any questions you might have about Addi

• Step 2: Initial Interview (45 min)

  Meet with our team. Here, we will ask you questions about your technical background and your experience. You will be able to ask any questions about the culture and how we work at Assi

• Step 3: Take Home Challenge (1 week)

  Complete a simple take-home challenge within a 1-week window. With this technical challenge, we want to see your technical expertise solving a real-world problem.

• Step 4: Deep Dive Interview (60 min)

  Meet with a stakeholder for a 45-minute chat to talk about your expectations, experience and work model.

• Step 5: Co-Founder Interview (30 min)

  Meet onsite with one of our founders for a 30-minute chat to talk about the vision of the company, what we are building and how you will contribute to our product.

We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.