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Location
Hybrid (London, United Kingdom)
Seniority
Staff

Confirmed on the employer's own hiring board on Nov 12, 2026. First seen by Alion on Nov 11, 2026. Capital on Tap scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Capital on Tap is a financial technology company headquartered in London, United Kingdom, and was founded in 2012. The company provides business credit cards and spend management platforms specifically designed for small and medium-sized enterprises, offering features such as uncapped cashback, high-yield savings accounts, and integration with accounting software. It operates primarily in the United Kingdom and the United States, serving over 350,000 business customers and processing more than 40 billion pounds in transactions to date.

We’re Capital on Tap

Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 

This is a Hybrid role, the Engineering team work from our London (Moorgate) Offices 2 days per week.

This is a multiple headcount role, so please don't be put off if you've seen this advertised for a while.

The role

Staff Engineers take on technical problems that no single engineering group can solve on its own. Your remit is a product pillar, a platform or a global ecosystem. You'll work across the groups in it, design the solution, contribute to the hardest parts yourself and get several teams moving together.

What you'll be doing

  • Lead cross-group projects from first design to production, including when they go wrong.
  • Plan ahead, so your systems can handle around ten times today's load without a rewrite.
  • Stay hands-on. Write production code, review designs and build the hard parts yourself.
  • Own the shared technical roadmap for your area.
  • When a decision spans several groups, bring them together, weigh the options and own the outcome.
  • Coach Lead and Senior Engineers, and help with senior hiring and promotions.

What success looks like

  • Faster delivery, decisions made swiftly, alignment with the direction set by the Engineering Architecture Team, fewer incidents and less duplicated work in the groups you support. 
  • A Staff Engineer helps several groups decide well, while owning the outcome of the decisions that have a broad impact.
  • You'll agree named outcomes with your manager each quarter.

What we're looking for

  • A track record of leading technical work across teams
  • Deep experience with complex distributed systems and API design, and the judgement to pick the boring solution when it's the right one.
  • Hands-on experience with .NET or a similar back-end stack. Familiarity with web or mobile frameworks would also be beneficial but not required.
  • Exceptional communication and collaboration skills with engineers and non-technical people alike.
  • Demonstrable ability (and comfort) to influence people who don't report to you.

Nice to have: fintech or regulated financial services experience, and experience using AI tools to make engineering teams better.

Diversity & Inclusion  

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

Private Healthcare including dental and opticians services through Vitality

Worldwide travel insurance through Vitality

Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)

Salary Sacrifice Pension Scheme up to 7% match

28 days holiday (plus bank holidays)

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in our offices

Check out more of our benefits, values and missionhere.

Interview Process

  • First stage: 30 minute intro call with Talent Partner
  • Second stage: 60 minute "Tech Chat" & Values Interview with an Engineering Manager
  • Third stage: 60 minute Code Pairing with 2x members of our Senior engineering team
  • Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO (onsite)

Other Info

Check out our ‘Top Tips’ for interviewing.

Keep updated on new job opportunities by following us on Linkedin.

Email [email protected] if you have any questions.

Excited to work here? Apply!

If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

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